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LBM in 2003.. What have I been doing since??!
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Aaah..sod the weather I LOVE Durham. Envy envy..
BBQ..well I like the optimistic attitude, does he take after his mother:p
Not a bad day today...
Today I have:
- not done anything from my list apart from post an ebay sale..certainly not been in the garden:(
BUT I did:
- peg out washing
- find out that I am £84 up on a non used credit card!! Yay!! Small joys! It can be used for the girls' birthdays
- swap back some currency - £148 up:T
- moved money back from a currency card into my Current Account (will arrive Weds and it will then go against the evil BC as its the first to end the promo rate (£400 worth!)
- switched off heating at weekend..its April for goodness sakes and have resisted switching it on again..(but may light the log burner;))
- got my paperwork through for a M&S bank account so £100 coming my way..may move across 2 DDs to get some vouchers..but can't move the whole thing as excellent mortgage rate linked to my existingCurr Acc
- meal planned and getting the SC out..bargainous FR chicken thighs for the third meal this week..oh well :rotfl:
-relisted ebay items
- checked out the Click thang on Quid8o..looks like might be interesting IF you want those items. Will bear it in mind.
Outdoor jobs tomorrow..and I will send out DDs to look for eggs!:rotfl:
Have a good eve..wine o'clock now!:T
Brizzle xMFiT-T4 Member No. 96 - 2022 is my MF goal
Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T0 -
Did you ever find the eggs ?!! I am intrigued as to where they have been laying them .
The sun makes a huge difference to me. I seem to get so much more done and feel much happier. Even DD1 is getting out of bed in the morning without being dragged out by her feet ! :rotfl:
Hope things arent too crazy for you this week xxLBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
Total Debts JUL 2020 £00.00
Cleared Jul 2020 £96796.75:T
Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 4280 -
I want chickens but OH says the foxes will get them.
glad you are backMortgage: £280,752/ £262,515.84
hmrc:£16760/£5,480.20
evil credit cards: £41,208/ £37,841
Car: £18,800/£13,101.18
Weight 13.9/ 12.6 -1 stone 3
saving for refurb £2000/£700 1 July 20130 -
Hey folks
It's great to be back.
new Leaf, we lost a chicken about 3 years ago. Our own stupid fault. They cant see well in the dark and had roosted on the fence. OH had a new mac and was playing and forgot to go and take them down and shut them in...well you can guess the rest. One survived..she only died, sadly, earlier this year. The other copped it.
Haven't lost one since though..and we live in the fox capital of Britain!! They are lovely..but trash the lawn in winter.
No sign of eggs. It's a mystery and they should be laying. It's light for long enough. Maybe they are on strike!:rotfl:
Feel much calmer for being back on here and having a sense of where the money is ( or isn't).. Spending some time on Monday sorting it was therapeutic. Week OK...currently sitting in a hotel but that's OK. I have a large glass of wine and am on here...in some ways easier than being at home :rotfl:
A dear friend has asked us if we can holiday together to France this year. They are very frugal...so would be a good choice MSE wise...but I am sure it'll be more expensive than my planned trip to Wales!!! So what do you think girls...? I think I should do the Wales trip...it's not as if we haven't had a great holiday already this year....and then put the savings towards the evil debt. But views?
Take care. See you all soon xxMFiT-T4 Member No. 96 - 2022 is my MF goal
Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T0 -
A vote for France from me.
Life being too short & all that.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Thank you beanielou...I wasn't expecting that so thank you!!
How are you keeping? Sorry haven't been about..but always thinking of you allMFiT-T4 Member No. 96 - 2022 is my MF goal
Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T0 -
Things not great at the mo but am plodding on.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
I think the holiday depends on just how big the difference in price is between Wales and France and if you feel it's worth it. Frugal France sounds fab though ....Debts @ LBM £23,729.31. Debts @ 08/04/2016 £0 :j
Best win so far - holiday to Florida0 -
Thanks PLMBL...yes you're right..the price of a bottle of local red shouldn't be my only criteria:rotfl:
Sorry to hear that beanielou....hope you get some fairy dust sprinkled over you and yours soonMFiT-T4 Member No. 96 - 2022 is my MF goal
Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T0 -
Hi Brizzle, re the France question
If your friends are frugal then it could be a reasonably priced holiday. However, what does it do to your DF date? How old are the kids, is it to give you all memories or is it just another holiday?
If it meant pushing the date out 2-3 months I'd probably say no
However another part would fancy sitting outside with a glass of wine and fab food :T
Tilly x2004 £387k 29 years - MF March 2033:eek:
2011 £309k 10 years - MF March 2021.
Achieved Goal: 28/08/15 :j0
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