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LloydsTSB Save The Change Fun Loophole

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  • ollyshaw wrote:
    I just opened an account with £1. It says £250 to start earning great interest (you get virtually nothing for under £250).

    Hence you only need a pound to open the savings account (unless anyone can tell me different).

    I am already well under way making up for the 13 days of feb I missed. Does anyone know how many transactions per day till the card is blocked? I need to make 3.5 transactions per day in feb and then 1.6 in march.

    Cheers,

    Olly

    Hi Olly,

    I started this late (21/2/07) and have twice gone to Tesco garage to fill up mine and my wife's cars in £2.01 increments. On the 21st., the card was "stopped" after 17 transactions whilst filling my car, so I went into the bank yesterday and told them what happened. Today we filled up "Bodicea's Chariot" with 15 transactions - no problems.

    Hope this helps

    Phil
  • Andyboy
    Andyboy Posts: 257 Forumite
    Part of the Furniture Combo Breaker
    paulus1967 wrote:
    Hi Andy boy you must have caught them on a very bad day as this is the number i use and have never had any problems with it. They even let me unblock jane's card whilst i was unblocking mine. The best thing about March will at least be more days than in Febuary.

    I must've cos Silverscooby had no prob either :confused:

    Never mind, unblocked now and able to continue for next few days. :j

    I even got the phone call last night asking a million and one questions from Fraud dept....didn't even get to speak to a human :eek:

    Roll on our prizes for persistance. Thanks all :money:
    Andyboy :idea:
  • freebird65
    freebird65 Posts: 1,751 Forumite
    Part of the Furniture Combo Breaker
    I think the Lloyds system has caved in under the pressure of all of us with our little £1.01 payments......

    My card has been blocked again at the first time of using today. I've called Lloyds and they say that due to an exceptionally high volume of calls, the fraud/unblocking department can only take my number and call me back, but as they are so busy, this may take several days!!!!!!!


    :o
  • freebird65 wrote:
    but as they are so busy, this may take several days!!!!!!!
    Oops. Seems they underestimated the number of people doing this....
    Conjugating the verb 'to be":
    -o I am humble -o You are attention seeking -o She is Nadine Dorries
  • i've literally just phoned now and got thru no problem! just panicking as the end of feb looms near.... !
  • reehsetin wrote:
    just signed up with lloyds, cant wait, was trying to think of ways to maximise the change because i use my debit card very little, this thread should really help

    does anyone know how i can check that its ctivated on my account? signed up online a few days ago, no confirmation letter yet

    I couldn't see a reply to this - does anyone know how I can make sure it's all set up on my account before I start spending pennies left right and centre...?
    I don't think I can hang on til Friday...
  • YorkshireBoy
    YorkshireBoy Posts: 31,541 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    I couldn't see a reply to this - does anyone know how I can make sure it's all set up on my account before I start spending pennies left right and centre...?
    There will be a payee set up under 'transfers and payments' called SAVE THE CHANGE.
  • reehsetin
    reehsetin Posts: 4,916 Forumite
    1,000 Posts Combo Breaker
    as soon as CS set it up (properly) it came up in mt internet banking under transfers
    Yes Your Dukeiness :D
  • chesky369
    chesky369 Posts: 2,590 Forumite
    It's proving harder to fulfill the mission than I originally thought, having started it only last week. My card was frozen on Friday (I suppose I'd used it too much) and they wouldn't unfreeze it over the phone, I had to go to a machine to do it. Then, to my surprise, my Sainsbury's shopping came to EXACTLY £49. I don't think that's ever happened before. I've been paying off my credit card in £2.01 amounts but of course they don't show on the credit card statement since Friday, therefore I'm hoping the ones I did on Friday evening, Saturday and Sunday all get processed later today and get in before the deadline on Wednesday. It's exhausting - Phew!
  • Rafter
    Rafter Posts: 3,850 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Every time you are using a debit card for under £5 you are losing money for the retailer as well as Lloyds TSB.

    Every call and sort out with the Lloyds fraud centre probably costs £5+

    Although this is a bit of fun is it really worth sitting at the petrol station filling up your car 20 times?

    Wouldn't it be better to take the thing in the spirit is was intended rather than trying to squeeze every last pound out of this promotion, costing retailers £1000's in the process and breaking Lloyds computer systems?

    Maybe I'm just not a real money saver though!

    R.
    Smile :), it makes people wonder what you have been up to.
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