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Edinburgher gets cracking!

16465676970181

Comments

  • edinburgher
    edinburgher Posts: 14,176 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    :D

    Toddlers do not respond to the word please, they do not know what a queue is and they have no conception of 'fair'
  • Lois_E
    Lois_E Posts: 2,227 Forumite
    Ninth Anniversary Combo Breaker
    :rotfl:
    Toddlers do have a conception of "fair" - it's just not the same as ours. "Fair" is when I've got what I want. Well, at least, "not fair" is when I haven't got what I want!!
    Starting again 13/4/19
    Home loan 1: £21,102.50 Home loan 2: £7,698.99
    Total owed: £28,801.49
  • Happy Birthday Edinburgher!! :j

    Mines in 5 days - still a couple of years behind you tho ;)
    Hope you get a lovely big cake to celebrate it!!

    :T:T:T
    Simplify and then Simplify some more!
  • nattypants
    nattypants Posts: 2,577 Forumite
    Happy Birthday Ed:kisses3:

    Keep the property !!!!!! coming!
    February13 - £74990 (or thereabouts)
    MND - Let's go for 2020 'cos it's got a nice ring to it:D
    C'mon nattypants:cool:
  • Happy Birthday Edinburgher :j
  • edinburgher
    edinburgher Posts: 14,176 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Thanks for all the birthday wishes.

    I will keep this brief, because I seem to have given myself something approaching whiplash during a driving lesson (I've been in bed since Tuesday evening, this is the first day I've felt up to typing, even for a few minutes). Over enthusiastic emergency stop, or craning too much during manoeuvres? Not sure, but it's sore and I'm very worried as there's less than a fortnight to my test :(

    Off to lie down again.

    On the MFW front, I am now down to one current account and 2 credit cards (soon to be 1) - hurrah for the great simplification! Topped up my S&S ISA this morning by £270, I have now paid in more to the ISA than I have overpaid for this financial year. That's either madness, or confidence :)
  • Alchemilla
    Alchemilla Posts: 6,276 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Get well soon.
    Sounds nasty.
  • Lois_E
    Lois_E Posts: 2,227 Forumite
    Ninth Anniversary Combo Breaker
    Yes, get well soon. And if it doesn't, see a doctor or physiotherapist or something. :(
    Starting again 13/4/19
    Home loan 1: £21,102.50 Home loan 2: £7,698.99
    Total owed: £28,801.49
  • Poor you. Hope it gets better soon.
    Paid off mortgage nine years early in 2013. Now picking and choosing our work to fit in with the rest of our lives!
    Still thrifty though, after all these years:D
  • edinburgher
    edinburgher Posts: 14,176 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Back and neck is feeling quite a bit better, I even managed hoovering (to Mrs E's cautious delight) and I am currently (but slowly) changing the water in my aquarium :j

    Managed a slightly shorter than usual driving lesson this morning and I don't *think* I did anything that was an instant fail in a driving test, so all good on that front. Having my driving instructor carry out my observations for me was a bit terrifying, but no kerbs were hurt :D

    Back to work tomorrow, I'll need to head in early as I will have exactly 24 hours to complete our performance reporting for all of the month! I will need my best 'calm down' hat for that one. Still, there's only so much that I can do as one person.

    While I was in bed, I had a chance to re-read a few financial classics, including The Richest Man in Babylon. It still seems a bit silly, but the lessons in it are pretty timeless (and are the basis for a lot of modern writing on personal finance). The key point about 'paying yourself first', by keeping back 10% of your income for your own future before anything else is accounted for ties in very well with my new mantra of simplicity and keeping our finances boring :D

    I have increased our S&S ISA payment up to £172/mth, which is a whisker over 10% of my salary. I suppose it should be 10% of the combined household income, but a 72% increase overnight will need to do for starters. I think Mrs E would murder me if I increased it by 172%!
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