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Incapacity Benefit

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  • Smashing
    Smashing Posts: 1,799 Forumite
    Hi, I am currently receieve IS with the sickness/disability premium because I did not have enough NI contributions for IB when I applied last Feb.
    Does IS provide NI contributions? Would I be elligible to apply for IB in the new tax year in April?
  • mo1_2
    mo1_2 Posts: 350 Forumite
    how do they decide what rate you get on D L A ?
  • Alba, How did you get on? was it a medical? I suspect it was. You'll probably get the results in about 2/3 weeks

    Frosty
    Total to pay off as of:-
    May 2007 = £43,424.06 (approx exc mortgate) :confused:

    Trust CCCS, they are the best! helping us since July 2005 and getting us where we need to be! :beer:

    Find your tunnel, and you've found the light at the end :T

    We all will, and can, get there :p
  • sue311 wrote:
    Hi Frosty
    Thanks for that I really dont know what to do now as I wouldnt really be earning anything through the business, we would both be self employed and still only earning very little. Our earnings would just be joint instead of just his.
    With my illness, I need him at home quite a lot of the time so he is very restricted in his earnings anyway.
    My worry is loosing the housing benefit if I apply for the disability element of the working tax credit.

    Sue, I'm not really sure what more I can add. As I said intially, you are caught in the middle! Any money you earn through you working will be taken into account by IS. However if you do stay on IB your credits will be paid. Perhaps try Permitted Work for a while to see how you get on. Ask at you local office for a booklet on Permitted Work as once you start it you have timelines.

    Best of luck

    Frosty
    Total to pay off as of:-
    May 2007 = £43,424.06 (approx exc mortgate) :confused:

    Trust CCCS, they are the best! helping us since July 2005 and getting us where we need to be! :beer:

    Find your tunnel, and you've found the light at the end :T

    We all will, and can, get there :p
  • rio wrote:
    Hi I'm in receipt of Incapacity Benefit and have one child under 16. Currently I do not claim for him as a dependant because my husband works full time, so I believed that I was right not to do so, but should I? We do not qualify for IS or any other benefits, other than Child Benefit and Working Tax credits.

    Thanks

    Hi Rio

    Incapacity Benefit no longer pays for Child dependents since the introduction of Child Tax Credit. You should, I believe, be applying for CTC through the Inland Revenue or your WTC advisor.

    Good luck

    Frosty
    Total to pay off as of:-
    May 2007 = £43,424.06 (approx exc mortgate) :confused:

    Trust CCCS, they are the best! helping us since July 2005 and getting us where we need to be! :beer:

    Find your tunnel, and you've found the light at the end :T

    We all will, and can, get there :p
  • Bossyboots wrote:
    That is so helpful. Thank you so much. The relative has mental capacity so an appointee is not appropriate but he has given Power of Attorney so hopefully that will resolve some of the issues. We were obviously recalling the down rated rules and it is brilliant that they have been abolished. The family has been buying things for him, but he feels bad about that. Knowing he still has some money of his own coming in will give him a real boost and some of his pride back.

    Will get onto jobcentre plus about how to pay it from now on. We already have the details, were just not sure of the correct place to notify.

    Bossy boots, just glad I could help with your query.

    All the best

    Frosty
    Total to pay off as of:-
    May 2007 = £43,424.06 (approx exc mortgate) :confused:

    Trust CCCS, they are the best! helping us since July 2005 and getting us where we need to be! :beer:

    Find your tunnel, and you've found the light at the end :T

    We all will, and can, get there :p
  • Smashing wrote:
    Hi, I am currently receieve IS with the sickness/disability premium because I did not have enough NI contributions for IB when I applied last Feb.
    Does IS provide NI contributions? Would I be elligible to apply for IB in the new tax year in April?


    Hi Smashing

    In short, no, IS does not pay NI credits. Your NI credits should be paid through an IB credits only claim. Phone your local BDC (Benefit Delivery Centre) ask for IB and quote you NINO (national insurance number). Ask them if you have an IB Credits only claim.
    You may be eligable for IB in the new tax year. This is known as PiW breaking (PiW- Period of Incapacity for Work), this is a minefield and I can't even imagine where to begin to explain. When you want to put in for a new claim, phone and ask someone to check if you would be eligable under the PiW breaking rules.

    Hope this helps

    Frosty
    Total to pay off as of:-
    May 2007 = £43,424.06 (approx exc mortgate) :confused:

    Trust CCCS, they are the best! helping us since July 2005 and getting us where we need to be! :beer:

    Find your tunnel, and you've found the light at the end :T

    We all will, and can, get there :p
  • Hi MO1

    I really don't know how they decide on the different rates for DLA. All I know is that there are two different elements considered 1) Mobility 2) Care, and withing those elements are the rates ie Low, Middle and High. How they are decided upon I really can't help with - Sorry

    Maybe someone else out there can help with this one??

    Good Luck

    Frosty
    Total to pay off as of:-
    May 2007 = £43,424.06 (approx exc mortgate) :confused:

    Trust CCCS, they are the best! helping us since July 2005 and getting us where we need to be! :beer:

    Find your tunnel, and you've found the light at the end :T

    We all will, and can, get there :p
  • tanith
    tanith Posts: 8,091 Forumite
    Part of the Furniture Combo Breaker
    Frosty-box I just wonder if you can explain to me how IB can carry on after retirement? I am on IB at the moment and have had to take early ill-health retirement as I was no longer able to carry out my job due to mutiple site Arthritis and am awaiting further surgery. I will get my state pension next year.. but I did see somewhere that it is possible for IB to carry on for a certain time after retirement but did not really explain in what circumstance this can occur..

    Thanks
    #6 of the SKI-ers Club :j

    "All that is necessary for evil to triumph is for good men to do nothing" Edmund Burke
  • tanith wrote:
    Frosty-box I just wonder if you can explain to me how IB can carry on after retirement? I am on IB at the moment and have had to take early ill-health retirement as I was no longer able to carry out my job due to mutiple site Arthritis and am awaiting further surgery. I will get my state pension next year.. but I did see somewhere that it is possible for IB to carry on for a certain time after retirement but did not really explain in what circumstance this can occur..

    Thanks

    Hi Tanith

    Thanks for your enquiry. Firstly, I need to know if you are male or female. I'm not being sexist but the rules are different. If you prefer not to say the I can find out how it effects both sexes. I'll have to get back to you tomorrow as I'd like to have my facts correct, if thats OK. What I would like to know is: if your retiring due to ill health, will you company be paying you SSP, Have you claimed IB recently (withing 8weeks or 104 weeks), how old you are and what sex you are.

    I'll do my best to get the full facts and let you know.

    Hope this is acceptable

    Frosty
    Total to pay off as of:-
    May 2007 = £43,424.06 (approx exc mortgate) :confused:

    Trust CCCS, they are the best! helping us since July 2005 and getting us where we need to be! :beer:

    Find your tunnel, and you've found the light at the end :T

    We all will, and can, get there :p
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