📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

The "Pay ALL your debt off by Xmas 2012" challenge - PART 3!!!

Options
1209210212214215490

Comments

  • Katiec950 wrote: »
    Hi all,

    Sorry to interrupt the baby talk - I still have a lot of posts to catch up with too!

    But.... clears throat... after my second successful ppi claim I am now

    DEBT FREE!!!!

    I feel so weird but really proud of myself. In a few years I have gone from just over 23K to 0! I've been working really hard so it's such a relief

    I need to set myself a savings target now and figure out how to motivate myself to do that - I need a house deposit :rotfl:

    I'll catch up on the posts later, I'm too hyper just now :rotfl:

    Katie
    xx
    Just had to add my congratulations!! :j:j:j:j:j:j:j
    Debt Free. Have my Van. :) Find dream
    Frugal 2016 Target @£400 per month
    Month 1 £400/£400 Total of 6 Months: £/£2400
    Food £0/£120 pm Diesel £0/£100 Me/DD £0/£80 Yearly (clothes/holidays/presents) £0/£100

    It's not the end, it's the journey and how we travelled.
  • Canucksfan wrote: »
    Canucksfan – hey hun, I’m here!!! I hope your health issues have cleared up...
    *************Thanks Jemma and Kerfuffle***********

    There will be lots more of one of these colours in my house around the time this Challenge ends....
    Yes, this doddery old woman is expecting again (No 6)...
    It has taken me a while to get used to the idea.
    Told DH the news today, so he has this dazed look plastered on his face. We won't tell the other children or my manager at work just yet... First doctor visit on Wednesday.
    Anyway in the month I have been off-air, throwing up my breakfast with my new BFF, the porcelain goddess, I managed to pay some more towards this debt. In case I haven't said it lately 'THANK GOD' for this forum. If I was still at my original debt level and 'in the family way' too, then I would be really in Queer Street!

    Canucksfan #249 - another $1k paid off. $15300/$17418.95 :happylove

    More congratulations!!!! :j:j:j:j:j:j:j
    Looks like you will be debt free before the baby and that will make it a doubly happy event. :A
    Debt Free. Have my Van. :) Find dream
    Frugal 2016 Target @£400 per month
    Month 1 £400/£400 Total of 6 Months: £/£2400
    Food £0/£120 pm Diesel £0/£100 Me/DD £0/£80 Yearly (clothes/holidays/presents) £0/£100

    It's not the end, it's the journey and how we travelled.
  • trying_hard
    trying_hard Posts: 449 Forumite
    Debt-free and Proud!
    Canucksfan wrote: »
    Canucksfan – hey hun, I’m here!!! I hope your health issues have cleared up...
    *************Thanks Jemma and Kerfuffle***********

    There will be lots more of one of these colours in my house around the time this Challenge ends....
    Yes, this doddery old woman is expecting again (No 6)...
    It has taken me a while to get used to the idea.
    Told DH the news today, so he has this dazed look plastered on his face. We won't tell the other children or my manager at work just yet... First doctor visit on Wednesday.
    Anyway in the month I have been off-air, throwing up my breakfast with my new BFF, the porcelain goddess, I managed to pay some more towards this debt. In case I haven't said it lately 'THANK GOD' for this forum. If I was still at my original debt level and 'in the family way' too, then I would be really in Queer Street!

    Canucksfan #249 - another $1k paid off. $15300/$17418.95 :happylove

    Congratulations :j:j:j
    8 years of being on a DMP finished 3/3/14
  • Katiec950 wrote: »
    Hi all,

    Sorry to interrupt the baby talk - I still have a lot of posts to catch up with too!

    But.... clears throat... after my second successful ppi claim I am now

    DEBT FREE!!!!

    I feel so weird but really proud of myself. In a few years I have gone from just over 23K to 0! I've been working really hard so it's such a relief

    I need to set myself a savings target now and figure out how to motivate myself to do that - I need a house deposit :rotfl:

    I'll catch up on the posts later, I'm too hyper just now :rotfl:

    Katie
    xx

    Absolutely fantastic Katie you should be very proud of yourself. Well done you.:beer::beer:x
    [SIZE=2]SPC4 #1395 Aug 11 £135.75/£150
    SPC5 #1395 Shower fund used £13.60 31/7/12 Banked Farepack administrators cheque £301 19/10/12 £326.40 in the tin....TOTAL £641
    SPC6 #1395 Total £144.62
    SPC7 # 051 Banked so far £100 TOTAL £142[/SIZE]
    SPC8 #051 £46 :(SPC9 #51 £1091.34 :T:T
  • bexiboo92
    bexiboo92 Posts: 348 Forumite
    I haven't come across any of your previous posts before, but a MASSIVE CONGRATULATIONS!!! :):):):):)
  • starnac
    starnac Posts: 5,946 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Congratulations Katie. :j:j:j:j:j:T:T:T:beer::beer::beer:
    Goals for February
    Declutter 2/50
    Money Made £0/£200
    Overpayments £0/£200
  • mrso2b
    mrso2b Posts: 314 Forumite
    Thanks Jemma for keeping the thread going, it really does motivate me to have to come on here and tell you how much I've paid off even if I don't get involved with the chat :)
  • Superheavy
    Superheavy Posts: 468 Forumite
    # 123 - 4328 / 10762

    Well, another DD for the credit card gone through and put a little more money aside towards paying off the loan. May have some additional money coming in on payday that could help me pay off the car loan this month. That'd make a massive difference!
    DFW - DEBT FREEEEEE!

    Total - 10762/10762 :)

    Every silver lining has its cloud.
  • Kerfuffle
    Kerfuffle Posts: 1,384 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud!
    Hi Katiec950,

    Massive congratulations on achieving debtfreeness :T :dance:

    mexwav4ys.gifmexwav4ys.gif

    You must be sooooo over the moon and chuffed to bits, you've managed to get rid of massive amount, well done, I'm really pleased for you.
  • Canucksfan
    Canucksfan Posts: 169 Forumite
    Debt-free and Proud!
    Oh Katie! That is terrific news! You should be v v proud of yourself, girlie!!! :D
    I am looking forward to reading your next chapter in the MSE book, "What Katie did next"...it's gonna be a good success story!

    Choclover good luck in the coming days. I know the waiting game is hard - hang in there Chook!

    OK I am going - hope you appreciate my fancy, dancy green graphics...matches the colour of my face just before I vom and THAT will be my final word on all things pregnancy related...for tonight- must just run to the loo...mmmph _pale_
    'You've got to tell your money what to do or it will leave!' Dave Ramsey
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.1K Banking & Borrowing
  • 253.1K Reduce Debt & Boost Income
  • 453.6K Spending & Discounts
  • 244.1K Work, Benefits & Business
  • 599K Mortgages, Homes & Bills
  • 177K Life & Family
  • 257.4K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.