New Dmp Mutal Support Thread

teecee152

winkus wrote: »

Off to Tesco now for some bits! I need some MSE vibes to keep me away from the kids clothing department! Send some over please:o

Sending MSE vibes , can you feel them!!!!!!:rotfl: :rotfl:

daysieblue

newlywed wrote: »

She said by law they are only allowed to ring 3 times a day so when I asked why there were 5 missed calls from their number she said I must have another account or they must be ringing for another reason. :rolleyes:

Hi Morning everyone, it's busy today!!!
Newlywed - can I play devil's avocado and wonder if the 3 times means 3 actual conversations?

db xx

sparky03

Morning daisyblue

sparky03

I'm off to the high street in a bit to try and oopen my basic bank account so that I can try and claim all my charges back off Lloyds TSB and RBS and suggestions which bank to try first???

teecee152

Really must go and do some housework,speak later

take care everyone!

newlywed

daysieblue wrote: »

Hi Morning everyone, it's busy today!!!
Newlywed - can I play devil's avocado and wonder if the 3 times means 3 actual conversations?

db xx

Nope. I said I'd had 5 missed calls from them and they said it isn't possible. They are not legally allowed to ring more than 3 times and that their phone dialling system is set to only ring 3 times. They said other phone calls must have been for the other account (that's up to date, not overdue or anything). :rolleyes:

newlywed

sparky03 wrote: »

I'm off to the high street in a bit to try and oopen my basic bank account so that I can try and claim all my charges back off Lloyds TSB and RBS and suggestions which bank to try first???

Well as long as you don't want to ask any questions at all then try A&L

The staff member couldn't tell me what accounts had an electron card, what had an overdraft and just could not comprehend why I didn't want an overdraft - in fact there was a look of total confusion and disgust at the fact that I would be paying my wages in but did not want an overdraft. :rolleyes: Told me to look in the leaflets on the stand.

sparky03

I'll avoid them thanks

sparky03

Soz still getting used to this re read what u said and will try them If I can find one

dumb_debtor

Hi all

I'm new to this website so any advice you have will be very welcome! Just to fill you in on my situation i have very recently decided to get in touch with CCCS and they recommended I take out a DMP.

At the moment I am up to date with all my payments to creditors but increasingly using credit to get by and I'm worried about how the DMP works - I don't want to be hassled by creditors or debt managment agencies - scary:eek:

Can anyone fill me in on their experience of starting a DMP?:o