overwhelmed new member

Coco114

Umm hello ??!!! I would say the amount you have reduced yours by is more than blitzing young lady :T

I am shaming myself by organising next Christmas because of the lack of this years preparation

Ah well , it's only one blinking day after all .... Don't know what all the fuss is about !!!! Xx

Aamberle

Morning Coco _ so how are you? Dont be so hard on yourself - I bet your are more organised than you are giving yourself credit for!
Have a great day x

Aamberle

Morning Coco - How are things going?? You all prepped and ready to go yet ?? X

Coco114

:j:beer::D:T

It's done ......... 13 DAYS OFF !!!!!!!

Absolutely wiped - didn't get back till nearly 7pm but I left a clear desk

Determined not to waste this break and use the chance to sort myself out a bit. Money & life. I realised yesterday that nearly every day off this year has been taking up with money , appts , filling in forms , mortgage etc etc - no wonder I am so tired

Anyway , tonight it's feet up with a large glass of baileys (or rather the very adequate Mr T version :money:)
Tomorrow , let chaos commence

Things are going to be very different next year - a new chapter for me

'Stenders calls then a wee bit of pottering before bed.

Coco x

vasseur

Happy Holidays Coco :beer: Enjoy your well deserved rest.

I don't finish till xmas eve but that's just a half day and tbh I quite enjoy work at this time of the year

MoneyMission

Enjoy your well earned rest Coco. I wish you all the best for 2013. I hope its going to be a vintage year for you.

MM

Coco114

Thanks Poles & MM

Very impressed , order a present on the net at 5.30 last night & it's just turned up :T
Not so impressed that I had to answer door in my pjs though !!!

Coco114

B*gger !!!! The world didn't end after all ..... So will defo have to do the rest of the Christmas shopping now !!!! Grumble grumble :rotfl:

Verbatim

Congrats for everything achieved in 2012.

BUT it's tonight at midnight that's supposed to be the end of the world I think.:eek:

Imdebtfree

polesalot wrote: »

It's a strange feeling I must admit. It's also a bit scary, now I just don't want to touch my money:rotfl:. When I was in debt I always used to think 'oh what's another twenty quid on the overdraft' and I'd just spend but now I want to stay in credit it's actually quite hard being so restrained. I think it will take a few months to level itself out as xmas cropping up unexpectedly like it always does haha has made things a bit more complicated.:D

I;ve been debt free since September, and I love the feeling when I check my bank balance and its not in the red! Have an app on my phone so check constantly. And have a little bit of savings so I;ve managed Christmas without going over!

Its an amazing feeling and I never ever want to be in debt again!!!

The first steps are the hardest, it has become a bit of a way of life checking prices and not treating myself after years of doing it.

Have a great time off Coco, and enjoy yourself. Nothing wrong with getting a bit tipsy, i intend to (tonight for a start, I've got a week off starting 5pm today).

:xmastree: