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DMP & Mutual Support Thread - Part 8

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  • Tigsmom
    Tigsmom Posts: 290 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    Great news. Santander never wrote to us but they have taken the payments and our statements say 0% interest so that's good enough for me. I just wish we'd opened our main account with them instead of HSBC. Hindsight is a wonderful thing.
  • katy_ann wrote: »
    A bit of good news from me today, Santander have sent me a letter saying that they are complying with CCCS and my monthly payments from them and that they wont be adding on any further interest. One down, 5 to go! x
    Tigsmom wrote: »
    Great news. Santander never wrote to us but they have taken the payments and our statements say 0% interest so that's good enough for me. I just wish we'd opened our main account with them instead of HSBC. Hindsight is a wonderful thing.


    Excellent news :T
    LBM 10/1/12 ~ DFW Start 6/2/12: £82,344 ~ Now Zero
    :staradmin:starmod::staradmin Debt free 17th April 2015 :staradmin:starmod::staradmin
    Eternal thanks to the DMP & Mutual Support (no.439) and Payment a Day Threads
    Mortgage free 3rd July 2014 - Grateful thanks to the 2013/14 MFW threads
    "Debt is normal. Be weird!" Dave Ramsey
    Proud to have dealt with our debt :)
  • katy_ann
    katy_ann Posts: 1,094 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    I completly agree, HSBC are being a nightmare for me! x
    Debt free once - Back again | Current debt: £2479.50 - January 2025 | Make £2025 in 2025 #11 - £41/£2025
  • katy_ann wrote: »
    A bit of good news from me today, Santander have sent me a letter saying that they are complying with CCCS and my monthly payments from them and that they wont be adding on any further interest. One down, 5 to go! x


    Good news. Keep it coming!

    HHx
  • Growurown
    Growurown Posts: 5,498 Forumite
    Debt-free and Proud!
    Evening everyone. All this talk of slow cookers has reminded me to tell you about one of my favourite items in the kitchen which is my steamer. Pile all the veg in and switch on. No pans boiling over and one heat source to cook everything thereby saving money. I can also do fish and rice in it and steaming retains more vitamins than boiling. I am also thinking of resurrecting my pressure cooker and when I get paid am going to invest in a new slow cooker since OH broke the old one!
    DMP Mutual Support Thread No. 421

    Debt free date 25/11/2015 - Made It!
  • Growurown wrote: »
    Evening everyone. All this talk of slow cookers has reminded me to tell you about one of my favourite items in the kitchen which is my steamer. Pile all the veg in and switch on. No pans boiling over and one heat source to cook everything thereby saving money. I can also do fish and rice in it and steaming retains more vitamins than boiling. I am also thinking of resurrecting my pressure cooker and when I get paid am going to invest in a new slow cooker since OH broke the old one!

    I love my steamer. It's brilliant for Thai rice and stops it boiling over everywhere and making a mess of the cooker. Oh and for sui mai and other dim sum which we buy in bulk from local Chinese supermarket :)
    LBM 10/1/12 ~ DFW Start 6/2/12: £82,344 ~ Now Zero
    :staradmin:starmod::staradmin Debt free 17th April 2015 :staradmin:starmod::staradmin
    Eternal thanks to the DMP & Mutual Support (no.439) and Payment a Day Threads
    Mortgage free 3rd July 2014 - Grateful thanks to the 2013/14 MFW threads
    "Debt is normal. Be weird!" Dave Ramsey
    Proud to have dealt with our debt :)
  • teddyp
    teddyp Posts: 57 Forumite
    Hi everyone... finally after a crazy month and last minute panic have decided to go with the dmp... spoke to the cccs on Friday and they were so friendly and made me feel a bit calmer about the whole process.

    Anyway I need to get all my letters off this week to my creditors....Couple of things I could do with some advice from you if anyone knows.... Is it better to send a postal order or a cheque for the token payment that goes with the letter in the cccs pack ?

    Also how do I find the correct addresses to post them too ? Im after Barclays bank , Barclayloan and Barclaycard ekkk and also Santander credit card and Next catalogue. If anyone can point me in right direction that would be great.

    Thanks for all your stories it had really helped give me the confidence in going forward x
  • lizzy23
    lizzy23 Posts: 193 Forumite
    well after yesterdays drama with the dd decided to set to and do them myself last night so after a couple of hrs on the phone most of them are done will pick up last of them today, have to say i feel much more in control, just need to confirm wages into new account on Friday and we will be go go go, its ver weird getting excited about pay day
    LBM 2 and the OH is onboard sept 12, DMP will start on the 1st November, DFD who cares as longs as it comes:)
    1 year down 5 to go and now under 30k and 10% paid off :beer:
  • lizzy23 wrote: »
    well after yesterdays drama with the dd decided to set to and do them myself last night so after a couple of hrs on the phone most of them are done will pick up last of them today, have to say i feel much more in control, just need to confirm wages into new account on Friday and we will be go go go, its ver weird getting excited about pay day

    Not another control freak :) Yippee!

    HHx
  • teddyp wrote: »
    Hi everyone... finally after a crazy month and last minute panic have decided to go with the dmp... spoke to the cccs on Friday and they were so friendly and made me feel a bit calmer about the whole process.

    Anyway I need to get all my letters off this week to my creditors....Couple of things I could do with some advice from you if anyone knows.... Is it better to send a postal order or a cheque for the token payment that goes with the letter in the cccs pack ?

    Also how do I find the correct addresses to post them too ? Im after Barclays bank , Barclayloan and Barclaycard ekkk and also Santander credit card and Next catalogue. If anyone can point me in right direction that would be great.

    Thanks for all your stories it had really helped give me the confidence in going forward x


    Welcome.

    Addresses should be on your statements. The other quick way is not to pay them, they will soon send their contact details!!!! (you will still be able to then pay them that month lol)

    Most people say POs because you dont have to sign them (incase you decide to go UE later)

    Hope that helps

    HHx
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