overwhelmed new member

natlie

Hi Coco,
Wow you've done really well to clear so much debt! My credit is shot too I've been in the very poor rating for years and don't expect it to get any better anytime soon. my first default will be issued in October. 
I haven't read all your posts yet but will definitely be having a look later
Nat

Coco114

Thanks Nat!
Its a long road but steady progress - you can worry about your Credit Rating later
I am impressed by your EF already, thats what I need to work on as a priority!

Have a good day

Coco x

natlie

I was really lucky, I had a bit of a windfall a gift from my mother in law then a gift from my grandmother who is 90 and a bonus payment I've been topping it up since but its not easy, I'm in early DMP/budgeting so I am hoping to improve this once everything is a bit more settled 
Nat 

Coco114

All jobs done
Lunches, snacka etc organised, hoovered and washed the floors.
Nothing much money saving and had to get some bits at Mr T £16.15, pennies over to rounding.  Need to get all log in details so I can try and make PAD payments
Job for the wknd!

Coco x

Coco114

Another day done and a day off tomorrow!! Plenty of house jobs to do.

Also need to update my Halifax details so I can get a new card as this will be my EF account (completely separate from my main account)

 Need to make a couple of money calls tomorrow.  I am broke already but at least everything is paid 😁 and I have budgeted the rest

Coco x

Coco114

Thursday is done! Went into town for a couple of bits, allowed £20  and spent £21.05!  Saved £3 on parking as decided to ditch the multi story and park outside of town and walk.

Dinner of whatever is left in the fridge before shopping tomorrow (maybe try lid!)

All in all not going too bad

Coco x

joeyjimbles

I've just read your whole diary - wow what a rollercoaster, and great that you have brought it all up to date with your final push. I know you can do it. Do you do surveys on Prolific? They are really good and I find that I get at least £5-10 a week but you need to keep checking in on the site in your lunchbreaks, or keep it open as a tab if you can. Also if you still shop at Sainsburys then another survey site is e-rewards which you can find through Nectar and build up your Nectar points, or keep them for the C-word. 
You've done so well - I know you can keep your momentum going to see that debt beaten.

Coco114

Thanks JJ 😊  yes its been one heck of a ride!

Coco114

went to Ald! For first time in ages, omg!! Forgot how good it is!  As well as all the usual pasta, cold meats, fruit & veg etc, toilet roll etc
2 x 4 Chicken Breasts
Kilo of 5% minced beef
4 x quarter pounders 
Joint of gammon
5% meatballs
Luxury pizza
Chicken Kievs
Spicy Chicken burgers
Bacon, fish fillets, sausages
Wine, beer & prosecco 
Face cream
And it only came to £90?!  Bargain 😁

Coco114

Oh and 2 x trays of diced beef that I forgot!