PPI Reclaiming Discussion Part 5

daj2390

After weeks of reading this thread finally sent for a copy of the agreement my OH signed with MBNA and think we have a case for misselling but don't know what to do next can someone help please. Do we write stating we wish to make a claim or do we need to fill a questionnaire in or do they send you that? Hope someone can point me in the right direction thank you in advance!

[Deleted User]

daj2390 wrote: »

Do we write stating we wish to make a claim or do we need to fill a questionnaire in or do they send you that? Hope someone can point me in the right direction thank you in advance!

Follow the simple steps here
http://www.moneysavingexpert.com/reclaim/ppi-loan-insurance#step1

daj2390

Thank you will check it out.

moneyangel22

Hi everyone,

I am extremely annoyed with HSBC. I am getting nowhere with my PPI claim because neither of us have any documentation anymore!

Can anyone please help me make sense of these figures, if anyone knows what interest rates HSBC were charging on loans in May 04 and Jan 05?? (Long shot I know!).

I had a loan of £13k in May 04, repaying £267pm (cant remember what term)
and another loan which repaid the first one in Jan 05 of £18550, repaying £353pm (again cant remember what term).
If anyone had a loan off HSBC for similar amounts can you please tell me if it looks like PPI was included in these repayments? I am sure I had it (was young and naiive).

If not, can anyone tell me how I can find out more details about my loans as HSBC do not have anything! Tried credit agencies already but they dont show the details I need!

Please help :-(

Thanks

manama

moneyangel22 wrote: »

Hi everyone,

I am extremely annoyed with HSBC. I am getting nowhere with my PPI claim because neither of us have any documentation anymore!

Can anyone please help me make sense of these figures, if anyone knows what interest rates HSBC were charging on loans in May 04 and Jan 05?? (Long shot I know!).

I had a loan of £13k in May 04, repaying £267pm (cant remember what term)
and another loan which repaid the first one in Jan 05 of £18550, repaying £353pm (again cant remember what term).
If anyone had a loan off HSBC for similar amounts can you please tell me if it looks like PPI was included in these repayments? I am sure I had it (was young and naiive).

If not, can anyone tell me how I can find out more details about my loans as HSBC do not have anything! Tried credit agencies already but they dont show the details I need!

Please help :-(

Thanks

They had my details from 2000 . Have they said you have ofr had not?

Bainybabes

can anyone please help its a long one lool , took our first loan in 2003 with ppi and refinanced all the way to 2010 and still paying . put complaints in with natwest last year and had three loans paid out and said the one were paying now and the first one didnt have ppi on it so went to fos because i know it had , they agreed with fos to make us an offer on these and without any letters money apperred in our bank and our loan was reduced , i rang natwest who told me it was for the loan we are paying now and they will email the payments team to say we still need the first loan looking at . on each offer we had they pointed out that the loans were part of a chain and that these will be good will offers, had a phone call today from the payments team to say they have over paid us by 3000 and they didnt realise until they had to re look at them ........... can they do this , they are still saying the first loan doesnt have ppi on it even though they told fos they would make an offer and the money they paid into our bank account and loan account is wrong and an over payment because it was apart of a chain on loans can they do this , can they really say they have over paid a goodwill payment which we agreed to and are they going to be hard on us because we didnt recieve a letter for the last payment it just went into out bank , which i have now spent!!! and im still getting nothing for my first loan!! please help

moneyangel22

Can someone please tell me what to do now with my hsbc cc?....I had a response saying I did have cardholder protection ins on my cc for a few months in 2003 but as they do not have records they cannot locate any evidence i was charged ppi premiums??
They go on to ask me to send statements (which i dont have).
They said they are upholding my complaint but cannot do anything unless i send them statements!!

moneyangel22

Does anyone have an email address for a contact at capital one please?

Thanks

Okitsme2012

Hey peeps,

Wondering if you could help me. I applied through a ppi claim company for my PPI from First Plus. I then got a letter to say I had to contact the FSCS to get my ppi back as the broker, Loan Makers Ltd, had gone into administration. They sent me proof of me signing the document for loan makers and it was someone elses entirely. I then called them just to be told I had indeed signed a form with loan makers. The FSCS has now sent back a form for me to complete but they are asking for details of the company they are to persue and I have no details of loan makers as all the documentation I have refers to First Plus. I dont even remember doing anything through loan makers. How can I find out this information?

Any information would be greatly appreciated.

Thanks in advance.

cappo

moneyangel22 wrote: »

Hi everyone,

I am extremely annoyed with HSBC. I am getting nowhere with my PPI claim because neither of us have any documentation anymore!

Can anyone please help me make sense of these figures, if anyone knows what interest rates HSBC were charging on loans in May 04 and Jan 05?? (Long shot I know!).

I had a loan of £13k in May 04, repaying £267pm (cant remember what term)
and another loan which repaid the first one in Jan 05 of £18550, repaying £353pm (again cant remember what term).
If anyone had a loan off HSBC for similar amounts can you please tell me if it looks like PPI was included in these repayments? I am sure I had it (was young and naiive).

If not, can anyone tell me how I can find out more details about my loans as HSBC do not have anything! Tried credit agencies already but they dont show the details I need!

Please help :-(

Thanks

Hi Angel i'm having exactly the same with them with my credit card and there not budging. I don't know what too say, I've been told exactly the same thing give us evidence, I've managed to find financial summary's and the paperwork which accompanys the credit card going back to 2001 but it doesn't show ppi so i don't ultimately know how it'll go.