I was required to take out mortgage insurance with my repayments from day 1 of the mortgage. This was set at around £13 per month. This seems to be your classic PPI.
I was also talked in to taking out Accident and Sickness cover. I said at the time that I was fully employed, any sick leave would be paid and & I had the luxury of parents who could potentially support me or (at worst) take me back home if everything collapsed. They still persuaded me I needed A&S cover. This was paid separate to my mortgage payment at around £25 per month.
Is it potentially part of a PPI claim?
zx81 wrote: »
Yes. You're time-barred for the complaint (though not necessarily for a claim).
You've also of course time-barred yourself, since you're out of time to go to FOS.
If you want the money, cash the cheque, If you don't, just shred it.
Account was closed due to a misreading
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