Incapacity Benefit

Frosty_box_2

kurjam wrote:

hi frosty box i dont get income support just incapacity benefit so i should be ok but would they not class me fostering as working ??
and when i have my medical would they asume i am capable of work because i am fostering even though i have medical evidence that i have problems !!

Hey again Kurjam

As far as I understand fostering isn't working. And as for being found fit for work because you foster wouldn't come into it. The PCA is the assessment that looks at your ability to work or not. The Medical Testing Board may not even know that you foster or have kids etc. If you have any doubts/concerns, write to your local office asking for a Decision Makers Opinion on your situation/proposed changes. I seriously don't think you've anything to worry about.

Best of luck

Frosty

firesidemaid

hi frosty - thanks for your offer of help.

a friend has asked for help and i am not an expert on IB etc and wondered if you can help.

my friend and her partner get £108 a week between them only i think, including some IB for partner's long-term condition. also get approx £45 a month paid for their mortgage interest.

i think this is all and it doesn't seem nearly enough? surely they must be entitled to some kind of income support or council tax benefit?

thanks in advance:D

Bossyboots

Thanks for the offer from me too.

Can you help with the following:-

Is a person permanently living in a nursing home with full fees being paid entitled to incapacity benefit? If this is a "depends on" answer, can you say what information would be required to make sure that the benefit isn't being paid when it shouldn't be.

Who do you contact to advise that the person is unable to access the account into which the benefit is being paid? We have been told to do this but the relative who dealt with it didn't ask for details of where to write.

How will the claimant be paid if not into a bank account? They would not be able to cash a payable order themselves and would need someone to do it for them.


Thanks for any advice you can give. We are trying to unravel the complete mess of finances that appears to have occurred following the patient's separation from his wife and move to a new home.

Frosty_box_2

sazzacat wrote:

hi frosty - thanks for your offer of help.

a friend has asked for help and i am not an expert on IB etc and wondered if you can help.

my friend and her partner get £108 a week between them only i think, including some IB for partner's long-term condition. also get approx £45 a month paid for their mortgage interest.

i think this is all and it doesn't seem nearly enough? surely they must be entitled to some kind of income support or council tax benefit?

thanks in advance:D

Hi Sazzacat, thanks for your query

I too am not an expert, but consider myself to know enough to help with general queries or can find out. £108.00 a week for two adults plus children doesn't sound much at all. When you consider for a single person the long term rate of IB is £78.50 weekly. You don't mention any children involved? The reason I mention this, is because to claim as a family unit (either him & her or Him/Her and kids) there must be child benefit in payment. This alone will increase their weekly totals (not by much I'd imagine), but somewhat. You also mention £45.00 monthly for their Mortgage Interest. As IB is a conts based benefit, IB don't have any interest in Mortgages, Savings, Income etc etc. This would be paid by Income Support. As they are receiving so little money etc would suggest that as IS is Income Based, there are savings/earnings etc there, that have been declared at some point?

Check with you friend to see what they have declared or savings they have. Next check with DWP what the threshold for savings etc is for IS.

Does this make sense at all to you? Hope it helped some way?

Sorry, cannot do Housing Benefit. Another minefield, not for me!

Frosty

Frosty_box_2

Bossyboots wrote:

Thanks for the offer from me too.

Can you help with the following:-

Is a person permanently living in a nursing home with full fees being paid entitled to incapacity benefit? If this is a "depends on" answer, can you say what information would be required to make sure that the benefit isn't being paid when it shouldn't be.

Who do you contact to advise that the person is unable to access the account into which the benefit is being paid? We have been told to do this but the relative who dealt with it didn't ask for details of where to write.

How will the claimant be paid if not into a bank account? They would not be able to cash a payable order themselves and would need someone to do it for them.


Thanks for any advice you can give. We are trying to unravel the complete mess of finances that appears to have occurred following the patient's separation from his wife and move to a new home.

Hey Bossyboots

Sounds like a right pickle! Right, lets try and sort/help you out here. Theres no reason why someone living in a permanent 'home' shouldn't be recieving IB. If they qualified for IB when the claim was put in initially, and they continue to satisfy the conditions of entitlement to IB, then payments will continue. Doesn't matter if hospital/home fees are being paid. There used to be something call 'hospital downnrating', whcih mean't that someone in hospital etc for a certain length of time would get thier benefit 'down rated'. This has been abolished.

If the person eligable for IB isn't receiving the 'money' then you should put it in writing to you local Social Security Office, otherwise known as Benefit Delivery Centres (failing that your local Jobcentre Plus Office - there are lots of changes goining on right now!!)

Theres one issue of not having access to the funds and another of not being 'able' to deal with the funds. If you are family, you may wish to consider becoming an appointee for this person. Request an IB56 and a visit from the DWP (nothing to worry about, their not judging you - just you're ability to act on behalf of this person) Something to think about.

Hope this helps

Frosty

alba37

Off for my interview this morning, I expect it's a medical then, as it's not in the job centre. Will let you know how it goes, thanks for the reply.

sue311

Hi Frosty
Thanks for that I really dont know what to do now as I wouldnt really be earning anything through the business, we would both be self employed and still only earning very little. Our earnings would just be joint instead of just his.
With my illness, I need him at home quite a lot of the time so he is very restricted in his earnings anyway.
My worry is loosing the housing benefit if I apply for the disability element of the working tax credit.

Frosty_box wrote:

Hi Sue

You really are caught in the middle here. Right, if I understand you're claiming IS due to being sick. Therefore you have an IB/IS claim. OK, the IB side of your claim is paying your NI credits and IS make the financial award to benefit. You are correct, you do have to work for a minimum of 16 hours weekly to claim the DPTC and you would be required to sign off benefit and 16hours is considered full time. This is where it's tricky, to claim DPTC = 16 hours work which = sign off benefit, however, if you're earning (don't quote me and check the figures) approx £80?? a week, then your husbands company should be paying your NI credits. Right, if you want to continue to have your NI credits paid by the DWP, then you have an option to stay on benefit (IB/IS) work and earn under a certain threshold and declare this to the department as 'Permitted Work'. There are 4 main categories of Permitted Work. It would be best to speak to your local office for full details of all 4 categories (the website https://www.jobcentreplus.gov.uk may have details) Be aware, any money earned will be taken into account with Income Support, but you may still get your NI credits paid.
As I said, you;re in the middle here!

Good luck

Frosty

rio

Hi I'm in receipt of Incapacity Benefit and have one child under 16. Currently I do not claim for him as a dependant because my husband works full time, so I believed that I was right not to do so, but should I? We do not qualify for IS or any other benefits, other than Child Benefit and Working Tax credits.

Thanks

jacnorm

Hi there just wondered if you are able to clear something for me. My husband gets incapacity/income support, DLA (higher rate mobility and middle care) I get care allowance. He used to get regular medicals to asses him but, it has been nearly 8yrs now since the last one does this mean they will not make him go through this procedure any more?
He does get worried about finances as it`s always in the media that people are having to go to work and losing benefits. He would not be able to work even if his benefit was stopped. Thanks in advance Jacqui

Bossyboots

Frosty_box wrote:

Hey Bossyboots

Sounds like a right pickle! Right, lets try and sort/help you out here. Theres no reason why someone living in a permanent 'home' shouldn't be recieving IB. If they qualified for IB when the claim was put in initially, and they continue to satisfy the conditions of entitlement to IB, then payments will continue. Doesn't matter if hospital/home fees are being paid. There used to be something call 'hospital downnrating', whcih mean't that someone in hospital etc for a certain length of time would get thier benefit 'down rated'. This has been abolished.

If the person eligable for IB isn't receiving the 'money' then you should put it in writing to you local Social Security Office, otherwise known as Benefit Delivery Centres (failing that your local Jobcentre Plus Office - there are lots of changes goining on right now!!)

Theres one issue of not having access to the funds and another of not being 'able' to deal with the funds. If you are family, you may wish to consider becoming an appointee for this person. Request an IB56 and a visit from the DWP (nothing to worry about, their not judging you - just you're ability to act on behalf of this person) Something to think about.

Hope this helps

Frosty

That is so helpful. Thank you so much. The relative has mental capacity so an appointee is not appropriate but he has given Power of Attorney so hopefully that will resolve some of the issues. We were obviously recalling the down rated rules and it is brilliant that they have been abolished. The family has been buying things for him, but he feels bad about that. Knowing he still has some money of his own coming in will give him a real boost and some of his pride back.

Will get onto jobcentre plus about how to pay it from now on. We already have the details, were just not sure of the correct place to notify.