I was required to take out mortgage insurance with my repayments from day 1 of the mortgage. This was set at around £13 per month. This seems to be your classic PPI.
I was also talked in to taking out Accident and Sickness cover. I said at the time that I was fully employed, any sick leave would be paid and & I had the luxury of parents who could potentially support me or (at worst) take me back home if everything collapsed. They still persuaded me I needed A&S cover. This was paid separate to my mortgage payment at around £25 per month.
Is it potentially part of a PPI claim?
zx81 wrote: »
Yes. You're time-barred for the complaint (though not necessarily for a claim).
You've also of course time-barred yourself, since you're out of time to go to FOS.
If you want the money, cash the cheque, If you don't, just shred it.
According to the MSE Forum
For benefits recipients
Via Metro or Daily Mail. Excludes NI