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A fantastic February with the NSD challenge

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  • I bagged #3 today.

    I've decided to frame a poster-sized map of the London Underground - it'll be my birthday present to myself :o.I bought it a few years ago and had previously decided that it was too big to frame,but had a change of heart.Anyway,by chance I've discovered the London Transport Museum's website,a minefield of spending opportunities.:eek::eek:
    So much stunning artwork.I think that I need a cold shower....

    Been out for a long walk today,despite the cold and am now making crumpets.:)

    Hope that you're all enjoying the white stuff.

    LMH ouch!Hope you're on the mend soon.

    if love the clip.I wonder what he did?
  • kerri_gt
    kerri_gt Posts: 11,202 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Xmas Saver!
    ARGH! Just typed out a nice post and then accidentally deleted it :mad:

    Spent this morning out clearing the snow from our drive area and the public footpath - think all the kids now hate me for clearing the snow but at least we'll be able to move the cars tomorrow and if it does freeze out there, it gets dangerously icy as it's totally flat and very sheltered from any sun at this time of year.

    Decided to give A$da a miss for the grocery shop today, roads ok but just ended up walking up to the local C0-0p (along with everyone else in the area it seemed - shop was heaving) picked up milk, bread and rolls (oh and some crumpets :)) so although the grocery budget was saved, I did lose my NSD for £3.94 :(

    Jinty - I vowed after I cleaned the oven last time I would get it done professionally in future. I know some people who've had it done and recommend it, plus I had a slight accident with Oven Pride stripping the nickel plated oven handle which had to be replaced and ended up being a rather costly DIY clean. Plus, I hate cleaning the oven, I don't splash out on much compared to some so I figure it's one extravagance I am prepared to pay for. :)

    Off to do the ironing and make sarnies for tomorrow. xx
    Feb 2015 NSD Challenge 8/12
    JAN NSD 11/16


  • Well, that's it - a whole one day without spending and my first one too. Even managed to pull back my finger from the Buy It Now and Add to Cart buttons.

    I suppose that's the thing with spending these days, even if you physically stay out of the shops the online spending can sneak up on you from behind!!

    Lxx
    Flowers are sunshine for the soul
  • Wellyboots6
    Wellyboots6 Posts: 2,735 Forumite
    Thanks Spoon,

    Dog had a lovely time at his class and actually behaved himself!!

    I felt so good having paid off a loan this morning, and then got told about a whole load more money I owe which knocked me down again. Haven't got the heart to update my sig yet with the updated totals :(

    Ah well, it is giving me incentive to up my NSD target, so could I go from 15 NSDs to 18 please?? Also 5 in a row rather than 3.

    Deep breath and here goes....
  • Hi All,

    IWWH, LMH and Spoon thatnks for the wonderful messages yes really happy and cant wait for my mom and dad to arrive.

    Now NSD part. Today is my NSD no 3. As I was home all day due to snow.
    he he

    yesterday was a very big spendy day as I bought the tickets now for my parents and they are arriving on 21st of April cant wait:j
    NSD challenge (Dec 2011) 12/10 :j
    NSD Challenge (Jan 2012) 15/15:beer:
    NSD Challenge Feb 2012 13/15
  • Broomstick
    Broomstick Posts: 1,648 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Thanks for doing lovely updates Freeby:T

    Am reporting NSD#3 for yesterday which was a minor miracle because I had to get the car rescue people out and was thinking I'd be either paying for a new battery (it was dead) or a replacement window (it took them over an hour to break into the locked car - central locking had jammed) and if not that, supper out and a hotel room for the night!!! but no, didn't have to pay a thing :D

    All was well in the end although it took 6 hours to get home from the moment we tried to leave the venue where we'd spent the day and it should have only taken a fifth of that. Much of the time was spent on motorway ice-rinks which were hell but we had the dregs of a decent picnic, hot drinks, cold drinks, warm clothing, blankets, working mobiles, you name it and all was well, if exhausting. (Thank you to the Old Style Board who make planning all this so much easier.):T

    Then today, I can report a very uneventful housebound NSD#4 which was very calm in comparison.:D

    B x
  • lashley82
    lashley82 Posts: 171 Forumite
    Back from a snowy yet incident-free travel back from Miss Lashley's to report in NSD no 3/19

    Well pleased to do 3 in 5 days but might need to stringing together a few in a row to meet the target :)
    [STRIKE]PDL1 £1020.88/£1020.88[/STRIKE]P2P £1274.60/£1537.63 PDL2 £175/£350 PDL3 0/£259 PDL4 £189.77/£503.92 PDL5 0/£194.25 Cd1 £987.20/£1000 Cd2 £725.38/£750 Cd3 £286.69/£300
    [STRIKE]Zebra £325.80/£325.80[/STRIKE]CF £398.85/£1305 OD £793.37
    #321 TOTAL £3735.63/£8639.85 by 1/4/13
    Clear by April Fools for being a Fool, falling back into old ways

  • Had an unexpected NSD no. 2 for me thanks.
    Currently debt free (for 4 years) - ISA Savings now £4,050.56
    Save 12k in 2012 Challenge - £3215.17 / 3000k (Member 159)

    'Wealth' - It's not what you make, but how much you keep!
    Every pound spent is gone forever, new ones have to be rearned!
  • IF
    IF Posts: 34,349 Forumite
    10,000 Posts Combo Breaker
    Evening :hello:

    Spoony, BDINI, LMH and Freeby got my 3rd NSD thank you all xxx :A:A:A
    "If wishes were horses, then beggars would ride"
  • IF
    IF Posts: 34,349 Forumite
    10,000 Posts Combo Breaker
    2ym65q8.gif

    Hi lovely NSD gang:A
    As you can see there is lots of activity on this challenge at the moment and it's difficult sometimes to see how many NSDs you're all declaring on posts.
    Could I ask you to highlight your number of NSDs in a colour and in bold so that I can see them easily when I whizz through the posts - red would be best but I don't really mind as long as I can see the numbers easily.

    Some helpful suggestions and ideas to follow below from our sponsor and godmother, BigMummaF :A
    NO SPEND CHALLENGE.

    1. Have a good, long think about what YOU want to include in your Spend & Excluded categories.
    Some of us count everything from Direct Debits & school expenses, while others do not include things like essential Bills or emergency medical costs. If you plan what is or is not a Spend for you now, it will help you decide on a realistic Target.
    2. It is NOT a race!
    We all have very different demands on our time & bank balance, so please do not think you have to buy everything on 1st January & make it last till 31st December! A few of us have been following this Challenge for a long...long...LONG time so have developed plans & ploys to help us along the way wink2.gif
    3. Most important of all, WE..DO..NOT..FAIL!
    Sometimes we can't quite reach our Target, but that is fine :) Everyone knows how Life will try to trip us up, & that is when you will find us here to help you back on to your feet.


    OK, an idea of how some of us do things.
    1. What you will or will not include as a 'Spend'.
    Some people are doing other Challenges too, & don't include the money spent on those for this one.
    Some will try to shop for other bits on the days their direct debits etc go out of their bank accounts; they're the real hard core of the bunch sport-smiley-003.gif & have been l-o-n-g time Nsders so don't panic :p
    Some won't count those annoying last minute demands from school & collections as you can't plan for them in advance, likewise emergency prescriptions or visits to the vet :(
    Personally speaking & providing I don't buy anything else, I don't count parking for hospital appointments.(..but then I usually do my shopping because I'm already out :whistle:)
    General thoughts on €bay sales is the buyer has paid P&P so no cost to you :D
    2. It takes Time to reach mega-numbers!
    The First suggestion is the first, because a bit of planning will work wonders on your road to your Target. Have a look at Solvent's (aka Spoon:rotfl:) first posts each month for a hefty list of other Threads that may be of help. For example, there's a few giving ideas for packed lunches so you can avoid standing in the queue at the bakers for 45mins of your lunch hour! A good incentive to tweak your healthy eating & the pounds you save will show in your bank balance AND your waistline action-smiley-076.gif
    It helps to have various 'money pots' for the different costs that happen like Scouts, dinner money, yoga, window cleaner etc etc. The idea is you "spend" all that money in one hit by..:think:..
    let's say **putting the week's bus fares into the pretty coffee jar, Jo's tumble tots SIZE=2]Weds mornings[/SIZE in the cracked teapot & Ben's £1 coin for the gym locker SIZE=2]Friday lunch[/SIZE in the pocket of the changing bag, on Tuesdays every week when you've got some change from doing the food shop, so an already spendy day. At least four 'spending days' condensed into one ;) (**mine's jam jars for windows, milkman & a bit towards the bills!)
    3. Any day the money stays in your pocket is a bonus!
    If you look at it as a day you beat the system, you can't help but :j so don't fret it--ENJOY! If nothing else in here, we do manage find something to make us smile :D

    We have virtual outings to wonderful places that never cost us a bean :rotfl:New York, Edinburgh & Brighton have been a couple & Spoon usually pilots the Tardis but you can use your own transport; my personal favourite has been a sit-on lawn mower borrowed from the cricket club :D The only thing to be aware of is Hubert the donkey who is partial to anything remotely edible but is not yet house-trained :o

    And Remember;
    there are no silly questions, so don't be afraid to ask us anything!
    "If wishes were horses, then beggars would ride"
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