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Finally I have a mortgage I can start to pay off!

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Comments

  • Jessy103
    Jessy103 Posts: 2,261 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper Photogenic
    Mmmmm croissants! 😋
    Mortgage Balance as of July 2025 £14,900.
    Starting Mortgage Balance (June 2019) £72,000.
    Aiming to be mortgage free by my 40th birthday, June 2026!
  • Suffolk_lass
    Suffolk_lass Posts: 10,324 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    You see what you have done? (ROTFL) - everyone wants croissants now! (me included) - Definitely a 'see-one-want-one' thing without seeing (IYSWIM!). My strawberries and boysenberry arrived late yesterday, so going out to plant stuff shortly
    Save £12k in 2025 #2 I am at £4863.32 out of £6000 after May (81.05%)
    OS Grocery Challenge in 2025 I am at £1286.68/£3000 or 42.89% of my annual spend so far
    I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the Grow your own thread
    My new diary is here
  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Mmmm .... I can eat wheat once a week or so, you know :) croissants are a wonderful use of that :D .... mmmmm .... croissants.
    2023: the year I get to buy a car
  • Busy_Mee
    Busy_Mee Posts: 422 Forumite
    Seventh Anniversary 100 Posts Name Dropper
    edited 22 April 2020 at 12:12PM
    Mmm croissants .......
    We have all four cars with Admiral, so £50 for us and £25 each for the DC. 
    I am impressed too and they have made my "good" list of companies for when this is all over. 

    Tbh we have used them for years as their multi car insurance was considerably cheaper for a young male driver who does £20k miles a year. The only downside is that renewal quotes are high and you have to ring them every year armed with cheaper comparisons  to get their "best" price. Worth it though as that makes them very competitive.
  • Jessy103
    Jessy103 Posts: 2,261 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper Photogenic
    Oh my days!! They look amazing!!! Well done vix! :)
    Mortgage Balance as of July 2025 £14,900.
    Starting Mortgage Balance (June 2019) £72,000.
    Aiming to be mortgage free by my 40th birthday, June 2026!
  • themadvix
    themadvix Posts: 8,809 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Photogenic
    We’ve been with Admiral for a long time too Busy Mee and have had a very similar experience - it’s  a pain having to ring up but they do always get the price down. 

    Thanks Jess! 😁
    Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days

    'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway


  • South_coast
    South_coast Posts: 5,906 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper Photogenic
    The croissants look amazing 😍! Very impressed (and a bit hungry)
    Mortgage start: £65,495 (March 2016)
    Cleared 🧚‍♀️🧚‍♀️🧚‍♀️!!! In 5 years, 1 month and 29 days
    Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed

    Finally earning interest instead of paying it!!!
  • themadvix
    themadvix Posts: 8,809 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Photogenic
    Evening all,

     Decided to do my update in the evening when I actually have stuff to report! Tiny amount of work done this morning... definitely feeling the pinch now.

     Reasonably productive day - lots of weeding done, made galettes for lunch (feeling very French today!) and have frozen 8 of the croissants, leaving 4 for tomorrow morning. 

    Have placed a click and collect order for my zero waste shop tomorrow - need some bits to make dad’s cake and topped up a couple of other bits at the same time. Looking forward to my trip out 😁

    MS things:
    * used up some of the buckwheat flour!
    * clicks
     * work

     Gratitudes:
    * heady scent of the bluebells on my long walk this morning
     * people with small children getting out of the way as I was faster than them
     * croissants and galettes... currently resisting the urge to make crepes for dinner as I’d need to get more milk for the morning

     Have a good evening!
    Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days

    'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway


  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Sounds a good day, madvix, and thats a great photo!  Better reheated?  Manna from heaven!
    2023: the year I get to buy a car
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