New Dmp Mutal Support Thread

in_debt_again_but_dealing_with_it

Hi everyone - lots of progress for you all.
Hi Kelly - HSBC keep hasselling me, left a message yesterday (thats a first), called already today - I've so far refused to speak to them - think they're gonna be the same with me re the managed loan but they can go stuff themselves!! I've put the claim in for the bank charges and had their acknowledgement letter the time is up Friday so waiting to see what happens. I must admit I feel a little vulnerable cause all my debt is with them and think they will try to use that to force the managed loan - I'll fight them to the end though!!! If push came to shove I'd rather go bankrupt and then they'd get nothing!!! congrats on your new star!!
Well done on your budgeting Michelle you're definately on a roll!
Rustybucket how lucky are you - well done!
Amani well done to you - don't think it would hurt to send another letter to the Hellifax.
Newlywed HSBC are the Horrible Sadistic B(w)anking Corportation, fingers crossed things go better for you with them.
Daiseblue things going well for you long may it continue!
love and hugs to all
IDA
xx

teecee152

AFTERNOON EVERYONE!!

IDA -How are you?? Hope you are well!!
Loving the HSBC acronym (think thats what you call it??).

Kelly - Congratulations on your second star!! GO GIRL :T :T :T :T

Michelle - Well done staying under budget for your day out.:T Hope you all had a fab time.

Rustybucket - Fantastic news about First Direct bet you nearly fainted when you put the phone down:rotfl:

Sea - How you doing, hope everything is ok! I loved Treasure Hunt too although unlike Joek I probably wasn't quite so interested in Anneka Rice!!:D

amani - I would send another letter to Hellifax recorded delivery then try and put it to the back of your mind. I have a personal loan with the Co-Op Bank and they insisted they had received nothing from CCCS (despite it being sent three times!!), mind you they suddenly stopped interest and sent me a default so everything will fall into place it can just take a bit of time!!

Newlywed - Good Luck with the Horrible Sadistic B(w)anking Corporation. Stay strong!!

DB - Glad everything is going well for you and yours as IDA says "LONG MAY IT CONTINUE!!"


Hope everone else is having a good day:D
Nothing much going on in my world today except housework (I HATE HOUSEWORK!!!:mad: ) Just made myself a much deserved cup of coffee and thought I would pop in and say hi!!


P.S Valleys Girl -Hope you are feeling much better soon!!

amani_2

hi everyone,

lots of good news from you all today. theres a lovely positive vibe on here today.

MICHELLE73 well done with your budget day out and the childrens clothes. my 2 older sons buy their clothes from there and always get a bargin.

95KELLY your sittuation with HSBC is the same as mine with HALIFAX. Ive been lucky with HSBC it is a CC though like SEA.
congrats on the new star :T

NEWLYWED MINT and GREAT UNIVERSAL have been ok. was a bit worried about phoning GU but they were very nice.

RUSYBUCKET WELL DONE :T with First Direct

DAISYBLUE Thanks very useful

LONELY Thanks very useful and my HSBC is a CC also.

VALLEY'S GIRL Hope you feel better soon, i have a stress related illness too.

SEA Thanks will do that. hows things? hope your sorting things out i know its very difficult.

IDA Thanks will do that and you should sit down and talk to your hubby tell him how you feel. (hope you dont mind me saying)

hope thats everyone

AMANI XXX

amani_2

THANKS TEECEE thats what I will do.

craftingqueen_2

Hi everyone

Hope you all will have a good day today.Letters are already coming through the door for us to reinstate DD's.
Nationwide :- wrote to them to ask them to freeze interest etc.All we got back was a letter telling us to reinsate DD :mad: .

Priority DD's are begin to get sorted,which is a weight off our shoulders.

Question :- if we are paying payplan this month,do we send all creditors a token payment as well?

Glad to share with you all,helps me so much.

craftingqueen.

Michelle73

Thank you all for your support and encouragement!!

teecee152

craftingqueen wrote: »

Question :- if we are paying payplan this month,do we send all creditors a token payment as well?

Glad to share with you all,helps me so much.

craftingqueen.

Once you have made a payment to Payplan they will pay your creditors. So no don't make any more token payments!!

Hope this helps.

craftingqueen_2

Thanks Teecee 152 .So great to be able to share with people who understand what we are going through.

craftingqueen

dumb_debtor

Hi everyone

sorry haven't been around for a while this site can get a bit addictive!

I can't believe the hassle people are having with HSBC, I hope it stops soon.

Can credit companies/banks not see the sense in getting their money back even if it is over a longer period of time rather than pushing people into more debt and a worse situation? Grrrrrrrrr

I've finally sent off my DMP paperwork and just preparing mysef for the lovely calls ahead - thanks to Lonely for the heads up on how to deal with the nasties - sorry creditors. LOL

95kelly

Just a note to say that i have updated th first post on the thread with all the new numbers from 50 onwards, so if some are unsure of your number then check there, if i haven't given you a number yet, please forgive me, let me know who you are and i will add you on!! Im not very good at keeping up lol!!!!!! x x x