A fantastic February with the NSD challenge

solventsoon

freebyfifty wrote: »

Good Morning,
It’s me again - I’m sorry.

Why are you sorry? Nothing to be sorry about, you're doing a fab job :A

freebyfifty wrote: »

Thank you for all the lovely things you said about yesterday’s thread

Well deserved - see above x :A

freebyfifty wrote: »

*wanders out wondering if she'll get invited back*

Too damn right you will, you're part of the furniture now :D

Knitting_Nora wrote: »

AHEM!! No more Freeby-bashing...s'my job!! Brilliant update, thankyou.:lovethoug

Nora.x

Hear hear :T:T


Fab update Freeby, thank you, it really is much appreciated :lovethoug:lovethoug

spoon xx

mytimetoshine2012

Hi everyone,

Littlemisshappy - I hope you are feeling better but all of thebruises are worth it for a bit of sledging. OH and I are also big kids...we have snowball fights in the front garden much to the horror of the local teenagers!:)

Jinty - your day sounds lovely...enjoy the massage!


Thanks for your good wishes spoon we were in a bit of a shock over losing 2/3 of our income :eek:Anyway we went to Al*i and spent £7.20 on our weekly shop, we came out with loads of veg, breadsticks, eggs, milk and 39p lemonade which is really good. Into that is a gorgeous cauliflower and I am looking forward to the cauliflower cheese element of our roast dinner later!

Some good news as well :T....I have a three month contract in from April to June which will help us we just have to manage until April and then find something else after June...but it is a start!

It's also gonna help with NSD's too Yesterday was #1/ 14 and I am hoping that today and tomorrow will be the same.

Enjoy the snow everyone:j
MTTS

solventsoon

LittleMissHappy wrote: »

Well, I have been out playing in the snow and have really hurt my foot! :rotfl: Silly me, was sledging down a big hill after convincing my friends it would be a good idea Hee hee, am such kid! Hoping the hurt will go soon

Ouch LMH, that sounds painful but a lot of fun:D

LittleMissHappy wrote: »

:wave: Hi everyone I have bruises everywhere and both feet still hurt :rotfl: That will teach me for going sledging in the middle of the night like a big kid Going again today with the actual kids but may not do any sledging myself NSD today as we are only sledging locally and coming straight home

I think you may well get on a sledge at some point by the sounds of it, I think you'll be fighting the kids for another go:D:rotfl:
Have fun x

Knitting_Nora wrote: »

Staying under the duvet!

Know it's early, but I'm declaring NSD 5 *looks over her shoulder for Missus Freeby*

Nora.x

Missus Freeby is too busy doing updates Nora, you're safe for the moment:D:D

solventsoon

elly2 wrote: »

Morning all can i join please ? today is my 4th nsd of Feb, was going to go out last night but changed my mind so thats an extra £35 to go into my personal challange :j. I am doing the GC so have £60 per week for food so wont include food spends in this challange but tend to try and shop only once per week. We are a family of 5 me and 4 kids (well 2 of them are 18+)(my other DD lives away from home) 2 dogs.3 cats.a tank of fish and 1 degu. Would like to go for 15 nsd for feb should be doable.

:hello:Hi elly2 and welcome to the NSD challenge. Of course you may join, it's great to have you on board.

Well done for your 4 NSDs so far, that's fab:T We'll sign you up later but, in the meantime, pull up a chair and make yourself at home, we're a friendly bunch, if slightly insane at times

Being nosey now, what's a degu ?:D

Wellyboots6

Morning all,

Sounds like the snow is helping out with the NSDs!

I have discovered bin bags make great FREE sledges!!

Just popped by to say that yet again today wont be a NSD as I have spent £100 on....

CLEARING A DEBT!! Finally paid off the installments for the car I had before this one, now to start on paying this one off! Oh well, one debt down so I don't mind sacrificing a NSD

Only problem is, I now feel like celebrating! Might take dog to his class this afternoon, so that will be another £2 plus £10 subs for the year to pay. Will be money well spent though as he LOVES the snow, and will hopefully learn some manners at the same time as having a good play!

Have a great snowy Sunday everyone

elly2

Being nosey now, what's a degu ?:D

Thanks for the welcome. they are a rat chinchilla cross i think (origanate from chilie and are very cute little furries) my DD got 3 last year 2 females and 1 male who was sold to us as nuetered sadly he wasnt we found a shock litter on xmas eve and sadly over the course of xmas and new year we lost both females and all the babies DD was devastated so now we only have Stevie left, i refuse to let her get another as they are really hard to sex correctly and couldnt face another loss.

Learning2Budget

nsd 2 finally achieved after being away for the weekend. Thank goodness for the snow...stopped a trip to the shops!!

IF

solventsoon wrote: »

Hi lovely NSD gang:A
As you can see there is lots of activity on this challenge at the moment and it's difficult sometimes to see how many NSDs you're all declaring on posts.
Could I ask you to highlight your number of NSDs in a colour and in bold so that I can see them easily when I whizz through the posts - red would be best but I don't really mind as long as I can see the numbers easily.

Some helpful suggestions and ideas to follow below from our sponsor and godmother, BigMummaF :A

NO SPEND CHALLENGE.

1. Have a good, long think about what YOU want to include in your Spend & Excluded categories.
Some of us count everything from Direct Debits & school expenses, while others do not include things like essential Bills or emergency medical costs. If you plan what is or is not a Spend for you now, it will help you decide on a realistic Target.
2. It is NOT a race!
We all have very different demands on our time & bank balance, so please do not think you have to buy everything on 1st January & make it last till 31st December! A few of us have been following this Challenge for a long...long...LONG time so have developed plans & ploys to help us along the way
3. Most important of all, WE..DO..NOT..FAIL!
Sometimes we can't quite reach our Target, but that is fine Everyone knows how Life will try to trip us up, & that is when you will find us here to help you back on to your feet.

OK, an idea of how some of us do things.
1. What you will or will not include as a 'Spend'.
Some people are doing other Challenges too, & don't include the money spent on those for this one.
Some will try to shop for other bits on the days their direct debits etc go out of their bank accounts; they're the real hard core of the bunch & have been l-o-n-g time Nsders so don't panic
Some won't count those annoying last minute demands from school & collections as you can't plan for them in advance, likewise emergency prescriptions or visits to the vet
Personally speaking & providing I don't buy anything else, I don't count parking for hospital appointments.(..but then I usually do my shopping because I'm already out :whistle:)
General thoughts on €bay sales is the buyer has paid P&P so no cost to you
2. It takes Time to reach mega-numbers!
The First suggestion is the first, because a bit of planning will work wonders on your road to your Target. Have a look at Solvent's (aka Spoon:rotfl:) first posts each month for a hefty list of other Threads that may be of help. For example, there's a few giving ideas for packed lunches so you can avoid standing in the queue at the bakers for 45mins of your lunch hour! A good incentive to tweak your healthy eating & the pounds you save will show in your bank balance AND your waistline
It helps to have various 'money pots' for the different costs that happen like Scouts, dinner money, yoga, window cleaner etc etc. The idea is you "spend" all that money in one hit by..:think:..let's say **putting the week's bus fares into the pretty coffee jar, Jo's tumble tots SIZE=2]Weds mornings[/SIZE in the cracked teapot & Ben's £1 coin for the gym locker SIZE=2]Friday lunch[/SIZE in the pocket of the changing bag, on Tuesdays every week when you've got some change from doing the food shop, so an already spendy day. At least four 'spending days' condensed into one (**mine's jam jars for windows, milkman & a bit towards the bills!)
3. Any day the money stays in your pocket is a bonus!
If you look at it as a day you beat the system, you can't help but :j so don't fret it--ENJOY! If nothing else in here, we do manage find something to make us smile

We have virtual outings to wonderful places that never cost us a bean :rotfl:New York, Edinburgh & Brighton have been a couple & Spoon usually pilots the Tardis but you can use your own transport; my personal favourite has been a sit-on lawn mower borrowed from the cricket club The only thing to be aware of is Hubert the donkey who is partial to anything remotely edible but is not yet house-trained

And Remember;
there are no silly questions, so don't be afraid to ask us anything!

IF

Good afternoony all :hello:


This one made me laugh, I know I shouldn't poor chap!! :rotfl:

freebyfifty wrote: »

Good Morning,
It’s me again - I’m sorry.

As spoon already said, no need to apologise and thanks for joining the update team :beer:

bottleofred

Good afternoon folks,

As I'm not going out, I'm declaring NSD4 for today please:beer: