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New Dmp Mutal Support Thread

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  • Hi I'm back ... dd has an ear infection (again!!) atleast he's given her antibiotics this time (wish he'd given her them 2 weeks ago though!!) no1 son perforated his eardrum at uni but thankfully okay now - being refered for a scan on his testicales as he's found a lump - Dr not too concerned I'm sure its just a gland (fingers crossed).

    Welcome Crokeria you're in the right place!

    Winkus congrats on getting the interest stopped - HSBC just ignoring me!!!

    YM good day for you too - my dh always moans about how long it takes to put the washing out - but then you will all keep wearing clothes and getting them dirty!!!

    Newlywed hope you're feeling better - must be a pain feeling unwell when the weather is nice.

    Franny congratulations on the charges fingers crossed HSBC sort mine out - although my experience of them suggests they'll be as awkward as they can!!

    No one has been deliberately left out just can't fit you all in, my good wishes are with you all though! Hope you all have a wonderful day.
    Love and hugs
    IDA
    xx
    I stopped smoking 25th June 2007
    STILL Never complacent but confident
    My debt is GOING DOWN!!!!
  • franny
    franny Posts: 149 Forumite
    good luck YM

    Chances are you will get your £10 back, I did.

    Make sure that you send the letter to the correct address as detailed in this site. To ask for your statements you will need to send the letter to the Data Controller at the relevant bank
    Proud to be dealing with my debts
  • yellowmonkey
    yellowmonkey Posts: 7,052 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    idabdwi

    Sorry to hear about No1 son. I had the same thing and when checked was a varicouse vain( Not sure about the spelling). Hope everthing goes OK.

    YM
  • Crokeria
    Crokeria Posts: 28 Forumite
    Thanks for your replies, feeling better already...
  • yellowmonkey
    yellowmonkey Posts: 7,052 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    Hi.

    Sorry me again but I have a question that has been troubling me. When we work out our budget for the month do you take the totals out for food etc and keep in jars or do you just leave all the money in your account and use when necessary?. Not sure what to do for the best.
    Another one. Is it best to set up some king of savings account for emergency's/rainy days?

    Regards

    YM
  • I leave the money in the account, cash round the house would be too tempting!! I keep a spending diary (or at least try to) and I have a building society account for saving extra money - but so far its empty. Always find a use for that "extra" money!! Really do have to budget better myself I'm really struggling with it (£65 to last till next Wednesday - eek) and so admire all the people on the forum (particularly IA) who seem to make their money go sooo far!
    Glad you're feeling better Crokeria - its good to know we're among non-judgemental friends isn't it.
    Anyway buzzing off now as the sun is shining the birds are singing and I'm hitting the garden with the mower.
    Chat soon. Love to you all.
    IDA
    XX
    I stopped smoking 25th June 2007
    STILL Never complacent but confident
    My debt is GOING DOWN!!!!
  • yellowmonkey
    yellowmonkey Posts: 7,052 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    idabdwi

    Thanks ,think I will do the same. Im off too as is it a lovely day outside and will catch up with you all later.

    TTFN

    YM
  • Lovely day again! Hope everyone is well today.
    Still haven't recieved any post from creditors wish they would hurry up and put me out of my misery:(.
    Welcome to welshjojo and crokeria:wave:

    Neith well done on your good news!
    Indebtagain I hope your dd and son get better soon!
    Yellow monkey enjoy your day!

    Have a lovely day all.
    Ally xx
    Official DMP Mutual Support Club Member No 30
  • hi all,
    re crokeria-i have 13 creditors and am with cccs.i only pay £5 to each of my debts so, yes ,you will be ok. highly reccommend cccs.all went smoothly and started my first payment with them in march.now pay one dd to cccs instead of 13 bank giros and dont have to remember as cccs do it all.will take me around 26 years to pay off (yes,scarey i know) but at least i am paying it off and no interest charges(well almost none when certain creditors agree).
    if i had been single and had no house then probably would have gone bankrupt but will keep wading through the treacle,if you know what i mean.
    welcome and good luck with your nearly debtfree life!!!
    People bring great joy into our lives..some by arriving, others by leaving.im trying to be one of the former, so please bear with :)

    LOVE ME, LOVE MY NEWFOUNDLAND.:A
  • thankyou all so much for your heartfelt wishes about my grandma.just have funeral to cope with now.hope i get to 94,at least i will have paid my debts off and shall be debtfree!!!
    better get some chores donenow.i seem to get so engrossed in this site,especially this thread, that i dont know where the time goes.
    hope you all have a great day.always seems better when the suns out.
    People bring great joy into our lives..some by arriving, others by leaving.im trying to be one of the former, so please bear with :)

    LOVE ME, LOVE MY NEWFOUNDLAND.:A
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