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LBM in 2003.. What have I been doing since??!
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Thanks Tilly..wise wordsMFiT-T4 Member No. 96 - 2022 is my MF goal
Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T0 -
Blowing Tilly's Wise and sensible words bang out of the window......I vote France ! Sorry Tilly
But .......... I am a sucker for a holiday , you could nip to Wales for a long weekend anytime
Best you don't listen to me, I am in one of those s*d it , life's to short moods today !
Think I will go now and get back to work before I cause any trouble :rotfl:LBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
Total Debts JUL 2020 £00.00
Cleared Jul 2020 £96796.75:T
Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 4280 -
Love the advice..am still waiting on Mr B's words from afar...
Take care girls xMFiT-T4 Member No. 96 - 2022 is my MF goal
Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T0 -
I would go on Holiday!! I am desperate for one, if anyone offered me a trip to France I would bite their arm off for it!Mortgage Overpayments 2024/25 - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. A-£200, S- £221.34. O-£200EF- £642.41/500
Total- £1783.67
Goal pay off 1% of current mortgage in 1 year. £1650
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france gets my vote. sun is neededMortgage: £280,752/ £262,515.84
hmrc:£16760/£5,480.20
evil credit cards: £41,208/ £37,841
Car: £18,800/£13,101.18
Weight 13.9/ 12.6 -1 stone 3
saving for refurb £2000/£700 1 July 20130 -
Maybe we could all come with you ?!!:D LBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
Total Debts JUL 2020 £00.00
Cleared Jul 2020 £96796.75:T
Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 4280 -
Great idea...then we could all be frugal together!! A big MSE charabanc heading south in search of sun and cheap red wine!!
Thanks for the support guys..still waiting on OH's views...comms are intermittent at the moment
Had to buy socks, pants and school uniform for DD2 today..otherwise will be a LSD.
Done a Tilly Tidy and looking forward to my new pay packet ( hope I am not disappointed!! As cant easily work out tax as paying some back starting this month.) End of month can't come soon enough.
Panels churning out leccy nicely..I love it when the sun shines!MFiT-T4 Member No. 96 - 2022 is my MF goal
Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T0 -
Rose in the south
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Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Hope you manage to get word from OH soon Mrs B as I am looking forward to our MSE Jaunt to Francais !!:)LBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
Total Debts JUL 2020 £00.00
Cleared Jul 2020 £96796.75:T
Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 4280 -
Hi all
So....a blisteringly busy weekend. Up the stables with DDs on Saturday morning - they loved it. Then back for pizza with friends, house full of kids and a well earned glass of wine. On Sunday we baked cakes, went to the allotment, dug in potatoes (so so late:eek: think we will do well to avoid blight), picked lots of rhubarb, planted onion sets (gift from allotment neighbour), came home and tidied garden and planted sweetcorn, more salad, more mangetout and french beans in the coldframe..
Then...I got upset at the unused glut of rhubarb and made 8 jars of chutney (with more for a sauce this week with pork belly methinks).....and then hosted friends. Phew...what a day.
This week is kicking in again workwise so need to make sure I also find time for the more important things in life. OH is popping back for a few days at end of this week which will be lovely. He has also said he'd prefer to go on holiday to Wales..so Wales it is. I have no problem with that! We also have 2 more bookings for the campervan this summer so up to about 4 now. Good news really.
I am completely failing to keep to my budget. MUST do better. Been doing TillyTidies but little point if I keep on busting the budget. Why oh why do I do this to myself? I do well then the lightbulb flickers....:o and I fall from grace. I know the theory..whats wrong with me!!!
Think that's it, folks. Hope everyone is doing well.
Hugs to everyone
BrizzleMFiT-T4 Member No. 96 - 2022 is my MF goal
Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T0
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