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Finally I have a mortgage I can start to pay off!

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  • South_coast
    South_coast Posts: 5,906 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper Photogenic
    Such charming folk - good to see how the pandemic is bringing us all closer together as a human race 😂
    Mortgage start: £65,495 (March 2016)
    Cleared 🧚‍♀️🧚‍♀️🧚‍♀️!!! In 5 years, 1 month and 29 days
    Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed

    Finally earning interest instead of paying it!!!
  • themadvix
    themadvix Posts: 8,808 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Photogenic
    Thanks Fortune. And SC, fortunately they are definitely the exception rather than the norm. Some are oblivious, some a bit close, but these were the first two that were clearly being deliberately difficult.
    Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days

    'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway


  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    I'm not going to comment on the cyclists - I'd write a book!  Very happy for your dad, though, that sounds like a lovely birthday.  And ooh, enjoying the garden - I definitely don't do enough of that.  Its why I want to get the old bbq area clear, because I could have a chair in the shade there.  After this rain thats being promised, I could finally finish that off.
    Have a lovely evening, madvix :)
    2023: the year I get to buy a car
  • Jessy103
    Jessy103 Posts: 2,261 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper Photogenic
    Sorry to hear a couple of muppets ruined your walk, vix! Fingers crossed for the out of date seeds! :)
    Mortgage Balance as of July 2025 £14,900.
    Starting Mortgage Balance (June 2019) £72,000.
    Aiming to be mortgage free by my 40th birthday, June 2026!
  • newgirly
    newgirly Posts: 9,353 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    Your Dad’s neighbours sound lovely 😊 
    MFW 67 - Finally mortgage free! 💙😁
  • Suffolk_lass
    Suffolk_lass Posts: 10,324 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I remember as a youngster seeing a man with a walking stick suddenly thrust it through the spokes of a bicycle when a teenager gave him a mouthful. The teenager fell off his bike and the man had already retrieved his stick and was ready to beat him with it as the lad grabbed his bike and ran away. Different times but the older man was a (special services) WW2 vet (I was told - that is where he got his limp) who wasn't going to take that from a young kid. I don't suppose you would get away with that now unless you were Captain Tom Moore. We have discussed stinger strips to combat speeding traffic here.
    Save £12k in 2025 #2 I am at £4863.32 out of £6000 after May (81.05%)
    OS Grocery Challenge in 2025 I am at £1286.68/£3000 or 42.89% of my annual spend so far
    I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the Grow your own thread
    My new diary is here
  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Ooh ancestry membership!  I haven't been on there for almost a fortnight, I think - did you get some good stuff, fill in some holes?
    2023: the year I get to buy a car
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