Wood burning stoves and chimney sweep prices

suki1964

To be honest I'd would think no sweep would issue any such certificate

Can you imagine the house burning down after a sweep had issued some certificate, who would you claim off? Insurer or sweep?

POPPYOSCAR

suki1964 wrote: »

To be honest I'd would think no sweep would issue any such certificate

Can you imagine the house burning down after a sweep had issued some certificate, who would you claim off? Insurer or sweep?

What kind of certificate are you talking about?

It is not a certificate that guarantees you will not have a fire, it is a certificate that shows that you have had your chimney swept in accordance with the NACS code of practice.

suki1964

POPPYOSCAR wrote: »

What kind of certificate are you talking about?

It is not a certificate that guarantees you will not have a fire, it is a certificate that shows that you have had your chimney swept in accordance with the NACS code of practice.

Precisely

So what use it is to the insurers? With of without it the house can still burn down

And I've not been asked in five years if I'm using a stove or open fire, even though I live in part of the country where both are common as main gas has only just reached out from the main cities and the up take is poor

POPPYOSCAR

pd001 wrote: »

The question doesnt crop up in their questionnaire

Does the questionnaire ask you if you have and intend to maintain your property in a good state of repair?

But it may say it in the small print.

As I said before,a couples house was ruined when the roof leaked and partly collapsed,and they thought they would be covered by the insurers but they refused to pay out as they said it was their fault for not maintaining the roof in a good state of repair.

POPPYOSCAR

suki1964 wrote: »

Precisely

So what use it is to the insurers? With of without it the house can still burn down

And I've not been asked in five years if I'm using a stove or open fire, even though I live in part of the country where both are common as main gas has only just reached out from the main cities and the up take is poor

It proves to the insurers that you have had your chimney swept lessening the chance that they may refuse to pay out on the grounds that you have not 'maintained' the chimney.

suki1964

POPPYOSCAR wrote: »

It proves to the insurers that you have had your chimney swept lessening the chance that they may refuse to pay out on the grounds that you have not 'maintained' the chimney.

Cano you post the names of these companies please?

This is something that crops up now and then on here yet no one so far has posted where in any policy it says you have to inform if you are using an open fire or stove, or where it says you have to have it swept by a sweep

It appears to me, and others, one of those urban myths

pd001

POPPYOSCAR wrote: »

Does the questionnaire ask you if you have and intend to maintain your property in a good state of repair?

But it may say it in the small print.

As I said before,a couples house was ruined when the roof leaked and partly collapsed,and they thought they would be covered by the insurers but they refused to pay out as they said it was their fault for not maintaining the roof in a good state of repair.

Actually it does

pd001

suki1964 wrote: »

Cano you post the names of these companies please?

This is something that crops up now and then on here yet no one so far has posted where in any policy it says you have to inform if you are using an open fire or stove, or where it says you have to have it swept by a sweep

It appears to me, and others, one of those urban myths

You do appear to be correct in this regard.
My policy does not mention an open fire or a solid fuel stove.

However it does state, quite specifically, that my property must be kept in a good state of repair

suki1964

pd001 wrote: »

You do appear to be correct in this regard.
My policy does not mention an open fire or a solid fuel stove.

However it does state, quite specifically, that my property must be kept in a good state of repair

Agreed

But nowhere does it say that a registered sweep has to sweep the chimney, you are well within your rights sweeping your own

As ours is a twin wall flue going straight up, and having bought the correct brush head for our rods, for us it's a simple yearly task

I'm not advocating that we all sweep our own chimneys, I'm just saying that this is an urban myth trotted out time and again, there is no truth to it

Even the sweeps on this board agree

pd001

suki1964 wrote: »

Agreed

But nowhere does it say that a registered sweep has to sweep the chimney, you are well within your rights sweeping your own

As ours is a twin wall flue going straight up, and having bought the correct brush head for our rods, for us it's a simple yearly task

I'm not advocating that we all sweep our own chimneys, I'm just saying that this is an urban myth trotted out time and again, there is no truth to it

Even the sweeps on this board agree

Agreed, does appear to be an urban myth