The "Pay ALL your debt off by Xmas 2012" challenge - PART 3!!!

pheonixrising21

Well, I've had my PPI refund from Santander. Paid off my Tesco CC today and reduced my OD's.

Just calculated my total debt at its highest and how much I've now paid off.

£924 / £9546 = 9.68%

Going tocancel my Tesco CC now. I called them yesterday to ask if they did 0% BTs for existing customers. They said no, so as soon as the online payment clears, I'll be cancelling it. I can re-apply in 6 months, so hopefully them I can get a decent credit limit to BT some or all of the AA Card to. My Cap1 card will be gone and closed by then with a bit of luck.

I need to do my tax return for my rental and mystery shopping income. Hopefully that will come back as less than the £450 I'm estimating

NicoleWild

I did some work for Social Services 8 weeks ago and still haven't been paid, I just rang them up and they said they haven't received my invoice grrr so sending another one off today that's a total of £248.

Hard part is to figure out who to pay off first, Cap1 has frozen the interest, I get some bank charges from my HSBC because of my overdraft. I don't have any interest on my Level 3 qual, but with BT I might do but I haven't got the number of the debt people to get hold of them to sort sumink out. I think it's because I've just recently moved and didn't tell them my new address so now I have no letters with no numbers or anything

his_missus

:oSorry, J-M, didn't mean to cancel DS's birthday but you could have used June as a middle name for lily (lily june...hmmm...) I just want to see a dent in my debt

Jemma - weight loss is not going well .

Despite the snails trying to munch their way through my pea plants, I have 3 pods growing :T don't think I'll have enough peas for a portion one meal time but DH likes eating them fresh from the pod - I hate peas

Kerri - this week's challenge is tooooooooooooooo easy peasy! I drive DH potty switching things off. I got a free plug thingy which switches the appliance off when you turn it onto standby for the bedroom tv as that was the one thing that ended up on standby every night and there have been many occasions when I've asked/demanded him to stay up for 10 mins so he could switch off the washing machine so it's not on overnight :rotfl:

NicoleWild

his_missus wrote: »

Kerri - this week's challenge is tooooooooooooooo easy peasy! I drive DH potty switching things off. I got a free plug thingy which switches the appliance off when you turn it onto standby for the bedroom tv as that was the one thing that ended up on standby every night and there have been many occasions when I've asked/demanded him to stay up for 10 mins so he could switch off the washing machine so it's not on overnight :rotfl:

Where did you get one of those from? My OH watches TV in bed all the time and I often wake up at 5am and it still being on, it drives me mad!

jakes-mum

his_missus wrote: »

:oSorry, J-M, didn't mean to cancel DS's birthday but you could have used June as a middle name for lily (lily june...hmmm...) I just want to see a dent in my debt

But my birthday is in May too!!, thats why she got May (DH's is April but DS got his first name as a middle name so he got told to categorically bog off if he thought DD was getting his birth month as a name ) Im itching for 1st June as well as its last loan payment day :eek::eek::eek: I havent been loan free in 10 years :eek::eek::eek:

1stTimer

Morning Guys

Just a quick update as i am at work, but managed another £200 payment today so very happy!
I've also managed to get a sat job so really hopefull that i can clear this quicker than expected

#352 £1188.63 / £6219.78

NicoleWild

Humph Was going to pay my t-mobile today but then realised our bearded dragon is out of food so I've just had to spend £13 on ordering her food.

My OH normally gets her food weekly, which is £11 a week! As he feeds her locusts which are really expensive, so I found a company online that delivery next day at no extra cost bulk packs of locusts. I think I have managed to get 2 weeks worth of food for £12 which I don't think is too bad

muppets

# 192 Paid off another £236.79
£ 371.79 / £1000 37%

cj75

Just caught up on reading everything whilst I'm off work sick, useful for some things :-)
Congratulations to those who have completed or have hit a milestone, and happy birthday to those who have had one in the last month.
I finally sold 2 things on Ebay, unused wax strips and 1 bra. Have relisted the 3 things that didn't sell which includes 2 more bras (1 is identical to the 1 I sold).
Will be starting weight watchers in a couple of weeks, been to docs this morning and will be getting the free vouchers for registration & 12 weeks as need to lose 3/4 st to be in the right BMI for referral to fertility clinic but need lose more if possible.
Some of my family have seen Phantom of the Opera and say its fantastic, as its currently in my home town. I would like to see it but can't justify the ticket price, as I want to see Lion King when it comes here as I've been wanting to see it for years but couldn't convince anyone to come to London with me. The year I decide I'm going to London to see it on a coach trip on my own they annouce the tour will start in my home town, just not checked prices yet. Will see on my own if need be, not been to theatre on own before but guess it should be OK.
Will update finances soon.

camuk81

I am getting organised. Phoned the tax office yesterday and now on the phone to the child support agency. Payments are different and they can't work it out. Also just realised I have never asked for a review in 8 years. So just asked for one as well.

Well just got off the phone and there are arrears and they are going to do a review so maybe it was a worthwhile call!