PPI Reclaiming Discussion Part 5

MoMoney123

Hi

I have had my Credit Card Since the year 2000 with PPI on it. At the Time of opening the account i was a Full-Time Student working part time less then 16 hours a week. Do I still have a claim?

Thanks

nance73

I am at present submitting claims for PPI on a few loans and credit cards my partner had a number of years ago. One of the credit cards was a Morgan Stanley card. Am i right in thinking that Morgan Stanley credit cards were taken over by Barclaycard? if so, do i submit my caim to Barclaycard?

alwaysmugged

lloyds(black horse)

hi

Just had 2nd rejection from Black Horse and have now complained to the FLA.

Anybody had any luck going through the Finance and Leasing Assoc?

cappo

nance73 wrote: »

I am at present submitting claims for PPI on a few loans and credit cards my partner had a number of years ago. One of the credit cards was a Morgan Stanley card. Am i right in thinking that Morgan Stanley credit cards were taken over by Barclaycard? if so, do i submit my caim to Barclaycard?

yes and yes:):):):):):):):):)

cappo

MoMoney123 wrote: »

Hi

I have had my Credit Card Since the year 2000 with PPI on it. At the Time of opening the account i was a Full-Time Student working part time less then 16 hours a week. Do I still have a claim?

Thanks

yes you do a very good claim, i should imagine if you were a student the lender had no business selling it to you.

cappo

drummermanian wrote: »

Hi I cant deny this is all a bit daunting but here goes,

I know that on a couple of credit cards, a business loan and even a mortgage I have paid PPI. However, I went bankrupt about 6 years ago and have been discharged totally.

Will any claim I make be recovered by the companies I claim against. I know that the credit cards were closed as a result of the bankruptcy.

Please help.

Hi Drummer i;m afraid a lot of it will go into the bankruptcy but you will get to keep the interest.

debtinfo

He would not get to keep the interest,the whole claim vests in the bankruptcy, interest and all

drummermanian

cappo wrote: »

Hi Drummer i;m afraid a lot of it will go into the bankruptcy but you will get to keep the interest.

Hi, Does this mean just the credit cards that were running at the time of the bankruptcy or the mortgage and business loan that had stopped before the bankruptcy and did not form part of it?

cappo

drummermanian wrote: »

Hi, Does this mean just the credit cards that were running at the time of the bankruptcy or the mortgage and business loan that had stopped before the bankruptcy and did not form part of it?

I think the mortgage and loan that were not part of the bankruptcy will be ok, although you'd probably have to take legal advice on that.

cappo

drummermanian wrote: »

Hi, Does this mean just the credit cards that were running at the time of the bankruptcy or the mortgage and business loan that had stopped before the bankruptcy and did not form part of it?

Hi again sorry debtinfo just saw your post after i replied to ian, here you go mate send debtinfo a pm (if he doesn't mind) he will give you more info.