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Mum2one - next chapter - baby steps make big strides

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  • Sadly not...though I might investigate them now ;)

    HBS x
    "I believe in ordinary acts of bravery, in the courage that drives one person to stand up for another."

    "It's easy to know what you're against, quite another to know what you're for."

    #Bremainer
  • AlexLK
    AlexLK Posts: 6,125 Forumite
    Debt-free and Proud!
    I've only got into selling things on the internet since the debt free quest began. :)
    2018 totals:
    Savings £11,200
    Mortgage Overpayments £5,500
  • mum2one
    mum2one Posts: 16,279 Forumite
    Xmas Saver!
    Now suffering with extraction no 2, feels like theres still some bone in there, (excuse the graphics) - no better over weekend ring on Monday.

    Need to order DD a new school jumper - they like them to be in school logo, its not to bad there £9 from Mr T. So nice of the CSA to get £10 from his lordship a whole 2 weeks money... investing in a jumper....

    Xmas present sorting tomorrow, - managed to get the stuff all sorted (taking over different corners in the front room.

    Mens, Ladies, Kids and Food side - but I have anaged to mislay bag of presents hoping there at the back of the dining room table... not a mass panic if I can't find it, few bits for DD's school friends, I always get couple spares incase we need an emergency present - the great wrap will start Monday....

    Plan quiet day 2mor, then Sunday take DD to cinema - realised we hadn't used free tickets from sweet promo - and said she could choose the film... dreading what I'm going to sit through...

    As you can tell at this wonderful time, i have tooth ache, so cup of tea, biscuit and then back to bed........ xx
    xx rip dad... we had our ups and downs but we’re always be family xx
  • mum2one
    mum2one Posts: 16,279 Forumite
    Xmas Saver!
    It was a luxury day today - no table top sale - no 6am start, took DD to the cinema (on free tickets) - we went to see Cloudy with a chance of meatballs 2 (as you can guess it was her choice), but I treated us to a icecream, (not mse but a treat) as the last few weeks she has been an angel looking after me when I have had the teeth out, running around getting me straws.

    Lazy evening of TV - thou keep looking at the presents that need sorting for xmas -
    thou have sorted childrens presents ready to wrap

    Tomorrow - sort gents pile out

    Nip to Argos - buying mum a coffee machine for her xmas prezzie, shes having a posh Tassimo one, (and bless her DD gave me £15 Argos vouchers towards it (they were the free ones we gave her, but more than some kids would have done) she offered me some pocket money so she could go halves. I wouldn't take that, but my heart was bursting, and ok I confess I had a tear....

    Money in Tuesday - Money out Tuesday.....

    Then its search for car ins and get hold of my current ins company as there trying the automatic renewal.... thats without giving me a price! xx
    xx rip dad... we had our ups and downs but we’re always be family xx
  • AlexLK
    AlexLK Posts: 6,125 Forumite
    Debt-free and Proud!
    Sounds like you've had a great day. :)

    Regarding car insurance, ring a couple of brokers and if it's a 4x4 try the NFU. :)
    2018 totals:
    Savings £11,200
    Mortgage Overpayments £5,500
  • mum2one
    mum2one Posts: 16,279 Forumite
    Xmas Saver!
    I have to dream about a 4 x 4, - unfortunalty its a sxi astra..... even being 40+ the ins bad enough. It should come in under £350, just last car was £200- £220......

    Just been very productive and cashed in some loyalty points, got
    Dispacable me 2 (blue ray) for DD for Xmas stocking
    Box of Jelly Beans thingies (for stocking)
    Set of 3 cake tins for me......

    Just reserved a 3d dsixl for DD - at least cheaper than last xmas...... not nice price £160. Shes worth it xx
    xx rip dad... we had our ups and downs but we’re always be family xx
  • AlexLK
    AlexLK Posts: 6,125 Forumite
    Debt-free and Proud!
    mum2one wrote: »
    I have to dream about a 4 x 4, - unfortunalty its a sxi astra..... even being 40+ the ins bad enough. It should come in under £350, just last car was £200- £220......

    £350 seems a ridiculous amount, Mrs. K. pays less than that for her 530i. :eek:

    Do you live in a city / have points or previous claims?
    mum2one wrote: »
    Just been very productive and cashed in some loyalty points, got
    Dispacable me 2 (blue ray) for DD for Xmas stocking
    Box of Jelly Beans thingies (for stocking)
    Set of 3 cake tins for me......

    Just reserved a 3d dsixl for DD - at least cheaper than last xmas...... not nice price £160. Shes worth it xx

    Sounds great. I've no idea what a 3d dsixl is but hope she enjoys it. :)
    2018 totals:
    Savings £11,200
    Mortgage Overpayments £5,500
  • mum2one
    mum2one Posts: 16,279 Forumite
    Xmas Saver!
    The annoying thing is we're in town, I've got my dad as a 2nd driver, but weve both got clean licenses, no accidents, full no claim bonus - time to shop around, its not even new.....

    Your lucky Little K isn't into electrics or gadgets, DDs got the nintendo dsi xl but the games there producing are for the 3d version, eventually there stop producing the old version games.

    I'm so glad I get most birthday and about half of xmas prezzies in sale for friends, other family, so what I save I can spoil DD. xx
    xx rip dad... we had our ups and downs but we’re always be family xx
  • AlexLK
    AlexLK Posts: 6,125 Forumite
    Debt-free and Proud!
    mum2one wrote: »
    The annoying thing is we're in town, I've got my dad as a 2nd driver, but weve both got clean licenses, no accidents, full no claim bonus - time to shop around, its not even new.....

    Definitely time to shop around. I am guilty of not getting the cheapest deal on my LR because I find the NFU are very good to deal with.
    mum2one wrote: »
    Your lucky Little K isn't into electrics or gadgets, DDs got the nintendo dsi xl but the games there producing are for the 3d version, eventually there stop producing the old version games.

    Yet, LOL! I've no doubt he'll learn about gadgets from his friends in years to come, I dread that day but it seems somewhat inevitable in this day and age. My wife likes to have the latest 'phone etc. so technology will not be completely alien to him. However, I would love to keep him in a bubble with me playing with old cars and doing up pieces of furniture. :o Can't say I want the "big bad world" to take my son but they are my issues, not his.
    mum2one wrote: »
    I'm so glad I get most birthday and about half of xmas prezzies in sale for friends, other family, so what I save I can spoil DD. xx

    It's a nice feeling to spoil our children, just don't spoil her rotten. ;)
    2018 totals:
    Savings £11,200
    Mortgage Overpayments £5,500
  • mum2one
    mum2one Posts: 16,279 Forumite
    Xmas Saver!
    Got my car ins renewal at £249.00 Really impressed with that as was expecting £280 to £350, but this has spured me on to try a couple more options, set myself a target £225.

    Paid some more bills, so all of Novembers expenses (bar Car Ins) are all paid for, and with Dec's DMP payment I will have exceeded my £4k payback - the 4k if half DMP and half personal bills and bank of mum and dad...

    Been slowly sorting through the Xmas presents, just couple bits waiting for then all I have to got to get is couple stocking fillers for DD. Shes got her main presents sorted.

    Great plan of action - have everything wrapped by next week, cards wrote, then just be sort out cakes the week after.

    My free cake tins have come - they look great, even better when they had an Amazon invoice for £20 in them!! DD's jelly beans have come, ready for stocking.

    DVD - due for release on 25th - thats one thing she def does not know about.

    xx
    xx rip dad... we had our ups and downs but we’re always be family xx
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