Who else has had some shock unexpected expenses so far this year???

Catslovelycats

Well in the space of a week, my fridge died, my top oven died and my house alarm developed a fault.

Hope that oven and fridge can be fixed. I can afford to pay for all these if it's just fixing they need. If I need to replace the fridge OR oven I can afford to do that. I can't afford to replace both AND have the alarm fixed. So here's to a nervous wait.

Hoping to get them all sorted tomorrow but I wondered who else has had to face unexpected costs? I don't mean things like insurance renewal etc, but things that you genuinely wouldn't have known would happen.

Let's help each other out with some :beer:.

I am so glad that I started saving £50 a month last year for my emergency house & vet fund, otherwise this would be shoved on a card and I'd then be hoping for the best. Even so, it's tight and it's made me realise I really must make sure I have enough emergency funds to hand and find ways of saving a bit more.

FireWyrm

£200 and counting in vets fees for an injured cat...

And I used my emergency fund on the last emergency....

MrsPorridge

Not as yet, but am sure something will happen during the course of the year. Like you I find that its never one thing to "go" its always a couple of things together!

nearlyrich

Not yet but like most people we have house related emergencies or appliance replacements to come, emergency fund is a good idea even if it's only a few quid a month it helps.

lobbyludd

not anywhere near as serious as yours thankfully but fridge part of fridge-freezer routinely packs up every 6 months or so (ices up completely in the innards stopping fridge bit working - happens very slowly though and the temp gauge doesn't register that it's heated up, because it is iced up as well).

Happened just before christmas so defrosted completely for 72hrs and thought I'd be safe for a while. But happened again just after as well. I took it to pieces and got ice out of the most ridiculous places, had no idea if it would work again at all when I fitted it all back together, thank fully it has and I'm going to stick the energy monitor (which has a temp reader on it) in the fridge bit once a week so that I can see when it starts to go next time.

I have no emergency funds at all I'm wavering now about whether to divert some debt-payments to a small emergency fund.

ladysparklexx

A £300 car mot, thats after I put four new tyres on before it went!!!!!!!!!

Being at the start of a DMP we have no emergency money so are working our bums off with over time and ebay, this will then continue to attack our debts.

BevieB

Me too, started end of Xmas dishwasher packed up and bolier needed repairing. Then last week washing machine died, its 8 years old so had to buy a new one. We are on DMP so will be living on beans on toast rest of month. They say it comes in 3's so I hope no more umplanned expenses for a while.

skylight

Yep. Fence panels in the garden and then the youngest child threw middle childs violin down the stairs snapping it at the neck. Goodness knows how much that is going to cost (we borrow it from the school/music scheme). Will find out this week.

~Beanie~

Yes, I've had a very expensive month!

- Broke my glasses the week before christmas - £150
- Emergency vet required on Boxing day - £700 :eek:
- Cat transferred to usual vets for further treatment - £150
- Letter telling me I underpaid tax last year to the tune of £250
- Hair straigtners packed up - £30
- Lost my watch (not yet been replaced)

Can this year get any worse? Lucky I've got a boyfriend with a credit card, I think it'll take me till this time next year to pay him back for all the above! I seriously don't know what I would have done otherwise, I have no access to credit and no money. The cat is insured but unfortunately this particular condition first occured during a period when I could,'t afford insurance and so he is not covered for it.

elaine12022

Got a funeral to travel to next week,(estimate about £80-90) and my bread bin broke so have had to order a new one. (abt £10)

Most of the funeral costs will be covered by a cheque from music magpie and some christmas money.

Catslovelycats - congratulations on having put some money aside to cover things :T

camuk81

Just on a bit of a byline note have you thought about trying to do it yourself.

I know you can;t always fix everything but last year the over packed up twice, dryer twice, washer twice, child dsi once, tv once, car steering rack

Did a guesstimate at Christmas and this would have cost over £1000 to fix however we fix all of these for the grand total of £132.00.

The internet has become a great place for do it yourself. There has been a lot swearing and cursing but sometimes there is no point paying someone else for the joy of fixing it!

The example was the tv. Currys quoted £50 call out and parts and labour on top. So we went on the internet found the instruction and got the parts for 66p and hey presto once fixed tv.