New Dmp Mutal Support Thread

teecee152

Hi huntress

Sorry don't have any advice on bank charges, I don't know how I managed it but I never incurred any!!!

I'm sure someone will be along soon to help. Good Luck;)

smilealot

Poor Sea, I'm really worried about her.

Hi everyone else. Well done with the bank charges folks, making me think I should do mine soon.

Sorry don't have time to say hi individually as I have a friend staying just now so am not around much. (Although to Lonely & YM - I haven't had any acceptances yet, in fact, not all of my balances have been confirmed, nevermind offers made. What about you?)

Hope to catch up wit you soon Teecee :hello:

smilealot

Valley's_girl

Sea
Sorry to hear your sad news, like ym I have been through it too!
Will be thinking of you.:grouphug:

Take care babe
Luv ally xxx

Sea78

hi

thanks. Cried a lot but my mum is with me so at least the kids are happy! Been to the drs and hve prozac - eek - but v low dose and to see him in 4 weeks.

No idea what's going to happen financially with the DMP - OH has said all debt is mine (hah!). Just have to wait for legal advice next week.

Will be on more later - thanks guys

Welcome Getting there! :hello: Great to have some more old hands joining us!

Huntress - bank charges can only be claimed 6 years back and if you have all the statements go straight to the second letter in the system Martin has the plan of action somewhere, I'm assuming you're using that!

Smilealot - hope you're enjoying having your frend over, sometimes hte disttraction from debt an be a welcome relief eh?

Teecee - I have slight sunburn from yesterday!! How mad in April!

YM- thanks for your post on the other thread (haven't checked it since this afternoon so there might be more) and I hope you manage to sort things all out. xx

Valley's Girl - thanks, hows things with you?

Sea xxx

Valley's_girl

Sea
You are so kind thinking of others when you are hurting so much:grouphug:
It has been almost 17 years for me, I know exactly what you are going through.
I am so pleased you have your Mam with you good old mam's.
I won't be back on tonight so try and have a good nights sleep hun.
Take care
luv ally xxx

yellowmonkey

Hi.

Last post from me today in what has been a topsy turvy sort of day. I think all of our money problems take a second seat regarding relationships and support from our loved ones. I have had a good day compared to some and I have managed to post off my bank charge reclaim form. Hopefully get some joy!!.
Smilealot So far I have only had 2 balances confirmed nothing else set in stone thus far. I must admit though Payplan for me have been very good.
To everyone else(Sea especially) Take care and have a good night:grouphug: .
Dont know what you are all doing for the holidays but I am taking the brood out to a enchanted forest tomorrow (Tonbridge wells) they have a easter egg hunt and pantomine organised. Will catch up when I get back.
Have a good day tomorrow and may all your post be junk mail

TTFN

YM

Joek_2

Hi lovely people.

What a wonderfully warm and sunny day it was today.

I might have been at work, but it was lovely nonetheless!

No post of any note again today, so nothing to report on that front.

Sea - you're in my thoughts, and I hope you start to feel a bit better really soon. I'm not sure if I can be of any help, but if ever you need to moan or winge (not exactly a shoulder to cry on, but at least I can give you eyes to read and a response!), then just give me a PM.

Hey, that goes for the rest of you too though!

If nothing else, I may be able to help people with useless information!

in_debt_again_but_dealing_with_it

hunteress wrote: »

hi all welcome to all the newbies
i have a question regarding back charges i have all my statements for the last 7 years(proberly more to be honest)
can i use them or do i have to sent chq for £10 to get copies as the amount they are adding on at the moment is disgusting .:eek:

Hi huntress
this may well have been answered but as I understand if you already have the statements you can go straight in with the charges reclaiming. Thats what I've done with HSBC £2,000+ :eek: . Sent letter recorded delivery last Friday so hopefully will here by next Friday. Abbey National I threw all the statements away last year :mad: so had to send the £10, not received anything yet, 40 days is up tommorrow but no post cause of bank holiday will go in all guns blazing on Tuesday. I'd say just add up the charges and go for it. Hope that helps
IDA
xx

in_debt_again_but_dealing_with_it

Oh Sea :grouphug: :grouphug: Stay strong, we're here for you when you need us. Take care. Love and hugs as always.
IDA
xx

Joek_2

Hmm. Well this is a bit strange. I just logged into my Citibank account to check on the direct debits.

Good news - CCCS have set up the DD, so my future payments should go through automatically.

Bad new - There's a direct debit on there I cannot work out who from!

No merchant detail available, only a name - 'L B Hackney - Rates'.

Citibank are unable to give me any other details, and I'm wondering what else it could be!

The only DDs i can think of are -

Insurance (which is there)
Orange broadband (which is there)
CCCS (which is there)

The other one I set up was for my phone line with BT, but if this is for that one (which I'm starting to think it is - curses! I can't find a BT statement) - why does it have a strange name attached?

I suppose I don't have much choice in the matter, but waiting to see what happens?

Edit: Nope! Not BT...I'm puzzled! Tempted to cancel it, but...