The "Pay ALL your debt off by Xmas 2012" challenge - PART 3!!!

psychopathbabble

catmort wrote: »

I just got a text from 3 saying they are putting my contract up in line with inflation, it's a CONTRACT! They can't do that! I'm not allowed to change the terms of the contract but they are??

Can I refuse the increase like you can with a credit card?

I'm pretty sure you can as there was a big thing with orange doing it a while back. Might be something around the forum or site itself.

Barbeduk

KissyKissyKaren41 wrote: »

:j morning all from sunny Wales o I love saying that:D. Well tis end of month here and I'm after a little advice here I've made a fab dent in debt for first month but now 2 days before payday im brassic lol cupboards are full as is fridge n freezer so no worries as don't need anything, but don't know if I should aim for another whopping pay every spare penny off and wing it or pay a little less I only really have my hol- £452 to pay by mid July, Barclays loan S/s of £78 a month, which comes out anyway, marisota £312 and argos on bnpl rent arrears are now clear, so do I plod or race .... On the plus side this month my sons summer clothes and eldest sons bedroom has been totally updated by earn a fiver a day in May....and a lot of Xmas gifts are covered so. Decisions decisions.... I do have £452 here to pay off hol at mo and know deep down I should pay it off but sun is out and so fancy a splurge ...

Ooh, I'd just chuck it all at the debt! Short term pain and all that.

catmort wrote: »

I just got a text from 3 saying they are putting my contract up in line with inflation, it's a CONTRACT! They can't do that! I'm not allowed to change the terms of the contract but they are??

Can I refuse the increase like you can with a credit card?

I'd complain and threaten to move as soon as the contract ends. Cheeky muggers.

Kerri I hope you've got high fences :rotfl::rotfl:.

Got THE credit card bill today, I have never been so excited to see a letter from Mr Branston! Balance £00.00 :j:j. Thank you guys, the last time I had no debt was July 2006. You are :A.

his_missus

barbeduk wrote: »

.

Got the credit card bill today, i have never been so excited to see a letter from mr branston! Balance £00.00 .

:t:t:t:t:t:t:t:t:t:t

What's happened to my clappy faces?

camuk81

catmort wrote: »

I just got a text from 3 saying they are putting my contract up in line with inflation, it's a CONTRACT! They can't do that! I'm not allowed to change the terms of the contract but they are??

Can I refuse the increase like you can with a credit card?

http://www.moneysavingexpert.com/news/phones/2011/11/orange-to-raise-monthly-mobile-costs

Evening all,

Cat, just done a quick check here is the link for the orange hike I hope this is of some help.

A busy few days. I'll update later

catmort

camuk81 wrote: »

http://www.moneysavingexpert.com/news/phones/2011/11/orange-to-raise-monthly-mobile-costs

Evening all,

Cat, just done a quick check here is the link for the orange hike I hope this is of some help.

A busy few days. I'll update later

Thanks for doing the legwork for me!
Lazy Cat

SpagBol

KissyKissyKaren41 wrote: »

:j morning all from sunny Wales o I love saying that:D. Well tis end of month here and I'm after a little advice here I've made a fab dent in debt for first month but now 2 days before payday im brassic lol cupboards are full as is fridge n freezer so no worries as don't need anything, but don't know if I should aim for another whopping pay every spare penny off and wing it or pay a little less I only really have my hol- £452 to pay by mid July, Barclays loan S/s of £78 a month, which comes out anyway, marisota £312 and argos on bnpl rent arrears are now clear, so do I plod or race .... On the plus side this month my sons summer clothes and eldest sons bedroom has been totally updated by earn a fiver a day in May....and a lot of Xmas gifts are covered so. Decisions decisions.... I do have £452 here to pay off hol at mo and know deep down I should pay it off but sun is out and so fancy a splurge ...

I would [pay it off or at least pay off £430 and keep £20 for a treat, don't splurge it all :eek:. It will feel much better to pay off the debt in the long run!!

KissyKissyKaren41

Thanks girls your right a few clothes and shoes in wardrobe to iron n tidy away or my 2 weeks peace in turkey with my 2 fav fellas no comparison really dont know why but over the weekend all i wanterd to do was spend been out with the dog tonight hubby n son n urge has gone away so I think il pop up thomsons thursday n pay off the hol thanks girls again xxx

psychopathbabble

Both my uni assignments finally finished.... can't send the last one until tomorrow though because my printer ran out of ink!

I'm away to HK and BKK tomorrow afternoon so I shall see all you DFBX12'ers in June!

Bonglecat

Hi, just checking in with everyone. I was away on business last week, so not much news.

I've corrected by signature as I keep getting muddled up with how much I've got left versus how much I've paid off since I started.

After reducing the M&S card to below £6k I went and reduced the limit to £6k, so now I have no availability on the card until I make my next payment which is no bad thing, I know I won't be tempted but I can never be sure about DH!!

Oh and as part of my "Fit for 40" campaign I have signed up for the Big Fun Run 5k on 19th August just before my birthday!! Woo Hoo never done anything like that before.

jakes-mum

Ooooo enjoy HK and BKK psycho! so jealous!!

Good thinking on the M&S card Bongle DH has just agreed to get rid of his MBNA after they chopped his limit to £1K as he took out one of their sister cards for a BT, im not complaining I thought it was a cac deal anyway with those stupid red points for spends that entered you into a comp. 10 years he's had that card and he never won owt!