PPI Reclaiming Discussion Part 5

nikig1

amersall wrote: »

Fingers crossed x.

A huge thank you to you Amersall. your 'fingers crossed' obviously did the trick :beer:. This morning we received the 7 letters, with offers totalling £12991.65.

To say I am pleased is an understatement:j:j

We will finally be debt free:D

Bretheren

My offer letter has arrived from RBS today offering a figure in full settlement of my claim.
There is no mention of any reduction to the amount offered through offsetting does that now I can be confident of receiving the full figure quoted in their offer letter?

[Deleted User]

Bretheren wrote: »

There is no mention of any reduction to the amount offered through offsetting does that now I can be confident of receiving the full figure quoted in their offer letter?

You'll have to contact the Bank to be sure, but it sounds like it.

Throbbe

Hello all.

Having spent the last year or two thinking "pfft, I'd never be daft enough to take PPI" I've been casting my mind further back and realising I have!

Just been reading up and have two possible claims that I'm intending to pursue and would like a little advice before I get underway.

The first was a loan that I took out to pay off my student debts in 1994! Unfortunately I chucked all the paperwork when I moved a few years ago and don't even have the account number. Too long ago to show up on an Experian report I got a few years ago. I'm guessing I've missed the boat on this one, although I'll write asking for account details on the off chance. Any other route I should consider?

The second is an Egg card that I took out in 2000. I still have the original T&C's for the card and PPI, and I recall that a few years later I finally twigged I was paying too much for something that I didn't really need. I can't remember the exact date and this information is included on the FOS questionnaire. Should I be getting an SAR first, or is it just a case of filling in as much as you can?

Thanks in advance.

LouE

Bretheren, how quick was your claim handled?

bigtel_2

Hi all,

I wonder if anybody can help me. I want to start to reclaim any PPI I have been sold as I remember on the phone once I was sold it, possibly one of the credit cards I had at the time.

As this was many years ago I don't have any of the statements etc with the details.

I just got a £2 online credit report from equifax but the credit I had shows this...

Communications Supplier from O2 (I)/ XXXXXX0812

Credit Card from Mbna Europe Bank Ltd (New Business) (I)/ XXXXXXXXXXXX3217

Credit Card from Barclaycard Centre (I)/ XXXXXXXXXXXX0237

Communications Supplier from O2 (I)/ XXXXXX8267

Communications Supplier from Everythingeverywhere T/a Orange (I)/ XXXX1676

Credit Card from Halifax Card Services (I)/ XXXXXXXXXXXX5759

Budget Card / Revolving Credit from Cahoot (I)/ XXXXXXXXX651P

Credit Card from Nationwide Credit Cards (I)/ XXXXXXXXXXXX3904

Credit Card from Hsbc Plc (Card Services) (I)/ XXXXXX8278

Credit Card from Bos Card Services (I)/ XXXXXXXXXXXX6351

Loan from Nationwide Building Society (I)/ XXXXXXXXXXXXX3101

Is that enough information? How can I get the full account numbers?

Thanks

nikig1

bigtel wrote: »

Hi all,

I wonder if anybody can help me. I want to start to reclaim any PPI I have been sold as I remember on the phone once I was sold it, possibly one of the credit cards I had at the time.

As this was many years ago I don't have any of the statements etc with the details.

I just got a £2 online credit report from equifax but the credit I had shows this...

Communications Supplier from O2 (I)/ XXXXXX0812

Credit Card from Mbna Europe Bank Ltd (New Business) (I)/ XXXXXXXXXXXX3217

Credit Card from Barclaycard Centre (I)/ XXXXXXXXXXXX0237

Communications Supplier from O2 (I)/ XXXXXX8267

Communications Supplier from Everythingeverywhere T/a Orange (I)/ XXXX1676

Credit Card from Halifax Card Services (I)/ XXXXXXXXXXXX5759

Budget Card / Revolving Credit from Cahoot (I)/ XXXXXXXXX651P

Credit Card from Nationwide Credit Cards (I)/ XXXXXXXXXXXX3904

Credit Card from Hsbc Plc (Card Services) (I)/ XXXXXX8278

Credit Card from Bos Card Services (I)/ XXXXXXXXXXXX6351

Loan from Nationwide Building Society (I)/ XXXXXXXXXXXXX3101

Is that enough information? How can I get the full account numbers?

Thanks

I claimed back the PPI on an old CC where I only had the last four digits.

amersall

nikig1 wrote: »

A huge thank you to you Amersall. your 'fingers crossed' obviously did the trick :beer:. This morning we received the 7 letters, with offers totalling £12991.65.

To say I am pleased is an understatement:j:j

We will finally be debt free:D

:j:j:j Brill :beer:

crin

quick update on my claim to Capital 1. I received a letter today 122 weeks after I first wrote to them but within the 10 week perod they asked for to say that they need a further 4 weeks as they have had so many claims. Will let you km=now the final outcome when I receive it.

Caim with Lloyds - the follow up letter with reasos is still with the investigating team so with a bit of luck and all fingers and toes crossed thjey might just make up their minds to a positive outcome if they don't then off to the FAS it will go!

[Deleted User]

crin wrote: »

I received a letter today 122 weeks after I first wrote to them

That's rather a long time...:D