📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

So poor I can't even pay attention

1467468470472473496

Comments

  • Igamogam
    Igamogam Posts: 6,028 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Combo Breaker
    edited 26 July 2013 at 12:45PM
    Solicitors do the conveyancing bit - can be done yourself but its legal stuff so we left it to the experts! As far as selling is concerned...........You know your way round the internet - there is probably stuff on this site...do a bit of research, get a couple of valuations from estate agents, ask the DSs for some help and with a decent digital camera, I think you will be fine:)

    Selling yourself is worth a try....you can do it at your pace too :)

    Cleaning products, marigolds ( at first I thought you meant the flowering kind :rotfl:) and blokes.............nice combo :eek: Good luck!
    Be the change you want to see -with apologies to Gandhi :o
    In gardens, beauty is a by-product. The main business is sex and death. ~Sam Llewelyn
    'On the internet no one knows you are a cat' :) ;)
  • alioops78
    alioops78 Posts: 526 Forumite
    Part of the Furniture 500 Posts Photogenic Combo Breaker
    Piquant wrote: »
    Sorry one and all, a bit of a whinge, which isn't fair on you all as you're all so excited at how my life is changing.

    It's your diary whinge away :p. I find that the best results come from having a good whinge and everyone wants to offer as much advice as possible unfortunately I don't have any advice other than it's going to be incredibly overwhelming at times with all the new changes that are happening at the moment that you might need to concentrate on only one or two at a time other wise your head might explode :eek::D.
    Selling yourself is worth a try....you can do it at your pace too :)

    Sorry to lower the tone but :rotfl: :rotfl: :rotfl: :rotfl: :rotfl: :rotfl:

    Alioops x
    DEBTS ARE BEING DEALT WITH AS BEST WE CAN :o
    :heart: Married my prince on 27/08/2011 :heart:
    Baby Girl born 21/10/14 :D:D:D:D:D:D
  • Igamogam
    Igamogam Posts: 6,028 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Combo Breaker
    alioops78 wrote: »
    It's your diary whinge away :p. I find that the best results come from having a good whinge and everyone wants to offer as much advice as possible unfortunately I don't have any advice other than it's going to be incredibly overwhelming at times with all the new changes that are happening at the moment that you might need to concentrate on only one or two at a time other wise your head might explode :eek::D.



    Sorry to lower the tone but :rotfl: :rotfl: :rotfl: :rotfl: :rotfl: :rotfl:

    Alioops x


    OOps!!!!! The HOUSE I meant.................:o
    Be the change you want to see -with apologies to Gandhi :o
    In gardens, beauty is a by-product. The main business is sex and death. ~Sam Llewelyn
    'On the internet no one knows you are a cat' :) ;)
  • Great news about the new job & house move (eventually...) I bet it's a little overwhelming at the moment but just think you could be closer to captain, debt free and with a bigger disposable income very soon :) I hope it all goes to plan and rope your kids in! My MIL is moving soon and my DH has been roped in to doing all sorts from driving a van & moving her to re-decorating old & new house :eek:!!! You don't get if you don't ask ;) I helped my mum move last year and I did the de-cluttering for her as she hates to part with anything! Was good to have a clear out and start off afresh in a new place.

    Have a lovely week-end :)
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
    Total- £1362.23
    Goal pay off 1% of current mortgage in 1 year. £1650

    EF- first goal £300
  • missrlr
    missrlr Posts: 2,192 Forumite
    Oh dear emotional scenes with the handing of notice. But tis done now and well done for doing that.

    Hope the new job is worth it. Second the spending time doing some research use the EA pick their brains, look on web and so forth.

    Selling yourself is a good idea, pictures and so on are simple to do these days. You will need a conveyancing solicitor, loads about phone a few and get some quotes. Ask people locally who they used fact find.

    Keep going on the decluttering it will make a difference not only to the pics and how the house sells but also to you and making new starts.

    Rooting for you here!
    Start info Dec11 :eek:
    H@lifax [STRIKE]£13813.45[/STRIKE] paid Sep14 paid 23 months early :T
    Mortgage [STRIKE]£206400[/STRIKE] :eek: £199750 Mortgage £112500
    B@rclays £[STRIKE]25000[/STRIKE] paid 4 years 5 months early. S@ntander £[STRIKE]9300[/STRIKE] paid 2 years 2 months early
    2013 8lb lost 2014 need to lose 14lb. Lost 4 so far!;)
  • dawnybabes
    dawnybabes Posts: 3,370 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Pops head up - did I miss the announcement ? Been on jollies for a week with no Internet ... Eek don't want to do that again !

    I'd get a few estAtecagents in, pick their brains about doing the fixes, one of my neighbours was told not to put new kitchen/bathroom In as the new purchasers could then pick their own and they wouldn't have made any extra. When you see the fees, and discussed how quick your house would sell then decide if ou want to do it on your own.
    Sealed pot challenge 822

    Jan - £176.66 :j
  • the_cake
    the_cake Posts: 668 Forumite
    Get at least three estate agents round to do a valuation (maybe not at the same time, although I did once have two who coincided and glared at each other) and pick their brains! It will all sort itself out, really it will .....
  • maddiemay
    maddiemay Posts: 5,115 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Take your time with decisions about house selling, hopefully it will all fall into place for you, but just one thing to consider is your personal security as a person living alone. An Estate Agent will (certainly should) take full contact details of viewers and all viewings - Whether you might be at home or not - can be accompanied by the agent. Anyone can reply to an internet advert! Good luck with the new job.
    The best thing about the future is that it comes one day at a time. (Abraham Lincoln)
  • Piquant_2
    Piquant_2 Posts: 5,769 Forumite
    PPI Party Pooper Mortgage-free Glee! Debt-free and Proud!
    I didn't realise the forum came back early so have missed a couple of days of posting, no matter I haven't done anything too exciting :)

    The first trial evening shift at the new job has been done, fairly boring, but nice people. It is a job and money for the winter so I'll get on with it and not moan. It made me realise that I must have new shoes, the floor is very hard and cold and working a full seven hours will kill my feet, back and hips in the wrong shoes. Yesterday I spent out on a decent pair of trainers, lovely black suede and lavender accents. They don't look too bulky but have thick bouncy soles with a bit of a heel [not a heel like in a shoe, but goes up at the back so your foot's not completely flat]. I believe they will make the difference between happy and pain, a necessary spend.

    Yesterday I listed a few items on eb@y as it was a free listing weekend, so it was the slightly more than 99p items, no sales yet. A couple of items from last week have sold meaning I must pack them up and send them off before the coffee shop shift.

    Saturday was gardening job and housework then the learning the ropes at the new place. All go around here!

    I've been reading up about selling your house and one of the first things I have to get is some energy performance certificate, bet that's not free :( Plus my boiler is so old it can hardly be performing at all :( Despite all your advice and encouragement I'm finding the thought of moving terrifying, it's the new thing to keep me awake at night :o In the meantime I'll just carry on clearing out stuff and see where that gets me.
    Total debt at October 2008: £67,213.30
    Total debt today: £0
    - debt and mortgage free 29th November 2013 :T
    Sealed Pot Challenge member 14
    Save £12K in 2014 - £6,521.90/£6K member 138



  • suzeesu2000
    suzeesu2000 Posts: 1,031 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Piq have you looked into the governments free boiler renewal scheme? I looked a while ago when ours had to be done. It's NOT the scrappage Thingy.

    Remember that Rome wasn't built overnight. Give yourself time to adjust to the changes and take one thing at a time. Same goes with doing any repairs or bits for the house, don't try to take on too much at once. Remember the juggler: when he is juggling a few balls it is all safe and manageable but when he tries to do 50, it all goes to pot!

    X
    Saving 1 animal wont change the world - but it will change the world for that 1 animal

    25 for 2025
    2025 Frugal Living Challenge
    2025 DECLUTTERING CAMPAIGN MrsSD
    Let Thrift shopping thrive in 25!
    Make Do, Mend & Minimise in 2025 (and 2024)
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.3K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.7K Spending & Discounts
  • 244.2K Work, Benefits & Business
  • 599.4K Mortgages, Homes & Bills
  • 177.1K Life & Family
  • 257.7K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.