Edinburgher gets cracking!

southerndave

Oh dear Mrs E that's not even good maths.......saving £5 a month for two years means you are still £33 down not factoring in th interest you would have saved deducting it off the mortgage and instead paying in advance for the phone depreciation to the phone company...........

Each to their own mind you, but personally every penny NOT paid out to companies is another penny earned in my book.

For NEEDs versus WANTs I use a simple maths calculation. Take scrap paper and write down item of desire.

If you still want it in 30 days then do the following maths: take price of item and divide by amount you earn net (take home) per hour.

Then ask yourself if you would willingly work for X hours and get given this item in return. Often the answer is no to the waiting period and no to the 'in lieu of pay' test!

edinburgher

Oops......

edinburgher

Oh dear Mrs E that's not even good maths.......saving £5 a month for two years means you are still £33 down not factoring in th interest you would have saved deducting it off the mortgage and instead paying in advance for the phone depreciation to the phone company...........

Ah Dave, you think like me, but that doesn't matter as we're not in charge :rotfl:

Old tariff = £18.50 a month
New tariff = £152.99 up front (phone) + £7.50 a month

I figure we break even in month 15, from then on in money is saved.



Mrs E is a beautiful, loving, supportive, *tolerant* woman - but she does not do maths

edinburgher

Our drive in experience last night was surreal - enjoyed the film - but not sure the concept works so well in chilly Scotland. Also, the car is now filthy with mud inside and out - how can you clean carpet in a car?

Have already been shopping this morning, L1dl's usual delights and a few small treats for the weekend. Will need to rattle through my housework today as 1) I can't be bothered and 2) my brother's wife and our beautiful niece are coming round to visit this evening

• £3.01 to Freedom Fund
• £2.46 to Remortgage Pot
• £1 to Kitchen Pot

greent

southerndave wrote: »

Oh dear Mrs E that's not even good maths.......saving £5 a month for two years means you are still £33 down not factoring in th interest you would have saved deducting it off the mortgage and instead paying in advance for the phone depreciation to the phone company...........

Each to their own mind you, but personally every penny NOT paid out to companies is another penny earned in my book.

For NEEDs versus WANTs I use a simple maths calculation. Take scrap paper and write down item of desire.

If you still want it in 30 days then do the following maths: take price of item and divide by amount you earn net (take home) per hour.

Then ask yourself if you would willingly work for X hours and get given this item in return. Often the answer is no to the waiting period and no to the 'in lieu of pay' test!

It is a marathon, this MFW lark, not a sprint - and treats should be enjoyed along the way otherwise life is dull, dull, dull - I'm with Mrs E on this one!!:D

Alchemilla

Wait for it to dry then vacuum it out. Or a dandy brush.

tootoo

hope you're having a nice evening. I agree about letting the mud dry first

PositiveBalance

edinburgher wrote: »

We're off to a drive-in movie tonight :j

I am hoping I don't get too scared watching Halloween outside, hopefully Mrs E will protect me!

You wuss! :rotfl: I'm well jell about you going to the drive-in. There aren't any near PB towers, unfortunately.

edinburgher wrote: »

Picked up a few items at M0rrison's - fellow frugalistas be aware that they are currently selling 12 cans of chopped tomatoes for £2.50. Even compared to L1dl that's a good discount :money:

I looked on their site. They have two offers, but I couldn't see this one. What brand of tomtoms is it, please? FankQ![/QUOTE]

edinburgher wrote: »

Managed to find a small stocking prezzie for Mrs E today, but will probably need to rein in the present buying (geddit?) for just a little bit, as we have a few events coming up.

*Groans*

edinburgher

brand of tomtoms is it, please? FankQ!

KTC - you know - the company that sells tomatoes, beans and 3kg bags of turmeric :rotfl:

*Edit: they are plum tomatoes - not chopped tomatoes - if anything that's better as they can be used for breakfast as well?

We had a *fantastic* snooze today - I was up at 10, Mrs E an hour later. I then spent a rather frustrating 2 hours trying to get her a Christmas present, which was limited edition and sold out instantly :eek:

The day was not wasted tho, as we went out for a lovely pub lunch (roast gammon om nom nom) and then had another nap!

• £3 to Freedom Fund
• £1.81 to Remortgage Pot
• £1 to Kitchen Pot

southerndave

Yes, let it dry and vaccuum.

Yes, marathon not sprint and treats allowed. But phone isn't a treat, its a tool and when you have perfectly good one already....but I did say horses for courses. And as Ed pointed our, we are not in charge!!