What have I done....

LauraJo · 13 October 2013 at 3:23PM

Watty1 wrote: »

Totally exciting you have the solicitors report. :j Now, that caravan..without knowing the details there may be ways round it in the future. That clause may be there to stop you putting a van on you can live in and then later claiming some kind of rights to live in the caravan. I remember keeping a horse at a livery yard that had this kind of clause which owner only found out after the caravan was on site and a neighbour complained. She was actually allowed to keep the caravan when a planning office agreed she couldnt possibly ever spend the night in it!!

So maybe all is not yet lost. Does the land have stables? And a barn and a feed room? Maybe the sofa could go in one of those with camping stove etc??? And if not, if the land is used for grazing horses you might just get permission in the future.

Although I am struggling to see how spending hundreds on stables, feed room, tack room just to house a £5 sofa is moneysaving I do hate to see a good idea defeated:rotfl:

Ok that's good guidance thanks... We are thinking of maybe using a dilapidated horse trailer for our 'lounge' ... Maybe an option? Land a
Ready has a stable and 3 shelter which could be used as stables. No feed room etc but I've always kept my feed and tack at home and brought it up each day. Add to the lovely wiff of horse (combined with dog!) in my house

LauraJo · 13 October 2013 at 3:26PM

Alchemilla wrote: »

My understanding is that anyone can keep a caravan on any land for one month at a time.

Ok good to know. I don't imagine we'll buy anything that looks remotely habitable! Just been to have another nose and it's well cool! Also had a rather wet round the local common which has bridle ways and is only a 10 min hack from field .... Just need to learn to open and close gates whilst perched on my untrusty steed!

LauraJo · 13 October 2013 at 3:31PM

Buffythedebtslayer wrote: »

I have read the whole diary............WOW.

So impressed with the whole overpaying, owning land for your horse having an amazing job and a three bed house plus your great attitude to everything. In the whole diary I think you used 2 sad faces!

you are living proof if you want something badly enough you can do it.

Well done doesn't even cover it!

So overall what are you going to do re paying off the last bit?

Thanks for the inspiration XX

Wow thanks for reading... That must've been some going

Nice comments defo help spur me on

I'm afraid to say I am one of those people who just can't have someone telling me no! I'm one of those who thinks if they want it hard enuf and do enuf nice things, stuff happens!

In terms of the last bit, I'm a bit unsure. I'll prob pay off the land (coz although it's interest free it's from my kind mummy and is my parents retirement fund ... Yep the whole thing so will want to pay her back ASAP... Feel well responsible :eek: )
I might then leave £35k on my mortgage knowing I have the equity elsewhere? I need to have a year of no crazy overpayments tho whatever I decide or my OH might divorce me he he :rotfl:

LauraJo · 15 October 2013 at 3:21PM

Found out yesterday that I am being made redundany but in the spirit of looking on the brightside here are some positives:

I don't need to go until after the Commonwealth games next year so have plenty of notice
Lots of friends and colleagues have to be gone by xmas so I'm in a better position than them
I'll have a great finished project that I will have delivered on my CV so that should help with the next job
Who knows - by next year there might be another opportunity come up so I might not have to leave
If I do have to leave I get around £8k (not loads but plenty now I know how to economise!)
I have paid masses off my mortgage so monthly payments are small
I know we can live with lodgers!!

Who knew redundancy could be so upbeat eh??!!
(Ok - I still think a glass of wine and a small moan later might be in order

)

Arkers · 15 October 2013 at 4:38PM

Hi LJ - wanted to say sorry to hear about your redundancy:(, but you are so upbeat that it doesn't seem appropriate! I presume that you are still able to go ahead with the land purchase? At least you have been given lots of notice, so like you said you can try and prepare.

You are certainly entitiled to large Shiraz or Pinot, preferably after you've been in the saddle!:rotfl:

LauraJo · 15 October 2013 at 5:06PM

Arkers wrote: »

Hi LJ - wanted to say sorry to hear about your redundancy:(, but you are so upbeat that it doesn't seem appropriate! I presume that you are still able to go ahead with the land purchase? At least you have been given lots of notice, so like you said you can try and prepare.

You are certainly entitiled to large Shiraz or Pinot, preferably after you've been in the saddle!:rotfl:

Aw thanks. I reckon the land purchase is a bit risky but sod it - I could get hit by a bus tomorrow! Could always rent it out if I got stuck I guess??
Yep horsey first then alcohol.... I have tried it the other way round, it was less successful