The "Pay ALL your debt off by Xmas 2012" challenge - PART 3!!!

lemonpopsicle

choclover wrote: »

Can't remember it was so long ago, I think for me it was just the sheer amount of debt and that fact we were fed up not having any money.

Mine happened when I was sat on my own on New Years Day 2011, hubby was doing a 12 hour shift at a job he hated and it suddenly hit me that we were up to our eyeballs. :eek:

mrso2b

mf0u1098 wrote: »

:j:j:j What an amazing day!!! Earlier today I rang the tax office and they are sending a cheque in the post for £584.48... THEN... I come home to a letter from HSBC about my PPI reclaim and they are paying me £1003.17!!!!!!!!!!!

That means that in one day I'm getting nearly £1600!!! I cannot tell you how happy I am :j:j:j

I've been really naughty and had a chinese for tea

Right, I'm going to start doing my updating peeps and see how amazing you've all been in the last few days. I've tried to keep up but alas, you're all very chatty! :rotfl: Love it! xxx

Congratulations Jemma!

kerri_dfw

Hurray!!! OH has agreed that we can move in together in September :j:j:j I may have had to explain the benefits of having our own place but still..... I might not be devious like my sister, but I still have a way of getting my own way

That's going to save me £200pcm on cheaper rent, and he'll pay me £300pcm.

Is it bad that I had to involve MSE tactics to get him to see the light? "But lovely, we'll have £6k more saved if you move in with me...."

It's lovely reading everyones stories, hopefully they'll help others reading this thread realise that they're not alone and there is a way out

Kerfuffle

Kerri, Antonia and Mf0U,

I did answer your posts earlier today but after I'd spent ages typing my reply in the post went off into cyber space never to be seen again :mad: this happens quite often and I know I should copy and paste before I post but I don't always remember. I'm not going to re-type the post as it was mainly waffle anyway :rotfl:

Everybody,

I appreciate everybody's posts, even the ones that don't necessarily have any meaning to me as I'm not in the same country, but I appreciate them nonetheless and I recognise the time and effort that everybody puts into them. That being said I don't 'thank' all posts, and it's not for any particular reason other than not all the 'thanks' register. In the past I've gone back over pages that I've already read and my 'thanks' haven't been recorded, when this happened I felt bad that the person may think that they'd said something to offend me and that they in turn had taken offence. So I tend to limit my 'thanks' to posts that refer to something I've said, posts that contain information about payment updates, and anything that makes me laugh basically. I don't take offense when people don't thank my posts as that would be hypocritical of me, and I could take offense when I notice that there is a dip in the 'thanks' between the post in front of mine and the post after mine, but I don't.

The whole MSE site is a minefield of etiquette, and I think the best way to approach it is, to not have any expectations.

I'm sorry if my lack of responses has offended anybody.:o

Group hug :grouphug:

InsertWittyName

affordmylife wrote: »

ok thats it im done.

im fed up of commenting and not getting any response.

ill pay my debt off anyway.

all the best everyone xx

I'm sorry, and I can see that other people have tried to skirt around the issue but this is bang out of order.

If you can't handle not getting a response then don't post - we're all trying to help each other out here and there's a lot of us, it's easy to miss a full page of posts nevermind a single post.

I post on this thread on average a couple of times a month... It's not the posting that's the key point but the reading of other's posts, the sharing, the combined effort to be debt free by xmas, the community within us that spurs us on.

Feel free to come back and join us when you're ready to do so. Wishing you luck.

Canucksfan

Kerfuffle, I wish I had your way with words! Cheers M'Dear!

kerri_dfw

Right Mr Sunshine, I'm off to Woking today so if you let your friends Mister Thunderstorm and Mr Hailstorm appear today like they did yesterday I will be very cross with you! It's bad enough that I have to go to an industrial estate and sit in a freezing cold datacentre without having to tolerate bad weather too.

Hope everyone has small triumphs today with their own debt free journeys, I'm going to tackle the M25 eugh!

fallenwiccan

Good luck on the M25 busy day today including a 1-1 with my new manager that my old manager is calling in to! She still coaches me just I officially have to change for my appraisals, it all gets a bit confusing at times!

SpagBol

affordmylife wrote: »

ok thats it im done.

im fed up of commenting and not getting any response.

ill pay my debt off anyway.

all the best everyone xx

It's a shame you feel like this, I'm sort of with the other poster that says you shouldn't have any expectations but then I have quite a thick skin so if I get replies or not, I don't mind. There are so many posters on here, it is very fast moving and at the end of the day it's a list of people's payments with the odd spontaneous chat that takes hold. I really don't think you can find offense in the lack of responses but perhaps you've had a bad day in general and it seemed worse than it was.

I hope you come back, we all need each other

Anyway, an odd £8 was irritating me so I've made a £9 payment...don't ask me why :rotfl::rotfl:

#084 £8501 /£58000

:T

dd1981

affordmylife

I hardly ever post but felt I had to when I saw this post. This is a thread which is really fast moving with over 300 people signed up to take part. Jemma does a fantastic job of updating it and it is obvious that she really cares about the thread and the people on it.

I found your post to be extremely rude and selfish. So much so, I read some of your previous posts. As far as I could see, you have never specifically spoken to any other poster on this thread and do what I do, speak to everybody generally. I don't have the time to specifically talk to everybody, I'm not on here enough and I really admire and appreciate greatly when Jemma does an epic post or when others do too. I don't expect others to talk to me specifically as I don't do it to them. You seem to be expecting individual attention but not willing to give it in return.

We are all on here with the mission of paying off debt. Its really tough as we all know. Good days, bad days, average days- we all have them. Why make things harder with childish, playground nonsense about people not 'listening' We are all here 'listening' If you want people to talk to you individually, then please have the courtasy to talk to others too.