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The "Pay ALL your debt off by Xmas 2012" challenge - PART 3!!!

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  • trying_hard
    trying_hard Posts: 449 Forumite
    Debt-free and Proud!
    Good day today!
    It's my birthday and ........................the Sun is out yay! :j:j:j

    Hasn't been sunny here for weeks! Have a great day everyone xx
    8 years of being on a DMP finished 3/3/14
  • Congratulations Katiec950!!! That's fantastic :j:beer::A.


    Thanks for mini-challenge Kerri. Last week's I've managed to save about £60 on this year's house insurance so I'm chuffed with that :T. This week's will be a massive effort as I've been storing paperwork (in a big pile) since I started back at Uni last Sept and haven't been through it yet :eek:. Will be doing that very soon tho!
    Pay debt in 2012 #278 £2347/£5364
    Sealed Pot 5 #1713 £78.57 //Crazy Clothes Challenge #97 £79.49/£100
    Grocery Challenge:
    Feb £359/£360 Mar £390/£450 Apr £335/£320
    May £330/£320 Jun £455/£400 Jul £321/£320
    Aug £399/£370 Sep £345/£300 Oct £421/£400 Nov £0/£320
  • Good day today!
    It's my birthday and ........................the Sun is out yay! :j:j:j

    Hasn't been sunny here for weeks! Have a great day everyone xx

    Happy birthday Trying Hard :bdaycake:- have a great day :j!!
    Pay debt in 2012 #278 £2347/£5364
    Sealed Pot 5 #1713 £78.57 //Crazy Clothes Challenge #97 £79.49/£100
    Grocery Challenge:
    Feb £359/£360 Mar £390/£450 Apr £335/£320
    May £330/£320 Jun £455/£400 Jul £321/£320
    Aug £399/£370 Sep £345/£300 Oct £421/£400 Nov £0/£320
  • jakes-mum
    jakes-mum Posts: 4,638 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Happy birthday Trying Hard!!

    ooooo Canucksfan, being the loos best mate always meant buy blue in our family ;)
    SPC No 002 SPC(3) £285/£250 (4) £519.84/£500 (5) £768.32/£500 (6) £911.30/£600 (7) £913.23/£600 (8) £1184.82/£750 (9) £2864.04/£750 (10) £3846.25/£1000 (11) £1779.72/£1000 (12) £1596.55/£1000 (13) £1534.70/£1000 (14) £775.60/£1000 (15) £700.20/£1000 (16) £2081.34/£1000 (17) £1691.15/£1000 (18) £25/£1000
  • choclover
    choclover Posts: 522 Forumite
    Katiec950 wrote: »
    Hi all,

    Sorry to interrupt the baby talk - I still have a lot of posts to catch up with too!

    But.... clears throat... after my second successful ppi claim I am now

    DEBT FREE!!!!

    I feel so weird but really proud of myself. In a few years I have gone from just over 23K to 0! I've been working really hard so it's such a relief

    I need to set myself a savings target now and figure out how to motivate myself to do that - I need a house deposit :rotfl:

    I'll catch up on the posts later, I'm too hyper just now :rotfl:

    Katie
    xx

    Congratulations! :j:j:j:j:j:j:j
    £2013 in 2013 £866.71/£2013
    DF by Xmas 2013 #027£841.28/£6000 (14.02%) 12/2
    DFD February 2015 £2,303.63/£19,520.26 (11.80%)
  • mumof3plusoh
    mumof3plusoh Posts: 953 Forumite
    Part of the Furniture Combo Breaker
    HAPPY BIRTHDAY TRYING HARD
    :bdaycake:
    [SIZE=2]SPC4 #1395 Aug 11 £135.75/£150
    SPC5 #1395 Shower fund used £13.60 31/7/12 Banked Farepack administrators cheque £301 19/10/12 £326.40 in the tin....TOTAL £641
    SPC6 #1395 Total £144.62
    SPC7 # 051 Banked so far £100 TOTAL £142[/SIZE]
    SPC8 #051 £46 :(SPC9 #51 £1091.34 :T:T
  • Jo84_2
    Jo84_2 Posts: 101 Forumite
    edited 13 June 2012 at 12:39PM
    Sorry I've for not been on for a few days, been busy, busy, busy :T

    Thanks Jemma for the epic post! My sister gave birth last Thursday to my beautiful little neice! So, lots of little cuddles last weekend (and trying to stow her away in my handbag:rotfl:).

    My 2 best friends are getting married next year and we all went dress shopping. (I'm feeling a bit left behind, what with all these babies and weddings :()

    I also went to the Knarsborough Bed Race at the weekend and thankfully the weather held out!

    Catching up on the posts really makes me realise how helpful and friendly everyone on this forum is, so massive congratulations to everyone!

    A little update, I have paid off my overdraft!!!

    So £200 can be knocked off my total!

    JoJo xx
    Sealed Pot Challenge 5 #1806 / £159.18
    Pay All Your Debts Off By Xmas 2012 Challenge #346 / £1487... £382 so far
    Weekly Grocery Shopping Budget £50... this week's spend £39.80
  • jakes-mum
    jakes-mum Posts: 4,638 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Decided to declare £50 off DH's OD (down to £200) and £50 off my OD (down to £850) as he hasnt gone OD in a couple of months and mine is actually £750 OD at its worse from what I can tell :D

    sooooo new total is:

    #16 £4591.89/£8806.89 52.14%
    SPC No 002 SPC(3) £285/£250 (4) £519.84/£500 (5) £768.32/£500 (6) £911.30/£600 (7) £913.23/£600 (8) £1184.82/£750 (9) £2864.04/£750 (10) £3846.25/£1000 (11) £1779.72/£1000 (12) £1596.55/£1000 (13) £1534.70/£1000 (14) £775.60/£1000 (15) £700.20/£1000 (16) £2081.34/£1000 (17) £1691.15/£1000 (18) £25/£1000
  • mf0u1098
    mf0u1098 Posts: 1,595 Forumite
    1,000 Posts Combo Breaker
    Yay!!!!! Massive congratulations to katie for becoming debt free!!!! We're all so proud of you, i'm in work now but will do your very own Roll of Honour post when i get back xxx

    HAPPY BIRTHDAY trying hard!!!! xxx
    New Debt Journey: Pay off £19,622.91 by 30th April 2015 :T

    Debt at Highest: £43,073 :eek:
  • Bonglecat
    Bonglecat Posts: 220 Forumite
    Debt-free and Proud!
    Congratulations Katie!!!! Real life now begins!!
    My Debt Free Diary LBM March 2010
    M&S Credit Card £0
    £2 Coin pot Holiday Savings £76
    [STRIKE]Debt Free by Christmas 2016 No 131 £9155.73/£9155.73 100%[/STRIKE] COMPLETELY DEBT FREE 20th DECEMBER 2016 :j
    Goals for 2017 Emergency Saving fund £2000.12p/£5000 :o
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