PPI Reclaiming Discussion Part 5

black_taxi_2

can you reclaim ppi on a new car loan

babamwalimu

Hi All,
I have a PPI with Santander. I bought online in 2002.

I wanted to buy a cover for unemployement but i ended up having three covers (Unemployment, sickness and accident).

Complained to Santander and they upheld my claim. My claim was on the fact that i didn't need those two covers, I needed only unemployment cover.

The offer given is lower than the total premiums I have paid in for this policy. At the same time they are saying once offer accepted the whole policy will be cancelled.

Should I expect the premiums I have paid for sickness and accident only or the all premiums I have paid for the whole policy?

Because they will be cancelling the policy I think I should be given back all the premiums I paid and not only the premium I paid for the part of sickness and accident.

The policy is for the whole package.


Please advice.

sjbu

Hi all,

Just want to clarify the next step - I went into Lloyds today to see if they still had records of a very old loan, they do, so now I have account numbers from 1992/1996 for two loans I had - what is the next step?

Do I need to do the questionnaire or just send the letter reclaiming?

Many thanks

veg24

Hi all... I have had a loan with HSBC which i took out in store for £12,000 but as far as i know no ppi... i have also had a number of credit cards with MBNA, Virgin, HSBC, Barclaycard, Capital One (i think?) and possibly others as i used to just pay the minimum monthly fees and move the outstanding balance around on interest free offers...

So i have never officially chose to take out ppi as its not something that would help in any way but how do i know if any of them had it without any paperwork and not fully aware of which creditcards i've had?

Plus what about mortgages? Alliance and Leicester... As you can probably tell i aren't exactly financially savvy...

Thanks in advance for any advice where to start.......................

MILLET

Hi wonder if anyone can help me.
Took out a loan in nov 2004. Application was a pre typed form with ppi already worked out which just had to be signed. PPI application form prefilled in both on I Group paperwork both with an advert for Loanline stapled to the back.
Put in my PPI claim to Ge Money who I Group morphed into.
I had a reply saying that I needed to contact Loanline Ltd who sold the PPI but as they were no more I would need to contact the administrators of Loanline.
All my paperwork says I group.
Rang FOS who seem to think that I will need to find the Administrators of LoanLine, but in the meantime to send them a copy of my paperwork as they had something similar on another phone call at the same time.

Three questions if anyone can help.

Has anyone been thru something similar?

How was it resolved, did you have to go thru the Administrators?

Does anyone know who the administrators of Loanline are?

Would be very grateful for any feedback.

linzi23

Hi, i need help.
I applied for a loan roughly 3 years ago but was refused by my bank but then the lady I spoke 2 offered me some kind of insurance that i didn't totally understand. I think the gist of it was if I was ever unable 2 work because of bad health then I need not worry as I was covered if I paid this monthly fee. I didnt really want it but she was quite forceful & made it seem foolish if i declined.
My question is, is this ppi?
Linzi

jaberwoky

:money: Hi Martin and people I have just checked my old First Plus loan by telephoning them and asking did i have ppi on loan as it was cleared several years ago they say Yes with Suma Services never even heard of them I did not want this insurance but they did say at time on phone that if I didnt have ppi i would risk chance of not getting the loan First Plus has sent me a final letter saying suma sevices are np longer trading so thats that and will be forwarding my info to the ombudsman, how do i come off if the ppi people have finished and no tel No or address? is that the end of my claim? I just think First plus have got away with this if this is so? :mad:

mr_s_4

I have ppi that i didnty realise i had taken out, the finance company that sold it is no longer trading, i have now found out that half way through the agreement the monthly ppi debits were taken over by Norwich Union. I have contacted them and they are not interested as they did not sell it. I dont know what to do now, does anyone have any suggestions.

thamks

needhelpplz

Hi All
This is my first post and i'm hoping you all can give me a bit of advice
I took out a secured loan in 2005 with what i thought was Barclays but everyone i speak to is at First Plus.
I've put in a claim of ppi charges with First Plus but they are now saying the loan was brokered by loans.co.uk who i have never heard of or had any correspondance from
Where do i go from here ?

cornishgirl1

Hi i've been looking how to reclaim ppi, I have a Capital One Credit card and i have been paying ppi for years, I have online statements but that's all, What can i do next ?
Also i have loans and credit cards that have ppi but i'm in debt management with cccs, how do i go about getting the info from the original companies, hsbc loan, virgin cc, ryan air cc, egg loan etc.
Any help would be brill, Thank you