Mum2one - next chapter - baby steps make big strides

mum2one

Another month has bite the dust, thou seems to have been a tiring month in more ways than one.

Car Ins - found one quote for £225, but think put the wrong model in, - have to look on Mon as due next week... back up plan renewal as lot cheaper than any others found.

Money - seemed an expensive month, it was, but there was stuff for Christmas, as I tend to get everyone sorted then do family last.

Decembers bills are in planning, - most do online - j

So December is extra tight - but manageable.

Bar family - presents are wrapped, - just got to put the pottery items that DD decorated (needed bubble wrap) and some home made jams - estimated 2 hrs.

DD's DVD came and she has no idea shes got it

Then Xmas cards to write.

Next week - back to the dentist - hopefully for the last time!

mum2one

Def a quiet Sunday, picked up sick bug - threw everything out of the window, with planning...

This week-
Check car ins - and pay (magic money....)
Dentist - 2mor - tooth out - me gone for the day
Bubble wrap pottery items for xmas and wrap as well
Start cards list - thrown me as done reverse this yr - wrapped all presents 1st
1st set presents being delievered at weekend.
Budget for the month

Next week wc 9th
Finish Cards
Mince pies, rhubarb pies and apple pies to make
Finish cards, get some Xmas parcels posted off
Order prescriptions - covered for Xmas
Hunt down letter for DD's hosp appointment
Put tree and decs up

wc 16th-
Sort out car tax mine and dads car - both due New Years Eve...(more magic money)
Town - last few presents - need to get few bits for DD's xmas prezzie
Sort Jan/Feb/Mar - budget -(aim to get somewhere)
Do 2014 Birthday and Xmas prezzie list (budget and get ready for recycling and this yrs xmas prezzies and get ready for Sales

That should keep me out of trouble......x

mum2one

Here goes - see how my checklist going!!

This week-
Check car ins - and pay (magic money....)Paid £245
Dentist - 2mor - tooth out - me gone for the day - tooth out, but the root broke, - so a little more painful than planned, and also a filling - kept me quiet!
Bubble wrap pottery items for xmas and wrap as well - All done, none broke - just mislaid a cup with a purple cat on it!! - had an emergency re-do job.
Start cards list - thrown me as done reverse this yr - wrapped all presents 1st
1st set presents being delievered at weekend. - Half the cards done - got to finish this week
Budget for the month - Worked out whats got to be paid, not as healthy as I wanted it to be but hey!

Next week wc 9th
Finish Cards - (so far half done)
Mince pies, rhubarb pies and apple pies to make - 3 rhubarb pies and 2 apples pies in freezer, 2 apple pies delievered to neighbours, need pastry for mince pies
Finish cards, get some Xmas parcels posted off -5 to post (3 wrapped) finish 2 and get in post by Thursday..
Order prescriptions - covered for Xmas -
Hunt down letter for DD's hosp appointment
Put tree and decs up

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Add on a emergency trip to buy DD a dress for her school concert...... sods law saw one last week when we were out, but hoping shop has got them still in, trip out to see... x

AlexLK

Send me some of those lovely sounding cakes, I'm positive you won't manage them all!

mum2one

Getting behind with my updating...

Finish Cards - Now all done and posted, as well as some Christmas presents posted (have to confess the writing did go into this week

Mince pies, rhubarb pies and apple pies to make - 3 rhubarb pies and 2 apples pies in freezer, 2 apple pies delievered to neighbours, need pastry for mince pies
Managed to make 48 mince pies, gave away 18 to 2 nice neighbours, devoured 12 and 18 in freezer.

Finish cards, get some Xmas parcels posted off -5 to post (3 wrapped) finish 2 and get in post by Thursday.. Parcels went 1st - theyve safely arrived, cards now posted, and others hand delievered - few left but there with the presents to go.

Order prescriptions - covered for Xmas - Done, but there missing epi-pens got to re-order them

Hunt down letter for DD's hosp appointment -somewhere safe - but very safe - cant find it by weekend, ring our GP they should have a copy on file

Put tree and decs up - Done

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WC 16th (ok a bit late)

Finish rest of cards - Done

Wrap family presents - Done

Chase epi-pens - Done

Price house ins - try to get better price -

Hunt paperwork for car tax

deliever as many presents as possible

Bake biscuits with DD

new speadsheet for 2014 Birthday, Christmas and another for money planning

mum2one

Never mind another month biting the dust, its another year.

Its def been an up and down year, some positives, some negatives, but overall I got through it, tears, tantrums the lot we've had it.

Positive estimated that I would push for 4k off debts, - dmp and personal ones which have achieved overpayment of £158.

Started birthday and Christmas presents for 2014, hoping to get sorted as cheap as possible.

Hoping New Year, a new start, lots of personal challenges, and my DD goes to secondary school next year, where has the time gone.

next post be aims for 2014..... x

mum2one

A new year a new start.

My aims for 2014

-Tackle weight - aim to loose 1 stone by April, by nice if can loose 3 stone by end of year.

-Tackle money - these is a carry on, - my plan is to aim for 4k repayments - that includes my DMP and personal bills.

-Get 2 small debts paid off (may just need to put £30 each to them) so Dec 2014 by their last payment. That should take a month or two off my debt free date.

-Sell items not needed - just discovered facebook sellers and cleared a few items out of the house, items that I wouldn't have expected to gone. Car boot and eBay items.

-Look at triggers to what make me spend - do I need it, want it, or just put it in the basket - start paying cash at £1shops, - there my downfall.

-Aim to manage my diabetics better - currently tablet controlled, but need to get the level more manageable...

-Do more cooking with DD - need to do savoury as well as sweet

-Look at meal planning - aim to make sure always got 12 portions of home cooked casseroles in freezer.

-Keep spreadsheet updated - Birthday and christmas presents, Add in mothers day, fathers day, and family birthdays

-Presents - aim to have 5 spare gifts incase DD gets invited to parties, buy sale offers, and don't feel quilty if budget £20 but I get an item £20 - been reduced to £10 - DO NOT NEED TO SPEND THE OTHER £10

-50P Save 50p - going towards DD holidays, save change - going for DD - aim lump sum when she is 18

Want to have 2 accounts with £150 each saved for emergency payments

-Use vouchers, promotions, offers, - aim to get National Trust membership again for summer - once weve been 3 times were in profit.

mum2one

Good news today, DD had her 1st appointment at allergy clinic, shes not allergic to nuts, shellfish, or latex - keep an eye on her - then go back 6/8 weeks where there give her a blood test.

Family day out tomorrow, - trip before DD goes back to school, xx

mum2one

A family day out to our fav icecream farm - which nearly turned into a turn around, as DD was sick again (got her docs appointment for 2mor, just to be on safe side), but she wanted to have the day out.

Quite frugal, as we split the costs, I got cakes and coffee (got 20% off the boss likes us), and mum got dinner (I ordered - again 20% off), we went half on icecreams.

Used the last of Decembers money that had in purse, but did spend £11 on debit card - birthday cards, couple of bday gifts, ham - salad 2mor, and ham, mash and parsley sauce for tea on Monday, plan is a no spend week, DD back at school on Monday, where as the time gone xxx

mum2one

A bit of mixed bunch at the Docs with DD, shes come down with a virus, (but what they don't know) they thinks she burst some blood vessels in her stomach and throat from being sick, and they did a urine test and theres blood in there. Shes dehydrated - trying to get her to drink, I am literally pulling my hair out, she doesn't like tea or drinking choc, she will about half a cup of coffee, but doesn't want her own cup she likes to share.
She liked filter coffee - but its trying to get it down was her.

I was hoping as we brought mum a Tassimo for Xmas that DD would go and get a drink, but she has trouble lining the discs up.

She has to go back on Wed again.

She is back at school tomorrow, so I've sent her in with a bottle of water, and a note for the teacher explaining that she needs more fluid hense the water, the school been great so don't see a prob. Even if she drinks it at break time, - be more fluid into her.

Plan Mon onwards
Argos delievery - due Monday
Need to get presents brought allocated
Sort cards - plan is to get a folder and slot cards in ready for people so i don't need to rush and get any "expensive cards"
Still got Christmas items to put away.
Sort out (translates to find... DD passport) shes having her own bank account - opening that Sat - gets a debit card - easier as I can put her pocket money via transfer ([COLOR="rgb(65, 105, 225)"]narrowed down into suitcase (panic over)[/COLOR]
Set Jan's budget (done all incomings
Parents wedding anniversary sunday - 51 yrs - DD making a trifle
Clean fridge (darling dad....)
Start crocheting baby blanket - need it for end of month
Wait for my apology letter from M+S with £25 voucher in!!! xx