New Dmp Mutal Support Thread

daysieblue

kevster1009 wrote: »

Bankrupty is a no no, I am in this mess coz I just built me own home, I aint giving that up without an almighty fight!

WOW!!! me and DH wanted to do that a few years ago, but we couldn't find any land. I really admire you for doing that, and I can see why you wouldn't want to give it up

kevster1009

Its the main reason I am £31k in debt too, I will sort it but its driving me nuts! I almost a breaking point and think my Life Insurance would sort the trouble out for the wife an DD!

in_debt_again_but_dealing_with_it

amani wrote: »

morning everyone and welcome all the newbies,

I sent my token payments off just over a week ago and noticed that my cheque's hve been cashed. Im doing a DMP with CCCs. Its also just over a week ago I sent my signed agreement back and all the info they asked for. Can anyone tell me when my welcome pack will arrive????????????. I've never had a phone call from them, I did it online. I've called them about things. Is this normal not to have a call from them?????????? like I said its only just over a week since I sent my paperwork back.



THANKS

Hi amani
I did my dmp online too and they've never rang me, I rang them when I had the managed loan form from HSBC and they were lovely - so nothing to worry about.
x

in_debt_again_but_dealing_with_it

kevster1009 wrote: »

Its the main reason I am £31k in debt too, I will sort it but its driving me nuts! I almost a breaking point and think my Life Insurance would sort the trouble out for the wife an DD!

Kevster please don't think like that - your wife and dd want you!! Money is just money - you're repaying so stuff them. Who's your dmp with? Perhaps give them a call and when the phonecalls come either don't answer of refuse to get into dialogue just quote your dmp ref no - they can't have what you ain't got!! I understand how you feel about the house, but if push come to shove its only bricks and mortar and your life is worth much more than that!! Take care.
x

newlywed

kevster1009 wrote: »

Its the main reason I am £31k in debt too, I will sort it but its driving me nuts! I almost a breaking point and think my Life Insurance would sort the trouble out for the wife an DD!

Never think that!!! No amount of money will ever make up for losing someone you love. No amount of money will replace the gap left in their lives. No amount of money will bring them comfort from the loss.

Don't let the banks win. Your life is worth far more than that.

daysieblue

Kevster - IDAAS and Newlywed are right. Your family will miss you so much more than the banks ever will, so put them first. Money is just money at the end of the day, and while having less than you need can be tough, it's nothing compared to how tough it would be for your family without the YOU that they need. :grouphug:

kevster1009

There is no sign of things improving tho at the mo. I am fed up with the words...debt, bills,pay...going round my head. I just cant see what more I can do to stop it!

in_debt_again_but_dealing_with_it

Kevster who is your dmp with?

Scottishmummy

Kevster - I can't top what idaas, newlywed and daysieblue have said. Just wanted to let you know we are all with you here.

kevster1009

CCCS....on Lloyds SAY SO!!!!!!!!!

I did it online and have never spoken to anyone.