📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

So poor I can't even pay attention

1422423425427428496

Comments

  • PiggyBankShaker
    PiggyBankShaker Posts: 1,164 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Hey Piq!

    Sorry to hear about the electricity - how frustrating :mad:

    How much are you paying for your pots? Mr T's has got an offer on for 5 medium-ish (sorry didn't look at the actual size) terracotta pots for £5 - not bad?
    • Mortgage over-payments to date: = £16,746
    • Original redemption date: August 2043
    • Current redemption date: July 2041
    • Debt: £15,930
    • Savings: £12,430
  • Goodness is it back yet?
    Trying to shift that debt!
  • DedicatedDFW
    DedicatedDFW Posts: 4,234 Forumite
    edited 10 May 2013 at 8:18PM
    Hi Piq, (de-lurks)

    I've been bobbing in and out of your diary when i have chance - just got a final piece of ou work to do :eek: so not much time. Anywho's just wanted to say massive congrats on setting up your own business - i did this also following redundancy and i know exactly what you mean about the pricing of goods/services - it is hard but you will get there - there are usually free courses run by the council if that was anything you were interested in although you seem to be doing fine and apologies if its been mentioned and i've missed it :o

    But - i'm rambling! Its the ou panic! Sorry! - Cost of postage - i have absolutely no idea / not checked them out etc. but have heard tell of courier services which are a fixed cost i *think* and am sure you'll find details if you google etc. Or maybe the bay of e thread will help? May be worth looking into if the weight / size isn't taken into consideration.

    Also i have done a couple of carboots and been to loads - the potted plant sellers - with hanging baskets as well as pots seem to do very well at these if they are well priced.

    And i think i may have somewhere a very small - and i mean small trowel type things - think of a longer handled fork for eating or a chopstick length these are for small work such as seeds i'd imagine (?) if my mum hasn't given them away you're welcome to them - they are a good quality.

    Your story of the captain breathing you in was lovely and nearly made me cry :o

    Sorry for the rambling post but i have been meaning to pop in and say hi. One thing i didn't look into as i should have was working tax credits - once the business picked up and i was doing alot of hours - and a number of those unpaid - marketing, meeting clients etc.

    Oh and no horses here but i love cats - if i'd not been made redundant :( we were going to get a new door complete with catflap and a cat of our own rather than just having the neighbourhood ones visit on occasion :D

    I've not read recently but really thought i should post by now :o and sorry if everything i've put is stuff you already know :o
    CC1:T £[STRIKE]2531[/STRIKE] £1460
    MORTGAGE OVERPAYMENTS: £10575.20 Target £12,100
    MF Date: [STRIKE]August 2042[/STRIKE] May 2035
    Declutter 1000 things by Xmas 2015! 53/1000
  • Awww! How amazing. Piq you inspire so many people and you dont even know it!
    Trying to shift that debt!
  • Piquant_2
    Piquant_2 Posts: 5,769 Forumite
    PPI Party Pooper Mortgage-free Glee! Debt-free and Proud!
    The lights are on, well, at least the electric ones! Not so sure about the mental lights today. I am tired, very tired and I'm going to bed very shortly.

    The power came back about three in the morning, but I hadn't been able to sleep, worrying about whether I'd left something important, dangerous or expensive switched on.

    So I'm going to make my excuses and promise a proper update tomorrow but not before welcoming DedicatedDFW and saying thanks to robin for the lovely story. Although I had no idea of the number to call about the powercut I did check the fuse box and have a look down the road to see if any lights were on in any other houses [they weren't]

    I'm probably not making much sense, a long day at Pr£t, no sleep and a very physical day digging yesterday has done me in [oh sounds a bit Eliza Doolittle :rotfl:]

    Love to you all until tomorrow
    Total debt at October 2008: £67,213.30
    Total debt today: £0
    - debt and mortgage free 29th November 2013 :T
    Sealed Pot Challenge member 14
    Save £12K in 2014 - £6,521.90/£6K member 138



  • beanielou
    beanielou Posts: 95,697 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Hope you have sweet dreams tonight :)
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • *Robin*
    *Robin* Posts: 3,364 Forumite
    Tenth Anniversary 1,000 Posts Combo Breaker Stoptober Survivor
    Night-night Piq, sleep well. :)
  • missrlr
    missrlr Posts: 2,192 Forumite
    The numbers you need for elecrtickery emergency are 08007838866 or text 80876. Please put in mobile telephone!
    Hope you can get good sleep tonight
    Glad power back on now!
    Start info Dec11 :eek:
    H@lifax [STRIKE]£13813.45[/STRIKE] paid Sep14 paid 23 months early :T
    Mortgage [STRIKE]£206400[/STRIKE] :eek: £199750 Mortgage £112500
    B@rclays £[STRIKE]25000[/STRIKE] paid 4 years 5 months early. S@ntander £[STRIKE]9300[/STRIKE] paid 2 years 2 months early
    2013 8lb lost 2014 need to lose 14lb. Lost 4 so far!;)
  • Hooray to Electrics!
    Trying to shift that debt!
  • Piquant_2
    Piquant_2 Posts: 5,769 Forumite
    PPI Party Pooper Mortgage-free Glee! Debt-free and Proud!
    Piq my lovely, on the freebies board there are free seeds......for bee friendly plants, if you could send for some and get friends to send off on your bee half... - perhaps some bee themed pots with save the bee plants in- would be a lovely eco pot for small gardens or do window boxes etc, just as bees have been in the news it might be a nice theme for any country fetes or anything - oh listen to me going on about rot!

    Now look what you've made me go and do....brilliant, brilliant idea, thank you!

    I need to tidy up the writing, told you I wasn't very good at script :o

    [IMG]http://forums.moneysavingexpert.com/<a href=http://s1057.photobucket.com/user/Piquant2/media/IMG_0473_zps16b0d3d6.jpg.html target=_blank>[/img]IMG_0473_zps16b0d3d6.jpg[IMG]http://<a href=http://s1057.photobucket.com/user/Piquant2/media/IMG_0473_zps16b0d3d6.jpg.html target=_blank>[/img]IMG_0473_zps16b0d3d6.jpg[/ca1a4d99-1226-48c5-bf4a-cc6f1ffca756_zps6a18dcf1.jpg]
    Total debt at October 2008: £67,213.30
    Total debt today: £0
    - debt and mortgage free 29th November 2013 :T
    Sealed Pot Challenge member 14
    Save £12K in 2014 - £6,521.90/£6K member 138



This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.3K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.8K Spending & Discounts
  • 244.3K Work, Benefits & Business
  • 599.5K Mortgages, Homes & Bills
  • 177.1K Life & Family
  • 257.8K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.