PPI Reclaiming Discussion Part 5

flashloz

waiting to here from black horse paid of early a loan of £26000 in 2008 that had ppi on. does any one no how much of that would have been ppi

Sparkle_66

Moneyineptitude wrote: »

I was exactly the same in the last weeks before the Bank upheld my claim. Cappo will confirm that I was doubting I'd get anything and I was even doubting some of the success stories of other posters!

I tried not to obsess about it and distracted myself by trying to help others on here.

I did have paperwork for my loans, but otherwise the front-loaded consolidation chain and significant overlap of cover I had were exactly the same as in your case. The age of your loans does present an obstacle, I won't lie, but your other reasons are so strong you may get lucky.

All the best, we're all rooting for you!;)

Thanks for your comments. I settled early in August 2006 so that is still within the 6 years just. I did however have a credit report from February 2006 which gave details of loans back to 2000.

This had the start date of the loans, monthly payment amount & term of the loan so I sent them a copy with my complaint, just not sure if it will be enough. Hoping each loan can be back tracked from the very last one.

DDave_2

:beer::beer::beer::j:j:j:j:j:j:j:j:money::money::money:

amersall wrote: »

Resend the complaint to FP use the same letter again, at the beginning put this is the second complaint regarding this PPI and that they misled you over who was responsible for the mis sell and they directed you to the price comparison website, let them know that they are responsible for the mis sell and if they do not look at your claim again and reconsider that you will take this to the FOS to look into.


If they come back again with more nonsense let me know what reply they give you this time and it may be that you have to go to FOS
Give FOS a ring and just ask for their advice, clearly this was not brokered, i said i had not heard of this broker!!, It is FP you pursue, let the FOS know that FP directed you to the comparison website and told you it was the broker and FP said they are not responsible, that will go down well with FOS.

It beggars belief that they are trying this on :mad:.

Amersall I must give the worlds biggest thanks. UPDATE,,,,, First Plus responded to the second letter by calling within 24 hrs of sending it- Apologized said they accepted they were responsible !!! Today received the cheques (took just under 3 weeks) They Paid all Premiums back 5700,8% interest nearly 700 and knocked over 16000 off the original loan to reset it as requested what a win 22000+ !!!!!! 2 letters and forum about 4 hours work in total not a bad return !!!!!!! Many thanks to you again

di3004

sparky080703 wrote: »

Can anybody help?
I went through a broker with MD Nationwide to get my mortgage and having dug out the details I was sold ASU (which I believe is another version of PPI).
I have found out that MD Nationwide was bought by Deacon Homeloans, but I cannot get a contact number for anybody.
Are my thoughts of ASU correct? And can anybody point me in the right direction please?
Many Thanks
Sparky080703

Hi there

Even though they have been taken over, have you a Nationwide local to you?
If not this should be online somewhere, maybe head office etc.

ASU, stands for Accident/Sickness/Unemployment, so yes this is the same as such.

di3004

flashloz wrote: »

waiting to here from black horse paid of early a loan of £26000 in 2008 that had ppi on. does any one no how much of that would have been ppi

Hi there

Wishing you luck on you reclaiming.

Not sure what the figure would be, but do you still have the agreement of when this was sold to you?

Even though the ppi was added within the loan, on the agreement there may be a part shown of the amount of PPI.

Well basically, what you should receive back, is all premiums you paid of the PPI, plus the relevant interest and normally an extra 8% interest of what a court would award.

I imagine a nice big lump sum.:)

Good luck.

di3004

DDave wrote: »

:beer::beer::beer::j:j:j:j:j:j:j:j:money::money::money:
Amersall I must give the worlds biggest thanks. UPDATE,,,,, First Plus responded to the second letter by calling within 24 hrs of sending it- Apologized said they accepted they were responsible !!! Today received the cheques (took just under 3 weeks) They Paid all Premiums back 5700,8% interest nearly 700 and knocked over 16000 off the original loan to reset it as requested what a win 22000+ !!!!!! 2 letters and forum about 4 hours work in total not a bad return !!!!!!! Many thanks to you again

Excellent stuff, Congratulations!:beer:

amersall will be overjoyed.:T:j:beer:

jenny45

:mad: hi sorry if this has been asked before but can someone give me the CEO's email adress for Santandar. I had lodged a complaint about misselling of ppi and they rejected it saying that they hold no records. They completely ignored any info I sent and this is just a fob off and after 25 years banking with them I am not accepting

amersall

DDave wrote: »

:beer::beer::beer::j:j:j:j:j:j:j:j:money::money::money:
Amersall I must give the worlds biggest thanks. UPDATE,,,,, First Plus responded to the second letter by calling within 24 hrs of sending it- Apologized said they accepted they were responsible !!! Today received the cheques (took just under 3 weeks) They Paid all Premiums back 5700,8% interest nearly 700 and knocked over 16000 off the original loan to reset it as requested what a win 22000+ !!!!!! 2 letters and forum about 4 hours work in total not a bad return !!!!!!! Many thanks to you again

:j:j:j:j:j:j:j:j love it when a plan comes together :T:T:T:T
Glad to have helped you :cool::cool: love it when my fave company in the whole wide world has to pay out :p:rotfl::rotfl:
ENJOY:D:D

amersall

di3004 wrote: »

Excellent stuff, Congratulations!:beer:

amersall will be overjoyed.:T:j:beer:

:j Overjoyed does not come close Di :j:j:j
Still on the ceiling :rotfl::rotfl:

amersall

jenny45 wrote: »

:mad: hi sorry if this has been asked before but can someone give me the CEO's email adress for Santandar. I had lodged a complaint about misselling of ppi and they rejected it saying that they hold no records. They completely ignored any info I sent and this is just a fob off and after 25 years banking with them I am not accepting

What info did you send them?.