Childcare Costs ! Stuck !

Valli

rotoguys wrote: »

But the rest of us are picking the tab up when you claim for the cost of child care.

at one time, those with children paid less tax anyway as they could claim the higher (married man's) tax allowance even if they weren't married - so really, the system has been changed to acknowledge that parents with children at home have higher expenses - it was the government's way of funnelling money to those with higher outgoings. So many people conveniently forget this!

Sorry OP but, as far as some people are concerned you're damned if you do and you're damned if you don't.

ManicMum

Although I agree there are people out there milking the state for all it's worth, let's not have a go at people who are doing their best. If single parents don't work, they are accused of being lazy. If they do work and need help to pay the exorbitant childcare costs in this country, people complain about that too. Why should you pay for other people's kids? Well, what would you rather? Maybe you would like to walk down the street and see kids starving and begging for food and money because their Dad walked out and the state told their Mum it was her fault she had the kids in the first place. That's not the sort of country I want to live in. The OP came on here to answer a reasonable question. Save your vitriol for people more deserving of it.

bigadaj

rotoguys wrote: »

But the rest of us are picking the tab up when you claim for the cost of child care.

I think I have the answer to the number of children in care that are not beign adopted.

Why don't the councils advertise the amount of money that is available to the adopting parent(s).

If I was female and in my 20's, I wouldn't want to actually have children but instead adopt a dozen or so. I'd be loaded especially if the childcare costs were covered and I was able to earn £25,000 a year on top!!

But aren't you a benefit claimant anyway, you can argue the point either way but hypocrisy is the worst offence!

Nyfle

daveyjp wrote: »

Have you ever considered asking yourself how in any way your crass comments are helping the OP?

She's not called nannytone for nothing...

stroodes

why not do away with ctc alltogether, and make all single parents work, with added child care costs, no extra money but a lot of extra jobs for child care providers that will pay tax and ni

FBaby

rotoguys wrote: »

Your first comment is that the taxpayers of this country are paying ALL of your childcare costs.

Then you are moving and want more child care provision AND moan that it will NOT be ALL paid for by the taxpayers!!!

Yet you earn £25,000 - a very good wage, out of which you are objecting to having to pay for your own children.!!!

This country is getting worse!

This post beats it all....aren't you the one person claiming £100 in benefits every month?????

I wonder if you would have told me the same thing when I separated from my ex when my kids were only 18 months and 3 years old. I continued to work full-time and got the full tax credits entitlement (80% at the time) to help with childcare. Without it, I wouldn't have been able to work and pay my taxes every year...fast forward 8 years.... I am now a high tax earner, have long paid everything i got back, and will continue to pay large amount of taxes every year...to provide for people like you...

kitkatt1982

Hi stuckabout money! Just looked at your post as we use the calulators quite a bit and have same problem with the childcare calculation. Think what you're saying is at the mo your total tax credits (childcare and working combined) cover childcare costs not just the childcare element? For starters, tax credits take no notice of nursery vouchers so you can rule that out! Obviously nursery vouchers decrease your overall costs so your overall claim is less so that point is irrellevant. Have you tried using the calculator with your new costs for the entire year? Oh, not sure if you know but if your pension contributions are to a private pension rather than an employer's, they need to be taken off your total income for tax credit purposes (combined of your contribution and what the pension company claim back from tax and contribute), they don't publicise that very often!

Oh and well done for sticking up for yourself in your posts. People should not judge you and critisise. Well done for working hard to support your children, pay back your loan and pay a pension on your own. You need all the help you get and to all those who criticised you on here no, it is not the taxpayer's responsibility to bring up children but this is one person who is trying to pay her way unlike hundreds of thousands who don't so cut her some slack. Rant over!

rotoguys

FBaby wrote: »

This post beats it all....aren't you the one person claiming £100 in benefits every month?????

I wonder if you would have told me the same thing when I separated from my ex when my kids were only 18 months and 3 years old. I continued to work full-time and got the full tax credits entitlement (80% at the time) to help with childcare. Without it, I wouldn't have been able to work and pay my taxes every year...fast forward 8 years.... I am now a high tax earner, have long paid everything i got back, and will continue to pay large amount of taxes every year...to provide for people like you...

But I have worked for 42 years, never been unemployed and paid a monthly tax bill that would make your eyes water!

So as a part of a pensioner couple, both being severely disabled, don't you think that for one, I have a right to object that the taxes I continue to pay in January every year are paid to help out with your childcare arrangements?

kitkatt1982

rotoguys wrote: »

I have a right to object that the taxes I continue to pay in January every year are paid to help out with your childcare arrangements?

Sorry to interrupt an argument that has nothing to do with me but just out of interest what would you rather your taxes were spent on? Personally, I think that supporting people to work and providing care and education for the children of our country who will one day be the backbone of the country is one of the best ways taxes can be spent. Surely it goes both ways, your taxes help with childcare so she can work, this lady's taxes help with your pension and disablement benefit as you are unable to. Makes sense to me

[Deleted User]

Stuckaboutmoney wrote: »

Hi there. Hope someone can help.

I currently pay a childcare provider for 4 days out of 5 for my 2 children - one full time care and the other pick ups and drop offs to school. My childcare costs are fully covered by tax credits - I have checked this with the tax credit system a million times and been assured that I'm on the right money - (part of which includes child tax as well as childcare).

I am now moving area and will be employing a new childminder - more expensive for a number of reasons - one being the care going from 4 to 5 days.

What's really really worrying me, is when I go onto the calc not only does it state I won't be covered for childcare costs - but actually it will dramatically reduce. I know the calc is an estimate etc and even when I put in my current income details it says different to what I actually get - I'm just worried about making the move and going for it when I can't get a valid answer as to whether costs will be covered !

Current earnings 25000 per annum - childcare costs currently 170 per week going up to 250 - 270 per week (unconfirmed amounts as of yet).

I'm at a loss to understand how without any increase in my wages the calculator can reduce the amount i'd receive so drastically.

I wish someone could just help and say 'this is what you'll get' - but it's all very cloak and dagger. But by this time I might have shifted my life to another county and will be pretty much screwed !!!!!

Any real advice would be greatly appreciated x

In a Nutshell, unless you are a high wage earner, then unfortunately single Mum's are not always better off financially working full time!

(Grabs Tin Hat and waits for ambush!) :rotfl: