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LBM in 2003.. What have I been doing since??!
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Morning Brizzle, how are you doing this fine (cold) Tuesday morning?
Tilly x2004 £387k 29 years - MF March 2033:eek:
2011 £309k 10 years - MF March 2021.
Achieved Goal: 28/08/15 :j0 -
Hi brizzle I have read your diary from start to finish with interest - hope your doing okFocusing on clearing the credit cards in 2018 :T0
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Hi Dotty and Tilly
Great to hear from you. Dotty..thats amazing...I am very impressed and a little in awe of your staying power:rotfl:...I can hardly remember most of the last year..except that the debt has got bigger but I am more in control..and SO aware of what I am doing. So some steps forward and some back.
Have been away for a few days before OH goes away for about 6 weeks..but back to work with vengance now. Everything and I mean everything seems to be in 6th gear:( Have upped my hours too so will suffer for the next few weeks until we all adjust but on the other hand the extra money is absolutely necessary.
Small things to celebrate today:
- hens laying loads of eggs
- received £30 back from insurance company...had completely forgotten that would be arriving 3 months after taking out the policy
-used a £20 Ocad0 voucher..will get it next week, all essentials so seemed worth it and chose a 49p delivery slot.
- have a 25% off Co-7p voucher so can use that too..are the supermarkets desperate or something at the moment??
- chipping away at the CC debts..will update signature soon but all going in the right direction
- relisted unsold ebay items..its just gotta be done:)
Will try and get around the diaries soon...hard to get a spare moment these days. Hope everyone is chipper
Brizzle xMFiT-T4 Member No. 96 - 2022 is my MF goal
Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T0 -
Nice to hear from you Brizzle. Glad things are going in the right direction.
Fortune xhttps://forums.moneysavingexpert.com/discussion/6623005/happy-days-in-our-golden-years/p1?new=1
Working at Living0 -
Lovely to hear from you. Things sounds as though they are going to great crazy mad at Brizzle HQ for the next few weeks.
6 weeks, yuk, dont envy you that one. Am on hand for any moaning and whinging you may wish to do during that time !
Take Care of yourself xxLBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
Total Debts JUL 2020 £00.00
Cleared Jul 2020 £96796.75:T
Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 4280 -
Hard yards, keep smiling it will be worth it.Trying to shift that debt!0
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Eeek..havent posted since the 10th..shocking:eek:. Just shows how crazy its been as I have missed you girls (and guys) and also I have slipped with logging all the spends in Moneyw2izz..so just shows how not posting regularly can adversely affect one's budgeting and MSE ways..:o
Anyway..feeling bit more sorted today. The frantic sprint of my working and domestic life has slowed to more of a gentle jog. Yippee:T
So, today I will:
- make bread
- post an ebay sale...most stuff hasn't gone but tempted to keep on reposting until it does?
- reduce childcare costs a little for this week as looking at diary think I can manage
- plant some more salad in the coldframe for planting out soon
- find out where the blooming hens are laying..it certainly isnt in my garden:(
Today so far I have done the Tilly Tidy..which I have been doing in the last few weeks (so need to update signatures), paid the childcare bills, am considering another another balance transfer offer which might give me some more 0% months so worth potentially moving across some stuff that might expire this year?, used up another O9ado voucher for a few bits this week..it was good stuff last time and when time is so short makes it all much less stressful, used up some vouchers to buy such necessaries as loo rolls and kitchen rolls and bought OH a present for his birthday in July (rarely this organised!) - I also did buy a new work summer dress which was £25 reduced from £90..hope its nice.
Think thats it. Back soon! And so sorry havent popped into anyone's diaries for ages..I am thinking of you all and hope everything is survivable as it were..makes a difference when the sun shines doesnt it:D
Brizzle xxMFiT-T4 Member No. 96 - 2022 is my MF goal
Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T0 -
it certainly does, lovely to see you back I am hoping the clouds break here and we get some sunshine too!Trying to shift that debt!0
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Thanks SBO..just been doing the call round of the credit cards and updated my signature:mad::eek::( Lot I owe. Oh well once again need to focus and my increased pay will help. At least its all on 0%. Must pay off BC first though as that deal runs out mid way though this year.
Hope the sun does start to shine in the NE..its cold though here. Better weather forecast for tomorrowMFiT-T4 Member No. 96 - 2022 is my MF goal
Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T0 -
IM stuck in an office, have an amazing view (I look out on Durham Cathedral) but the skies are grey, am hoping that the weather changes, my boy is three on the weekend and wants a barbecue! Baltic here too, global warming, bit of a con eh?Trying to shift that debt!0
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