Edinburgher gets cracking!

misscousinitt

Well done on the theory tests and your mini targets.

I am sure you will be fine on the practical test - we are all rooting for you.

MCI

edinburgher

This day isn't getting any less nerdy - registered to manage my pension online - I'm sure I've spotted some index funds with even lower fees than my current next to nothing

Now to book my driving test.

sweetdaisy

edinburgher wrote: »

This day isn't getting any less nerdy - registered to manage my pension online - I'm sure I've spotted some index funds with even lower fees than my current next to nothing

Now to book my driving test.

Wish I knew enough about pensions to be able to manage it! I have a Final Salary Pension, but it goes over my head as I just can't seem to be able to understand how they work .

Good luck with your driving test .

Lois_E

About the only thing you probably need to know about pensions is that if you're lucky enough to have a final salary one you should feel very happy about it and contribute as much as they'll allow you to. The people it's more complicated for are the ones who don't have access to a final salary arrangement.

sweetdaisy

Lois_E wrote: »

About the only thing you probably need to know about pensions is that if you're lucky enough to have a final salary one you should feel very happy about it and contribute as much as they'll allow you to. The people it's more complicated for are the ones who don't have access to a final salary arrangement.

Thanks Lois. I contribute the max amount that I am able to, however not sure how long I will have the pension for as I intend to change job as there is no way that I am going to stay where I am as I have another 35 years of work until I can retire :eek: (So not yet half way through my working life - how depressing is that!).

edinburgher

About the only thing you probably need to know about pensions is that if you're lucky enough to have a final salary one you should feel very happy about it and contribute as much as they'll allow you to.

Absolutely - I have 2 years worth of a career average pension scheme (government) and it's worth maybe 5-6 years of my private pension equivalent! Granted, that did include transferring in a tiny private pension to the state scheme and paying in slightly more than I had to.

• £3 to the stoozette
• £2 to the cash ISA
• Driving test booked
• Plan for today is to find busy work and keep my head down

edinburgher

My driving lesson last night was fun - I got to go on a proper dual carriageway for the first time. The driving instructor hadn't actually mentioned 5th gear before

Plenty of small mistakes last night (including a stall and a near miss), but it felt like a milestone in my driving career. I drove half way from my house to my parents' in a very short space of time and for the first time ever, I think I got why driving will prove useful!

Work should be a little busier today, we are building up to our main reporting period again. Doing plenty of career research as well, finally starting to feel like I have some good ideas for what I might like to do.

• £3 to the stoozette
• £2 to the cash ISA
• Paid tomorrow

edinburgher

My legs are killing me after jogging last night! I'm trying to stretch my calves a bit more, but they still feel like concrete blocks :eek:

Picked up some great bargains at our local Mr T last night - apparently the public mistrust of processed meat means that I can get lots of Scottish delicacies at massive discounts :rotfl:

• £3 to stooze
• £2 to cash ISA
• Paid this morning, will need to see what spare money is looking like for the rest of the month
• Account opening paperwork for Santander came through last night, I have to say they're a lot nippier to get round to it than when I last banked with them (6? years ago)
• No sign of my online account details for the pension, but Mrs E has confirmed that the first 2 payments have gone into hers
• Aiming for my 4th NSD in a row today

Have a great day everyone!

ztan

Good work on the driving lesson Edinburgher.
I remember my learning days and it's an incredible feeling when you start making those big improvements!

You've been jogging as well as driving?
Try rolling a tennis ball over sore muscles.. that does actually help!

edinburgher

Try rolling a tennis ball over sore muscles.. that does actually help!

The park I jog past has tennis courts - maybe I can scan the bushes for any that got away

Unexpected day off today, so I am going to make the most of it and relax.

• £0.96 withdrawn from TCB (I am a millionaire!)
• £3 to stooze
• £2 to cash ISA
• [STRIKE]Off for a jog once the schools go in (the sight of me dragging myself around the streets is enough to terrify anyone on the school run!)[/STRIKE] Jogged for 25 mins - week 6 of Couch to 5k complete :T