PPI Reclaiming Discussion Part 5

kiplingsapprentice

Terry01234 wrote: »

Out of interest Andrew, what company are refusing?

Its Natwest

stephen_g_3

after going using the fso finaly got a paid out by nationwide
but the calculations dont look right 2 loans
1 premiums 36.92 x 32 1181.44
settlement figure paid 5701.93 without insurance 4908.78
differance 793.15
net refund 1974.59
plus interest 1862.84
refund 3837.43

loan 2
premiums 66.27 x33 2186
differance in settlement figues 493.59
net refund 2680.50
interst 1992.31
refund 4672.81

enclosd cheque 8510.24

redkids1972

Hi all,
Tried reclaiming on a flexi loan that I had for over 10 years, which ended in 2006. The PPI cost was £2.01 a month, which I paid for 10 years.

A FOS form sent to HSBC, and they upheld my complaint, however, they refused to pay up as it is over 6 years.
Any advice on what to do next? I have about 6 months of statements until the loan ended Sept 2006.

[Deleted User]

redkids1972 wrote: »

Hi all,
Tried reclaiming on a flexi loan that I had for over 10 years, which ended in 2006. The PPI cost was £2.01 a month, which I paid for 10 years.

A FOS form sent to HSBC, and they upheld my complaint, however, they refused to pay up as it is over 6 years.
Any advice on what to do next? I have about 6 months of statements until the loan ended Sept 2006.

Since six months of statements would net you a grand total of £12.06 plus 8% interest, I'd be asking if it's worth the effort.
£2.01 per month is £24.12 a year, so only £241.20 for ten years!

madmabel

I am delighted - received letter today stating they have upheld my complaint and offering refund of all premiums plus interest. Over £9000 - am very happy to say the least :j

Thanks for all the support and advice on this site.

Just waiting now on two Lloyds TSB loans, CapOne credit card and BOS preference account.

katiecoulson

Pollymac wrote: »

Hi
I am looking for advice from anybody on a ppi claim i am trying to make. It is through Black Horse Ltd amd goes back to a loan i had with them from 2003 to 2007. I have written to the company twice trying to get the paperwokl of my loan as unfortunately i dont have my agreement number but they are telling me they no longer have any of my file on their database.
I then tried to get it through my bank from the direct debit payments but again they no longer have this on their file.
Is their any other options open to me?

the bank will have it. i had a loan from 2004 and when i rang my bank they said they dont go back that far, but i managed to get a lovely lady to look. so dont give up x

katiecoulson

any info would be great.i wrote to tescos 3 few months ago and they wrote to me a week later saying i didnt have ppi on my loans. then on the 11 april i had another letter from tescos saying they are still looking into it. im not sure on what to do. i have tried to call them but the line is always down. how much longer do i give them.

dolphingazer

madmabel wrote: »

I am delighted - received letter today stating they have upheld my complaint and offering refund of all premiums plus interest. Over £9000 - am very happy to say the least :j

Thanks for all the support and advice on this site.

Just waiting now on two Lloyds TSB loans, CapOne credit card and BOS preference account.

I have posted a message for you on the successes and failures forum:)

katiecoulson

any info would be great.i wrote to tescos 3 few months ago and they wrote to me a week later saying i didnt have ppi on my loans. then on the 11 april i had another letter from tescos saying they are still looking into it. im not sure on what to do. i have tried to call them but the line is always down. how much longer do i give them.

kirstym1

Hi all

quick question I have received a letter from HSBC saying that they will uphold my complaint on a credit card if I can prove how much they owe me as it is longer than 6 years ago and they no longer have the statements. I don't have any statements and am not sure what to do now.

Also the 8 week time limit on my complaint with Barclaycard was 2nd May and they sent me a letter saying that they haven't reached a decision yet and need more time to look into it. What are the rules now?

Thanks in anticipation x