PPI Reclaiming Discussion Part 5

chrisja1000

Hi Guys,

I need some advice. I was with Pay plan for 3 years but managed to settle my arrears by paying at least three quaters of the debt off and they settled. I have just received a letter from them offering £194 back on my ppi request but say this will go on the arrears even though I settled. Can they do this as it's so frustrating as I have a new baby and this would come in very handy!

Thanks for any advice.

[Deleted User]

chrisja1000 wrote: »

I was with Pay plan for 3 years but managed to settle my arrears by paying at least three quaters of the debt off and they settled. I have just received a letter from them offering £194 back on my ppi request but say this will go on the arrears even though I settled. Can they do this.

Yes.
The amount they settled for was less than you actually owed, so this would happen with any of your creditors who you still owe.

shellnpaul

icmelerlovers wrote: »

Just received letter upholding claim for 2.8k on Halifax cc
Well happy and thanks to the experts on here .😄

Now I just received call from nationwide asking the the cover I had from my employer . And that I should here next week from them

Is this normal from nationwide ad has anyone had similar call
Cheers

Hi, I have also had the same sort of call from lloyds asking the same thing, I'm bit worried now but fingers crossed x

dilus

shellnpaul wrote: »

Hi, I have also had the same sort of call from lloyds asking the same thing, I'm bit worried now but fingers crossed x

Hi shellnpaul,
If you don't work for a big nationwide company they sometimes will phone just to double check what benefits you were entitled to at work. They haven't asked you to provide proof of those benefits so I would not worry.
If they recognise the company you work for they seem to know that good benefits would have been in place and take your word for it

di3004

Busy on here folks? I can see you have been doing good :T:T.

I received a questionnaire via lloyds (C&G) in regards or mortgage ppi, but I'm sure that was sent by mistake, due to another query in regards of the mortgage.

Besides I do not have the lenders/banks mortgage ppi anyway, so i contacted them to ask them to close the case as our query was not related to ppi lol, it was our mortgage adviser that actually forwarded our details to the customer care dept, but it must have gone to the incorrect dept, all sorted now and have since spoken to the lady in the correct area lol.:D

shellnpaul

dilus wrote: »

Hi shellnpaul,
If you don't work for a big nationwide company they sometimes will phone just to double check what benefits you were entitled to at work. They haven't asked you to provide proof of those benefits so I would not worry.
If they recognise the company you work for they seem to know that good benefits would have been in place and take your word for it

Thanks dilus you have put my mind at rest slightly, just hope it goes in my favour have had card since 2002, they asked what I could remember about sale and I said I didn't really remember how the card was taken out as was so long ago, I also told him I didn't really check monthly statements as I just paid a set amount each month so didn't know I had ppi till I found a few old statements, do you think it will go against me as can't remember how I signed up for card, many thanks michelle

dilus

shellnpaul wrote: »

Thanks dilus you have put my mind at rest slightly, just hope it goes in my favour have had card since 2002, they asked what I could remember about sale and I said I didn't really remember how the card was taken out as was so long ago, I also told him I didn't really check monthly statements as I just paid a set amount each month so didn't know I had ppi till I found a few old statements, do you think it will go against me as can't remember how I signed up for card, many thanks michelle

See what they come back with Michelle, it was 10 years ago so how can you be expected to remember. Sit back and chill a bit and wait for the response, report back with good news hopefully

amersall

di3004 wrote: »

Busy on here folks? I can see you have been doing good :T:T.

I received a questionnaire via lloyds (C&G) in regards or mortgage ppi, but I'm sure that was sent by mistake, due to another query in regards of the mortgage.

Besides I do not have the lenders/banks mortgage ppi anyway, so i contacted them to ask them to close the case as our query was not related to ppi lol, it was our mortgage adviser that actually forwarded our details to the customer care dept, but it must have gone to the incorrect dept, all sorted now and have since spoken to the lady in the correct area lol.:D

:D You just can't get the staff can you Di :rotfl::rotfl:
You and I should work for the banks :cool::cool: we would put them on the right track :rotfl:

The banks would end up bankrupt though with us two:D:D
What do a Dizzy blonde and a baby monkey know? :rotfl::rotfl:;)

di3004

amersall wrote: »

:D You just can't get the staff can you Di :rotfl::rotfl:
You and I should work for the banks :cool::cool: we would put them on the right track :rotfl:

The banks would end up bankrupt though with us two:D:D
What do a Dizzy blonde and a baby monkey know? :rotfl::rotfl:;)

Lmao :rotfl::rotfl::rotfl::rotfl: just imagine that!

I think we will do a grand job myself!:D:D:rotfl::rotfl:

God help the banks!:eek::eek::rotfl::rotfl:, of course we know:rotfl::rotfl:;) Xxx

shellnpaul

dilus wrote: »

See what they come back with Michelle, it was 10 years ago so how can you be expected to remember. Sit back and chill a bit and wait for the response, report back with good news hopefully

Thanks, will try n be patient and will update when I hear back from them x