LloydsTSB Save The Change Fun Loophole

Andyboy

paulus1967 wrote:

I find that the quickest way to get my 0.99p's into my savings account is to pay MBNA credit card upto a maximum of 15 transactions a day on my card and 15 transactions on Jane's card (partner) if for any reason i forget the number of times i used the card i just ring up to get the card unblocked (0800 096 9779) and use option 1

Please be aware that I did block my card and they would not unblock it on the number you qoute and said I would have to go to my branch and ask for them to lift the 15 times a day limit!

I did this via 08453000000 number and asked for them to connect me to my branch. My branch said they did not know why this is and are calling me back....ooops!!! will let you all know what happens!!!.....

OK I am back

They would not unblock card or allow any more than 15 transactions in a day. Please take care not to leave yourself stuck without a card for the rest of the day!

paulus1967

Andyboy wrote:

Please be aware that I did block my card and they would not unblock it on the number you qoute I did this via 08453000000 number They would not unblock card or allow any more than 15 transactions in a day. Please take care not to leave yourself stuck without a card for the rest of the day!

Hi Andy boy you must have caught them on a very bad day as this is the number i use and have never had any problems with it. They even let me unblock jane's card whilst i was unblocking mine. The best thing about March will at least be more days than in Febuary.

doodle_bug

How the heck are we go to prove we have got £100 match for Martin's extra £100 draw?

SilverScooby

I overdid it at mbna and got my card blocked - I rang up and got through to a really friendly woman in their fraud section!

I explained why and I was doing it, and she said "so THATS why i'm getting all these calls today!" Told her about the sprouts at Asda and we had a laugh!

Card unblocked, no problem

JollyNolly

I'm overdrawn, but I thought I'd register anyway, for the few days in the month when I'm not.

Anyway, having registered I was surprised to see entried appearing in "Transfers and Payments".

Can't figure out what's going on here. Every day I get an entry under "Transfers and Payments" - "Save the Change" payment due: correct amount for the payments I've made - due date: today's date. But nothing appears in my Online Saver.

So are they transferring savings or not?

Kazza242

JollyNolly wrote:

Can't figure out what's going on here. Every day I get an entry under "Transfers and Payments" - "Save the Change" payment due: correct amount for the payments I've made - due date: today's date. But nothing appears in my Online Saver.

So are they transferring savings or not?

Yes, they will transfer the money held in Transfers and Payments STC to your online saver after a day or two has passed.

JollyNolly

Kazza242 wrote:

Yes, they will transfer the money held in Transfers and Payments STC to your online saver after a day or two has passed.

Weird system! Okay, I'll keep making £1.01 transfers to my Egg savings then!!

YorkshireBoy

JollyNolly wrote:

I'm overdrawn, but I thought I'd register anyway, for the few days in the month when I'm not.

Anyway, having registered I was surprised to see entried appearing in "Transfers and Payments".

Can't figure out what's going on here. Every day I get an entry under "Transfers and Payments" - "Save the Change" payment due: correct amount for the payments I've made - due date: today's date. But nothing appears in my Online Saver.

Are you overdrawn now? If so, maybe the STC transfers are shown, but not made due to this?

So are they transferring savings or not?

In my experience, debit card payments (to Egg) made on a Monday will appear on your current account statement in the early evening of Tuesday. Later on that same evening (around 10:00pm), a STC transfer is listed in the "transfers and payments" area. By the following morning (Wednesday), the STC value has been moved from your current account to the online saver.

Weekends are a little different, but by Tuesday morning everything has sorted itself out.

joughtib

I didn't apply for this early enough (shame on me), forms sent back on Wednesday, savings account in place ready, so I'm determined to get the 50 quid in March!!

JollyNolly

YorkshireBoy wrote:

Are you overdrawn now?

Sadly, yes, but salaries in the next couple of days should sort that for a few days. I didn't expect to see any sign of transactions at all until I was in the black.