Mum2one - next chapter - baby steps make big strides

mum2one

Thats what I'm hoping, need a kick start - as we may have to go back to court to get the access order stopped, - his lorship breeched it 12 times already - and as DD says she wants her life back to normal - dont we all!! that and the CSA money he owes me would be nice! xx

mum2one

Another payment made to DMP so a little step in the right direction.

Thou CSA stopped - I give up with it, only £5 a week, but its the principle, little things like DD has narrow feet so we have to get her clarks shoes or hush puppies...

Bar that filled in forms for CBT - so at least one step further up the in the system as they say.

Fingers crossed having a day at the coast at the weekend and a hair cut but its a break from home xx

taxi73

a day away will do you good..enjoy x

mum2one

day at coast turned into weekend, - picked up cheap caravan - and stopped via supermarket, -
Mega cheap hair cuts - £15 inc tips for 3 of us.
Used own bags so saved 5p a time (In Wales)
had a littel treat £1 on bingo, £1 on2ps - stuck to budget

Even went shopping - had £10 gift card from Evans - determined not to spend 1p over - got top for £6 and a belt reduced from £12 to £4.
(got to hold my jeans up, breath in - fall down!!

Nice to spend some time the 4 of us, makes all the hassle and scrimping etc worthwhile.

Dog enjoyed it - hes shattered - ended up sleeping on the bed with me, thou barked when tried to get back into bed after going to loo - he had stretched across the bed! xx

taxi73

sounds like a fab weekend

mum2one

DD got Golden award from school, for setting best behaviour to the class, - thou as she says downfall they have to sit with the headmaster for lunch - they have 1 person from each class!!

I did well 2ngt - positive weekend, I range and got my DMP reviewed, it means for now that I pay £47 month less and extends the time by 18 months, - but its one of those of things. At least I trying to pay everything off.

xx

taxi73

Well done to DD x

mum2one

DD didn't enjoy her dinner - the treat is to have lunch with the headmaster - but she had an extra potato on her plate!! Bless her shes a little character. xx

mum2one

Its been all change here, still waiting for the winning lottery numbers, (who isn't), plodding along with the debts.

Had a review done with stepchange, as money just seemed to be too tight, didn't help as changed the car in Jan the insurance went up a 3rd, (at renewal shop around) then needed 2 new tyres (£130). With the CSA stopping as well, thou it was a token amount,

So they reviewed money and had payment to them reduced by £40 a month, Yes it means longer on the debt, but it means I can get through the month (with some careful planning).

DD has changed schools, - very long story, - but we were able to get her out, and she's been at new school for a week and loves it. I have just had to change her cardigans and pe shirt, - brought plain one for now then Sept, get the school logo ones, as give the school their due they work with Tesco, so your getting off the peg jumpers etc with school logo for same price as in store.

Money wise - planning for June - slightly gone hey wire, but have a rough plan for the rest of the month,

July - already worked incomings and its a extra payment (4 weekly) which has come the right time as need eyes testing, know mean new glasses, - so nice to have the money to hand.

Even surprised dad as I transfered my keep to his bank account at the start of the month - usually in dribs and drabs, but it took nearly a year but 75% organised with my money, and want something I have to save for it, and swop things around.

DD had new bedroom furniture, so having the set of chester draws off her, as my computer unit just bulky, and I use the laptop 99% of the time, so going to put the desktop in the wardrobe, use it for printing, then if in 6 months time not needed it, then it can go, so need to set the printer up to the laptop.

So that be this weeks job.

Still waiting to hear from the CBT, but the way i look at it, I'm in the system, trying to do a little myself - set little tasks all helps.

Got to pop into town at weekend, - going to head to £1 shop - get a midyear diary - keep that for finances, and over July the plan is get straight to end of the year, and ideally by Dec have a small emergency fund of £200.

Being savvy by buying throughtout yr and sales, I have all Bday and Xmas, bar (mum, dad, and DD done), so less to budget for.

Its taken a few good years, but for the first time in my life I actually now value money and what I buy, even got DD looking at shelf labels, to see which gives the better deal at 100ml on bottles, she's really savvy bless her heart.

Now it looks like mum will have to go into hospital and have her carpol tunnel done in her hands again, we go and see specialist in Aug.

As usual babbled for England, - onwards, upwards and positive! x

mum2one

I feel proud of myself as I have just reserved dads bday present from Argos -

A sunlounger and matching cushion, was £94 - reduced to £33

http://www.argos.co.uk/static/Product/partNumber/6510312.htm#pdpPromotions

very pleased with myself, as he loves sittng out in the garden, and it was a bargain. Have the money planned, so another big plus point,

Just got to get mums as hers is in July as well..... x