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LBM in 2003.. What have I been doing since??!
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Thanks all, blimey I have been MIA..sorry. RL is full on, too full on. I am now about to collapse in a heap and thank goodness that I don’t need to go out again. Have a cold and feel shattered. Think a hot bath and a glass of wine may be in order. In that order or in parallel...:think: :rotfl:
Hope everyone is doing well. It’s a stressful time money wise isnt it? Balancing expectations of time, money, gifting etc...and the year end suddenly meaning everything I have put off at work suddenly needs completing. I also don’t like the dark cold nights, makes me feel cold inside and stops me running. I am also carrying a lot of paperwork to and from work in a rucksack and it gives me hip strain which stops me running...I need to change this I think as I am hoping to take part in a race in the Spring and at this rate it just won’t happen as I won’t have put in the miles.
YNAB is looking a mess. Lots of red. But probably salvageable...must take a look over the weekend. Paying in advance for holiday stuff hasn’t helped at all..but very keen not to just put it on a card... right behaviours....just trying to wrestle with the consequences!!!
Some nice things sorted for the weekend. Will try and read diaries this evening and also keep in touch a bit more.
Lots of hugs
Brizzle xMFiT-T4 Member No. 96 - 2022 is my MF goal
Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T0 -
Enjoy your glass of wine and I hope you feel better soon.0
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Good to hear from you. Lots of bugs going round at the moment, hope you feel better soon xI get knocked down but I get up again (Chumbawamba, Tubthumping)0
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Yes hope you’re recovering brizzle. This time of year is always a bit mad and fraught - everything should be back to normal in a few weeks!:)Finally Debt Free! - July 2016 🌟
Finished Emergency Fund- £10,000 April 2017
🌟
RETIRED: MAY 2021!!!!😀🎆
My diary: “Seasidegal's Scrimpy Retirement Diary!”0 -
Hope you are on the mend really soon.
Take care xxI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Hey Brizzle how you doing? assuming RL is just as crazy and busy getting ready for being away. Hope you're getting some time to enjoy stuff and things. Make sure you are taking care of your self (particularly carrying large amounts of paperwork around in snow and ice)
I'm not running either and I don't like it, must get back on the horse.
Purps.0 -
Hope you are feeling better Brizzle and that things are calming down a bit?
NOA
xFeb2014 Total unsecured debt £72,520>>01/06/16 £68166>01/02/17 £66,600=8.18%PAID
Mortgage Jan14=209,800 Jan15=£200,300 Jan17£180,700>OCT17 £170,200
Health/Fitness Challenges Priority#1 Stay Fit and healthy - whatever it takes:)
Wombling Free Cash May2016 £510 -
Hello dear readers.. so so sorry for the news blackout. RL is crazy busy and trying to pack to go away on the long haul trip. All good. Money a little wobbly but will update shortly. Thanks again for popping by - hope everyone good
XxMFiT-T4 Member No. 96 - 2022 is my MF goal
Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T0 -
Nice to see you posting brizzle. Looking forward to hearing all your news.Finally Debt Free! - July 2016 🌟
Finished Emergency Fund- £10,000 April 2017
🌟
RETIRED: MAY 2021!!!!😀🎆
My diary: “Seasidegal's Scrimpy Retirement Diary!”0 -
In case I don't get on again, hope you all have a lovely Christmas xx"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee0
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