A fantastic February with the NSD challenge

jintyb

Good morning troops!

Reporting #3 for yesterday!

I had the most brilliant day yesterday, quite unexpected!

Church in the morning, then I had a lovely girls lunch at my friends house. Had my massage later in the afternoon, which was heaven! Boy, did I have some knots in my shoulders? OH paid for the massage which was even better.;)
Had sticky chicken satay for dinner ( HM - WW recipe) which was delish and then my sis, nieces and BFs popped in for a wee while. They had all got together and got me a charm and a suoer card for getting to my goal weight. It was a total surprise and I was/am really thrilled and touched! :j

Went to bed last night a very happy and blessed Jinty, some days are just incredible!

Have a brilliant day everyone!:)

Kittikins

Going for No.4 today, hopefully by declaring my intention at the start of the day I'll stick to it! Let's see.....

purpleorchid

morning all

i recognise quite a few names on here from other forums im on. hi to everyone that knows me lol.

anyway have only just found this forum and would like to join in please.

WILL TRY FOR 12 NSD AND 5 IN A ROW.

i did well in jan so hoping the same for feb 3 NSD so far this month

Luv P
xx

chris81418

Good morning everyone! :wave:

freebyfifty wrote: »

Chris81418 – NSD 3 captured. Well done you. :j It snowed here and then it turned to rain and melted – thank goodness

Thanks freeby! And glad to hear that the snow didn't cause you too many probs.

I'm popping in to report that I'm now up to NSD number 5 after catching one on Saturday and another yesterday! :j

purpleorchid - Welcome to the thread! I'm sure Spoon and the update gand will be along soon to welcome you officially!

Be safe on those icy roads everyone!

JustDave_2

Morning all, happy to say I got NSD #1 yesterday. It took me longer to get number 1 than I was hoping but onwards and upwards from here!....

Today is looking good for number 2 as well, but I won't jinx it by mentioning it now. D'oh!......:rotfl:

cw18

Meadows wrote:

that means the cost will now go from £44.40 a year to £88.80 :mad: :mad: :mad:

Is that the only prescription he gets? If he gets just 3 more in a year you'd be cheaper with a pre-payment certificate.

blindtoast

Well February has not started as well as January - I've still only managed 1 NSD this month although today should be number 2 and get the week off to a good start - fingers crossed.

On a positive note I went ice skating on Saturday with my new Skates! They were very nice and far more comfortable than the hire ones!

Hope everyone is keeping warm and managing to keep their money in their pockets better than me!

mooomin

Planned NSD already gone as I used all the de-icer this morning so have to buy more this afternoon, and it was time to pay my lottery dues at work!

Maybe tomorrow

IF

Afternoon all :hello:

IF

solventsoon wrote: »

Hi lovely NSD gang:A
As you can see there is lots of activity on this challenge at the moment and it's difficult sometimes to see how many NSDs you're all declaring on posts.
Could I ask you to highlight your number of NSDs in a colour and in bold so that I can see them easily when I whizz through the posts - red would be best but I don't really mind as long as I can see the numbers easily.

Some helpful suggestions and ideas to follow below from our sponsor and godmother, BigMummaF :A

NO SPEND CHALLENGE.

1. Have a good, long think about what YOU want to include in your Spend & Excluded categories.
Some of us count everything from Direct Debits & school expenses, while others do not include things like essential Bills or emergency medical costs. If you plan what is or is not a Spend for you now, it will help you decide on a realistic Target.
2. It is NOT a race!
We all have very different demands on our time & bank balance, so please do not think you have to buy everything on 1st January & make it last till 31st December! A few of us have been following this Challenge for a long...long...LONG time so have developed plans & ploys to help us along the way
3. Most important of all, WE..DO..NOT..FAIL!
Sometimes we can't quite reach our Target, but that is fine Everyone knows how Life will try to trip us up, & that is when you will find us here to help you back on to your feet.

OK, an idea of how some of us do things.
1. What you will or will not include as a 'Spend'.
Some people are doing other Challenges too, & don't include the money spent on those for this one.
Some will try to shop for other bits on the days their direct debits etc go out of their bank accounts; they're the real hard core of the bunch & have been l-o-n-g time Nsders so don't panic
Some won't count those annoying last minute demands from school & collections as you can't plan for them in advance, likewise emergency prescriptions or visits to the vet
Personally speaking & providing I don't buy anything else, I don't count parking for hospital appointments.(..but then I usually do my shopping because I'm already out :whistle:)
General thoughts on €bay sales is the buyer has paid P&P so no cost to you
2. It takes Time to reach mega-numbers!
The First suggestion is the first, because a bit of planning will work wonders on your road to your Target. Have a look at Solvent's (aka Spoon:rotfl:) first posts each month for a hefty list of other Threads that may be of help. For example, there's a few giving ideas for packed lunches so you can avoid standing in the queue at the bakers for 45mins of your lunch hour! A good incentive to tweak your healthy eating & the pounds you save will show in your bank balance AND your waistline
It helps to have various 'money pots' for the different costs that happen like Scouts, dinner money, yoga, window cleaner etc etc. The idea is you "spend" all that money in one hit by..:think:..let's say **putting the week's bus fares into the pretty coffee jar, Jo's tumble tots SIZE=2]Weds mornings[/SIZE in the cracked teapot & Ben's £1 coin for the gym locker SIZE=2]Friday lunch[/SIZE in the pocket of the changing bag, on Tuesdays every week when you've got some change from doing the food shop, so an already spendy day. At least four 'spending days' condensed into one (**mine's jam jars for windows, milkman & a bit towards the bills!)
3. Any day the money stays in your pocket is a bonus!
If you look at it as a day you beat the system, you can't help but :j so don't fret it--ENJOY! If nothing else in here, we do manage find something to make us smile

We have virtual outings to wonderful places that never cost us a bean :rotfl:New York, Edinburgh & Brighton have been a couple & Spoon usually pilots the Tardis but you can use your own transport; my personal favourite has been a sit-on lawn mower borrowed from the cricket club The only thing to be aware of is Hubert the donkey who is partial to anything remotely edible but is not yet house-trained

And Remember;
there are no silly questions, so don't be afraid to ask us anything!