Intelligent Finance

another

does anyone know the address in england for intelligent finance ??? is it trinity road, halifax, w. yorkshire hx1 2rg????
i need to start money claim online tonight... please help

LozBingley

another wrote: »

does anyone know the address in england for intelligent finance ??? is it trinity road, halifax, w. yorkshire hx1 2rg????
i need to start money claim online tonight... please help

INTELLIGENT FINANCE
1 Baird Road
Kirkton Campus
Livingston
EH54 7AZ

or

Trinity Road
Halifax
West Yorkshire
HX1 2RG

Trinity Road is really the head office as its owned by the Halifax (Bank of Scotland)

Very nice canteen there too (as an ex-staff member ) but not as good as Barclays Home Finance (Millshaw Court, Leeds), better at Bradford & Bingley (Bingley & Cross Flats) too, but the best was at Yorkshire Building Society

bloominSkint

Hi

I sent a letter to IF to claim back £1985 in charges on 4th July 2007.

They have replied saying they are reviewing my case as a complaint i presume and will reply within 4-8 weeks!!!!!

Has anybody received this and managed to win if so what did you do???

Did you send the letter saying you weren't happy with response and will commence legal action in 7 days if not refunded?

Or did you wait till they replied with either an offer or no we will not refund?

looking at this website they offer 50% initially then you call them and haggle for more. I haven't received this yet should i wait till i get this before sending the court action letter???

Any help would be greatly appreciated on this

Thanks

bloominSkint

w0od0o

Hi, I have been trying to claim my default charges back from Intelligent Finance (Halifax) and they have offered me 50% of my charges, should i accept this or continue??

nowretired_2

No dont accept half of what is your money. They always start off by making a ridiculously low offer, hang on in there and you will eventually get the whole amount back.

GarethR

w0od0o wrote: »

Hi, I have been trying to claim my default charges back from Intelligent Finance (Halifax) and they have offered me 50% of my charges, should i accept this or continue??

On the offer you should have had a phone number, ring them up & be very polite but say you would like to know if they can up it, they will say what to, you say the full amount of charges (not interest, they wont give you that) & the likely outcome is they will!

Halifax DO negotiate so you should get all your charges back but again they wont give you the interest, only court will get you that mate

:beer:

bloominSkint

Hi all

I have now received a letter from IF offering 50% of my charges back.

If anybody has won their claim can you advise what you did at this point by the sounds of it you should call and negotiate for just the charges alone without the interest can more people vouch that this works?

Thanks

bloominSkint

bloominSkint

Hi all

I called IF after receiving my 50% letter ad requested the full amount they said they could only authorise 75% i requested 80%. I was placed on hold while a manager was contacted and they agreed to refund 80% so total of £1640 refunded to the account!!!!

So keep trying people it is worth it

Thanks

bloominSkint :beer: :j :T :rotfl:

another

I am with if and at court stage and waiting for 28 days to go through after acknowledgement (they are putting in a defence) will this affect my case?

katyw

Hi all.

I'm finally pulling my finger out and writing to my old CC companies to see if I paid any charges....I'm sure I did!

I used to have an Intelligent Finance card......am I right in thinking I would have to write to Halifax now, quoting my old IF CC number?

Thanks in advance guys.

PS I'm posting this on the reclaim and also DFW boards......as I know you're all brilliant. x