Mum2one - next chapter - baby steps make big strides

mum2one

Managed to get mums bday present - 2 tops, and tickets to see Tony Stockwell and a musical both for later in yr.

Paid another bill today - got to pay BT bill, sky, £20 dad and £45 pet ins (part owed last mth and this mth) - worked out that should have £20 left at the end of the month!!
By the end of the month I would have hit and beaten half of my 4k payback this yr, touch wood all looking positive
Finally I think I have got the hand of budgeting, - only taken a yr with no credit cards!!!

Next big bday - DD in September - that gives me July + Sept to get sorted xx

taxi73

all looking good x

mum2one

I'll hit the 50% payback in July, which is ok, as it be 2 weeks later than planned,

good news paid dad the last of the £100 he lent me, so pleased with that.

DD has settled in ok at new school, we had a couple of little wobbles, as it was sports day and she came 5th out 5th in her 2 races, but as I said to her she is not a sporty person, and we all can't be good at everything, I think it was more nerves with it being the 1st one.

The headmaster is lovely, he came across on sports day to see how we were and how was DD settling in, there was no issues in class (big phew), i thought was really nice.

Check up this week with consultant over asthma and night breathing, and then medicine review with GP... at least I don't need to cart them all in.

As long as don't have to jump on scales be fine!!!

Money - everything done for June and should have £10 spare - so pleased x

mum2one

At last the nearly the end of the month and not going to be overdrawn, i think the budgeting may have finally sunk in!!

X

Knit_Witch

That's great news Mum2one

taxi73

fantastic news

mum2one

Not quite to plan I ended up £2.19 over drawn, so that cost me £6 in charges, but pleased as everything got paid on time, DD had some new clothes she needed.

This month big expense is opticians, - but one of my payments its the month that I get a double (4 week run) so that covers that and some spare ready for summer holidays.

Onwards and upwards as they say.

x

taxi73

you are definitely getting the hang of this now..well done x

mum2one

Started off the month very mse, took DD to cinema, went on cheap day, bogof tickets, surprised as had some left on a gift card from xmas, and conned £2 off dad towards the popcorn!! Normally do the in the handbag but didn't have time to go enroute, we did go the afternoon special drink and popcorn for £4.

I don't know whether I'm getting old, but its seems like if you went for 3D, evening, drinks, popcorn and ice-cream you wouldn't get much change from £40.

We now have DD bday prezzie sorted, got her a netbook, - (sale on in Argos) so mums gone half with me, then were a few bits to go with it, thou she knows shes getting it, a I had one on wishlist in Amazon

As paid dad £100 that I borrowed off him, theres a wack I owe myelf from savings been used, etc etc, so I am focusing on one at a time, the next one to clear is to mum £268. (new positive approach, small chunks) x

mum2one

A quick to way to get rid of some of my money!! Pay some bills, my bank looked really healthly for 3 days!!
Pd, some bills, money ready for dmp payment, and glasses on Monday!! x