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Edinburgher gets cracking!

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Comments

  • misscousinitt
    misscousinitt Posts: 3,655 Forumite
    Tenth Anniversary 1,000 Posts Mortgage-free Glee!
    Hope the jog goes well...

    MCI
    Mortgage Free x 1 03.11.2012 - House rented out Feb 2016
    Mortgage No 2: £82, 595.61 (31.08.2019)
    OP's to Date £8500

    Renovation Fund:£511.39;
    Nectar Points Balance: approx £30 (31.08.2019)
  • edinburgher
    edinburgher Posts: 14,079 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Thanks MCI - I finished it - that's the main thing :D

    I have had a lovely afternoon of faffing about. Got some junk food for lunch, had a nice coffee and picked up some new inhabitants for my aquarium. Just cleaning the tank just now and will start introducing them in an hour or so.
  • edinburgher
    edinburgher Posts: 14,079 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Feeling a bit guilty about our monstrous pizza last night. Now don't get me wrong - we like our junk food - but pizza crust does not need to feature hotdogs! :eek:

    Ah well, I'll try most anything *once*...

    No particular plans for the day, maybe a bit of clothes shopping and some cooking (making some nice rustic duck rillettes today).

    £3 to stooze
    £7 to emergency fund

    Have a lovely Saturday everyone :beer:
  • Alchemilla
    Alchemilla Posts: 6,276 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Lois_E wrote: »
    About the only thing you probably need to know about pensions is that if you're lucky enough to have a final salary one you should feel very happy about it and contribute as much as they'll allow you to. The people it's more complicated for are the ones who don't have access to a final salary arrangement. :)

    Lois do you have a view on extra years vs AVCs? I know you said you
    don't make AVCs.

    Sorry to hijack. x
  • Lois_E
    Lois_E Posts: 2,227 Forumite
    Ninth Anniversary Combo Breaker
    Extra years in a final or career-average scheme are the best thing you can do if they will let you, but I was under the impression that the option to do that in the Teachers' Pension Scheme had been taken away some time ago. If I'm wrong about that I'd love to hear about it.
    Starting again 13/4/19
    Home loan 1: £21,102.50 Home loan 2: £7,698.99
    Total owed: £28,801.49
  • Alchemilla
    Alchemilla Posts: 6,276 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    I think you can still do it. According to the dufus from the Pru we saw in the Summer, anyway.
  • edinburgher
    edinburgher Posts: 14,079 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    I don't mind the hijack, but you'll get more thorough answers on the pensions board ;)
  • edinburgher
    edinburgher Posts: 14,079 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Feeling a bit down in the dumps today, as I have oodles of housework waiting for me after my driving lesson :eek: I should probably start on the really easy things now and make it easier for myself.
    • £3 into stooze
    • £2 into cash ISA
    • £55 cashback for my new Santander 123 account has been confirmed/tracked
  • PositiveBalance
    PositiveBalance Posts: 1,268 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper Combo Breaker
    edited 11 March 2013 at 9:38PM
    ztan wrote: »
    You've been jogging as well as driving?
    Try rolling a tennis ball over sore muscles.. that does actually help!
    The park I jog past has tennis courts - maybe I can scan the bushes for any that got away :D

    Ew...and get dog saliva on yourself?!

    A rolling pin is the best thing: physios sell some sort of plastic contraption that looks like one for quite a sum if you visit them. Foodie Ed is likely to have one around. :rotfl:
    Debt: £11,640.02 paid in full! DFD: 30/06/20
    Starter Emergency Fund (#187): £1000/£1000
    3 month Emergency Fund (#45): £3300/£3300
  • *Shines torch into thread*

    Blimey, it's dead in here!

    *Scuttles out again in case deaths caused by airborne infection*
    Debt: £11,640.02 paid in full! DFD: 30/06/20
    Starter Emergency Fund (#187): £1000/£1000
    3 month Emergency Fund (#45): £3300/£3300
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