We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Finally I have a mortgage I can start to pay off!
Comments
-
Such charming folk - good to see how the pandemic is bringing us all closer together as a human race 😂Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!3 -
Thanks Fortune. And SC, fortunately they are definitely the exception rather than the norm. Some are oblivious, some a bit close, but these were the first two that were clearly being deliberately difficult.Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days
'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway4 -
I'm not going to comment on the cyclists - I'd write a book! Very happy for your dad, though, that sounds like a lovely birthday. And ooh, enjoying the garden - I definitely don't do enough of that. Its why I want to get the old bbq area clear, because I could have a chair in the shade there. After this rain thats being promised, I could finally finish that off.Have a lovely evening, madvix2023: the year I get to buy a car4
-
Sorry to hear a couple of muppets ruined your walk, vix! Fingers crossed for the out of date seeds!
Mortgage Balance as of July 2025 £14,900.
Starting Mortgage Balance (June 2019) £72,000.
Aiming to be mortgage free by my 40th birthday, June 2026!3 -
Your Dad’s neighbours sound lovely 😊MFW 67 - Finally mortgage free! 💙😁3
-
I remember as a youngster seeing a man with a walking stick suddenly thrust it through the spokes of a bicycle when a teenager gave him a mouthful. The teenager fell off his bike and the man had already retrieved his stick and was ready to beat him with it as the lad grabbed his bike and ran away. Different times but the older man was a (special services) WW2 vet (I was told - that is where he got his limp) who wasn't going to take that from a young kid. I don't suppose you would get away with that now unless you were Captain Tom Moore. We have discussed stinger strips to combat speeding traffic here.Save £12k in 2025 #2 I am at £4863.32 out of £6000 after May (81.05%)
OS Grocery Challenge in 2025 I am at £1286.68/£3000 or 42.89% of my annual spend so far
I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the Grow your own thread
My new diary is here4 -
Morning all,
SL, that was what my Dad suggested when I told him! And DH suggested a rock thrown at the back wheel (to be clear, neither of them would actually do this!). Another one came whizzing past me (from behind) this morning, so close I could feel the draught - what is so difficult to understand about two metres?!
Anyway, I've been for my walk (on pavements today - both because of the weather and I've pulled a muscle in my leg). Much, much quieter, funnily enough! Garden plants are getting a good watering and I've misted my newly sown window-sill seeds. Have also ordered some more cat food - annoyingly cashback has been suspended because of the coronavirus (??), but I still saved through a member discount scheme.
I think today is probably going to involve making the most of my Ancestry membership for the last day (will cancel it - may rejoin very soon if weather remains miserable, but I've got other stuff I can be doing in the meantime - both FH related and work/house related). Dinner tonight is toad in the hole (some meal plan fiddling was required when I discovered we're out of onions now until our Thursday deliveries!).
MS things:
* PA surveys x 4
* YG survey
* Clicks
* Miniscule amount of work (and notification that large project is a bit delayed)
Gratitudes
* Got my walk in before it rained too hard
* A warm dry home
* Online shopping
Have a good day allMortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days
'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway5 -
Ooh ancestry membership! I haven't been on there for almost a fortnight, I think - did you get some good stuff, fill in some holes?
2023: the year I get to buy a car3 -
Yes, Karma, it was an excellent adventure down dead relative lane! Found some potential illegitimacy, some siblings marrying siblings (in another family, nothing that exciting!), and two more generations on this branch, taking me back to the West Country (from London) and professions such as potter and tanner. 😁 I’m going to have a zoom chat with mum and uncle to update them today - decided that screen sharing is actually the best way to do this, better even than trying to share the laptop in person.
Cancelled ancestry membership and think I can temporarily get it through my library from home - need to investigate that fully - it might only be app access, which is probably not worth the hassle. If necessary I’ll renew (with further cash back??), but I’ve plenty to be getting in with in the meantime.Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days
'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway6 -
Excellent news - yikes to "dead relative lane"
**evil grin**. The library thing is the route I'm going, it was offered so I took it. There's one on findmypast too from my library, but thats limited, and the limit is tiny. Good luck getting it through yours.
2023: the year I get to buy a car5
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 351.3K Banking & Borrowing
- 253.2K Reduce Debt & Boost Income
- 453.8K Spending & Discounts
- 244.3K Work, Benefits & Business
- 599.5K Mortgages, Homes & Bills
- 177.1K Life & Family
- 257.8K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards